BlastPoint's Credit Union Scorecard
SOUTHEASTERN ARIZONA
Charter #9897 · AZ
SOUTHEASTERN ARIZONA has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.01% above tier average
- + Net Interest Margin 0.46% above tier average
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 7.4% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (AZ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,493
+0.3% YoY-0.0% QoQ
|
+2.9K |
2,625
-2.2% YoY
|
60,829
+5.9% YoY
|
33,089
+6.1% YoY
|
Top 11.4% in tier |
| Assets |
$46.2M
+1.1% YoY-1.3% QoQ
|
+$16.3M |
$29.9M
+1.1% YoY
|
$1.0B
+8.7% YoY
|
$547.7M
+7.8% YoY
|
75% |
| Loans |
$19.8M
-9.5% YoY-2.8% QoQ
|
+$4.1M |
$15.8M
-2.4% YoY
|
$651.1M
+13.2% YoY
|
$388.7M
+8.6% YoY
|
70% |
| Deposits |
$39.3M
-0.7% YoY-2.1% QoQ
|
+$13.8M |
$25.5M
+0.4% YoY
|
$883.8M
+10.9% YoY
|
$464.6M
+9.3% YoY
|
75% |
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| ROA |
1.7%
+5.6% YoY-6.5% QoQ
|
+1.0% |
0.7%
-731.4% YoY
|
0.8%
+38.7% YoY
|
0.7%
+273.4% YoY
|
Top 15.0% in tier |
| NIM |
4.4%
+7.6% YoY+3.2% QoQ
|
+0.5% |
3.9%
+3.8% YoY
|
4.0%
+6.6% YoY
|
3.7%
+5.0% YoY
|
70% |
| Efficiency Ratio |
63.8%
-1.7% YoY-1.4% QoQ
|
-17.6% |
81.4%
-2.4% YoY
|
75.3%
-3.3% YoY
|
79.1%
-3.3% YoY
|
20% |
| Delinquency Rate |
1.2%
+97.8% YoY+41.4% QoQ
|
-0.4 |
1.5%
-2.0% YoY
|
0.9%
+2.1% YoY
|
1.2%
-0.9% YoY
|
65% |
| Loan To Share |
50.5%
-8.9% YoY-0.7% QoQ
|
-10.7% |
61.2%
-3.0% YoY
|
71.1%
-3.6% YoY
|
68.0%
-1.7% YoY
|
33% |
| AMR |
$10,766
-4.1% YoY-2.3% QoQ
|
$-4K |
$14,627
-2.7% YoY
|
$19,058
+3.8% YoY
|
$19,418
+1.3% YoY
|
33% |
| CD Concentration |
6.7%
-5.2% YoY-8.4% QoQ
|
-17.7% |
24.4%
+4.2% YoY
|
16.8%
+14.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
16.0%
-13.8% YoY-1.7% QoQ
|
+2.1% |
14.0%
-5.7% YoY
|
23.2%
-8.0% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)