BlastPoint's Credit Union Scorecard

REV

Charter #9986 · SC

Mid-Market 1B-3B

REV FCU at VentureTech 2026 · Fort Worth

YOU MADE THE SET.

REV FCU is one of 101 credit unions in the 2026 VentureTech card set. We also found REV FCU's biggest opportunity. Unlock it at the BlastPoint booth during expo hall hours, Mon Nov 16 and Tue Nov 17.

2026 CU
CARD SET

VENTURETECH EDITION

REV FCU

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REV FCU
PEER · AT VENTURETECH
PEER · AT VENTURETECH
REV FCU'S BIGGEST OPPORTUNITY

300 CUs in 1B-3B nationally 8 in SC

View Mid-Market leaderboard →

REV has 3 strengths but faces 5 concerns

National Analysis

How does the industry compare?

Mid-Market Tier

What's your peer group doing?

SC Analysis

How does SC stack up?

Key Strengths

Areas where this CU excels compared to peers

+ Wallet Share Momentum: Top 14.2% in tier
+ Net Interest Margin 0.30% above tier average
+ Loan-to-Share Ratio: Top 3.0% in tier

Key Concerns

Areas that may need attention

- Efficiency Drag: Bottom 4.3% in tier
- Liquidity Strain: Bottom 4.8% in tier
- ROA 0.37% below tier average
- Efficiency ratio 15.02% above tier (higher cost structure)
- Members Per Employee (MPE): Bottom 5.7% in tier

WORLD 1 · VENTURETECH

The real pack is waiting in Fort Worth

1 CLEAR Your card arrived By email from Collier at BlastPoint
2 YOU ARE HERE Open your pack Right here on your Scorecard
3 BOSS LEVEL Grab the real pack At the BlastPoint booth
4 BONUS ROUND Find a CU from your pack Meet up and you both enter to win a member intelligence report

ADMIT ONE · PLAYER 1

Your printed pack

Where: The BlastPoint booth, Omni Fort Worth
Expo hall: Mon Nov 16 and Tue Nov 17

Pick a time to meet

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Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (SC)	National Avg	Tier Percentile
Members	66,744 -0.0% YoY+0.7% QoQ	-30.1K	96,861 -1.9% YoY	38,222 +5.6% YoY	34,678 +6.6% YoY	22%
Assets	$1.2B +8.3% YoY+2.1% QoQ	$-486.3M	$1.7B +0.4% YoY	$548.9M +9.6% YoY	$593.1M +10.2% YoY	25%
Loans	$1.0B +11.2% YoY+4.0% QoQ	$-204.9M	$1.2B +0.7% YoY	$385.7M +10.8% YoY	$418.6M +10.1% YoY	41%
Deposits	$968.4M +4.9% YoY+0.6% QoQ	$-495.0M	$1.5B +0.5% YoY	$462.6M +9.2% YoY	$504.8M +10.3% YoY	Bottom 14.7% in tier

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.4% -26.8% YoY-7.9% QoQ	-0.4%	0.8% +27.6% YoY	0.9% -19.6% YoY	1.2% +121.4% YoY	20%
NIM	3.7% +3.2% YoY+1.7% QoQ	+0.3%	3.4% +6.6% YoY	4.2% -1.3% YoY	3.8% +2.3% YoY	70%
Efficiency Ratio	88.0% +2.8% YoY+0.8% QoQ	+15.0%	73.0% -2.7% YoY	79.7% +5.8% YoY	83.0% -5.3% YoY	Bottom 4.7% in tier
Delinquency Rate	0.6% -15.5% YoY-7.5% QoQ	-0.3	0.9% +7.3% YoY	1.1% +14.2% YoY	1.3% +2.6% YoY	35%
Loan To Share	106.3% +6.0% YoY+3.4% QoQ	+21.6%	84.7% +0.1% YoY	70.2% -0.9% YoY	66.4% -1.4% YoY	Top 3.3% in tier
AMR	$29,931 +8.1% YoY+1.6% QoQ	+$356	$29,575 +1.5% YoY	$17,221 +4.1% YoY	$20,028 -0.9% YoY	61%
CD Concentration	29.4% +15.2% YoY+4.4% QoQ	+0.4%	29.1%	18.3%	20.0%	53%
Indirect Auto %	8.4% -9.9% YoY-0.7% QoQ	-9.7%	18.1%	6.0%	7.7%	34%

Signature Analysis

Strengths (1)

Wallet Share Momentum

growth

#53 of 125 • Top 14.2% in tier

Average member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.

Why This Signature

AMR Growth (YoY): 8.07%

(Tier: 3.62%, National: 35.20%)

better than tier avg

125 of 377 Mid-Market CUs have this signature | 635 nationally

↑ Growing +22 CUs YoY | New qualifier

Concerns (2)

Liquidity Strain

risk

#7 of 168 • Bottom 4.8% in tier

Loan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.

Why This Signature

Loan-to-Share Ratio: 106.30%

(Tier: 85.94%, National: 66.39%)

but better than tier avg

Loan Growth (YoY): 11.16%

(Tier: 6.76%, National: 78.26%)

but better than tier avg

168 of 377 Mid-Market CUs have this signature | 432 nationally

→ Stable (173→168 CUs) -5 CUs YoY | Rank improving

Efficiency Drag

risk

#6 of 71 • Bottom 4.3% in tier

High efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.

Why This Signature

Efficiency Ratio: 88.04%

(Tier: 72.30%, National: 82.97%)

worse than tier avg

ROA Change (YoY): -0.16% points

(Tier: 0.18% points, National: 0.47% points)

worse than tier avg

Member Growth (YoY): -0.04%

(Tier: 3.16%, National: 15.67%)

worse than tier avg

71 of 377 Mid-Market CUs have this signature | 608 nationally

↓ Shrinking -33 CUs YoY

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 300 peers in tier

Top Strengths (7 metrics)

Loan-to-Share Ratio

balance_sheet

Value: 106.30%

Peer Median: 87.07%

#10 of 300 Top 3.0% in 1B-3B tier

AMR Growth Rate

growth

Value: 8.07%

Peer Median: 3.19%

#46 of 300 Top 15.0% in 1B-3B tier

Net Worth Ratio

risk

Value: 13.75%

Peer Median: 10.91%

#47 of 300 Top 15.3% in 1B-3B tier

Net Charge-Off Rate

risk

Value: 0.24%

Peer Median: 0.52%

#55 of 300 Top 18.0% in 1B-3B tier

Loan Growth Rate

growth

Value: 11.16%

Peer Median: 5.71%

#59 of 300 Top 19.3% in 1B-3B tier

Loan-to-Member Ratio (LMR)

engagement

Value: $15,423

Peer Median: $12,809

#68 of 300 Top 22.3% in 1B-3B tier

Asset Growth Rate

growth

Value: 8.34%

Peer Median: 5.21%

#70 of 300 Top 23.0% in 1B-3B tier

Top Weaknesses (6 metrics)

287

Efficiency Ratio

profitability

Value: 88.04%

Peer Median: 73.62%

#287 of 300 Bottom 4.7% in 1B-3B tier

284

Members Per Employee (MPE)

engagement

Value: 246.288

Peer Median: 346.173

#284 of 300 Bottom 5.7% in 1B-3B tier

256

Total Deposits

balance_sheet

Value: $968.36M

Peer Median: $1.30B

#256 of 300 Bottom 15.0% in 1B-3B tier

240

Return on Assets (ROA)

profitability

Value: 0.45%

Peer Median: 0.77%

#240 of 300 Bottom 20.3% in 1B-3B tier

234

Total Members

engagement

Value: 66,744

Peer Median: 86,516

#234 of 300 Bottom 22.3% in 1B-3B tier

226

Total Assets

balance_sheet

Value: $1.24B

Peer Median: $1.51B

#226 of 300 Bottom 25.0% in 1B-3B tier