BlastPoint's Credit Union Scorecard
BEE
Charter #9893 · MD
BEE has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.94% below tier average
- - Efficiency ratio 0.31% above tier (higher cost structure)
- - Delinquency rate 0.87% above tier average
- - Net Charge-Off Rate: Bottom 4.4% in tier
- - Members Per Employee (MPE): Bottom 6.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
996
-1.8% YoY-1.8% QoQ
|
-1.6K |
2,625
-2.2% YoY
|
34,720
+7.7% YoY
|
33,089
+6.1% YoY
|
28% |
| Assets |
$7.7M
-2.4% YoY-2.8% QoQ
|
$-22.2M |
$29.9M
+1.1% YoY
|
$624.1M
+9.4% YoY
|
$547.7M
+7.8% YoY
|
27% |
| Loans |
$3.0M
-0.5% YoY-0.8% QoQ
|
$-12.8M |
$15.8M
-2.4% YoY
|
$452.1M
+10.3% YoY
|
$388.7M
+8.6% YoY
|
24% |
| Deposits |
$6.0M
-2.8% YoY-3.3% QoQ
|
$-19.5M |
$25.5M
+0.4% YoY
|
$528.8M
+10.3% YoY
|
$464.6M
+9.3% YoY
|
26% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.3%
-240.9% YoY-372.4% QoQ
|
-0.9% |
0.7%
-731.4% YoY
|
0.6%
+23.1% YoY
|
0.7%
+273.4% YoY
|
Bottom 11.7% in tier |
| NIM |
3.9%
+17.5% YoY-6.5% QoQ
|
-0.0% |
3.9%
+3.8% YoY
|
3.5%
+4.2% YoY
|
3.7%
+5.0% YoY
|
50% |
| Efficiency Ratio |
81.7%
-5.8% YoY+6.4% QoQ
|
+0.3% |
81.4%
-2.4% YoY
|
78.6%
-6.6% YoY
|
79.1%
-3.3% YoY
|
58% |
| Delinquency Rate |
2.4%
-30.5% YoY-27.5% QoQ
|
+0.9 |
1.5%
-2.0% YoY
|
1.2%
+5.3% YoY
|
1.2%
-0.9% YoY
|
84% |
| Loan To Share |
50.2%
+2.3% YoY+2.6% QoQ
|
-11.1% |
61.2%
-3.0% YoY
|
65.0%
-0.2% YoY
|
68.0%
-1.7% YoY
|
32% |
| AMR |
$9,003
-0.3% YoY-0.7% QoQ
|
$-6K |
$14,627
-2.7% YoY
|
$20,685
+4.6% YoY
|
$19,418
+1.3% YoY
|
24% |
| CD Concentration |
8.1%
+76.7% YoY+14.2% QoQ
|
-16.3% |
24.4%
+4.2% YoY
|
20.4%
+10.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.4%
+4.0% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)