BlastPoint's Credit Union Scorecard
APPLE
Charter #11307 · VA
APPLE has 1 strength but faces 1 concern
How does the industry compare?
What's your peer group doing?
How does VA stack up?
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.48% above tier average
Key Concerns
Areas that may need attention
- - Total Loans: Bottom 7.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 39 credit unions with $5B-$7B in assets nationally, and 1 of 2 that size in Virginia.
- Shares and deposits +8.3% year over year ($4.75B in shares and deposits).
- Membership: 268,158 members, -0.3% vs a year ago.
- Delinquency rate 0.56%.
- Return on assets 1.41%.
- Efficiency ratio 62.60% vs a 65.18% peer average.
- Loan-to-share ratio 69.93% vs a 85.64% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
268,158
-0.3% YoY+0.3% QoQ
|
-42.8K |
310,918
+6.0% YoY
|
226,164
+4.4% YoY
|
34,678
+6.6% YoY
|
28% |
| Assets |
$5.7B
+7.6% YoY+1.1% QoQ
|
$-106.0M |
$5.8B
-1.1% YoY
|
$3.0B
+6.1% YoY
|
$593.1M
+10.2% YoY
|
49% |
| Loans |
$3.3B
-0.2% YoY+0.3% QoQ
|
$-875.9M |
$4.2B
-0.7% YoY
|
$2.2B
+5.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 5.1% in tier |
| Deposits |
$4.8B
+8.3% YoY+1.3% QoQ
|
$-141.0M |
$4.9B
-1.3% YoY
|
$2.6B
+6.5% YoY
|
$504.8M
+10.3% YoY
|
44% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.4%
+68.1% YoY-27.6% QoQ
|
+0.5% |
0.9%
+35.3% YoY
|
1.1%
+69.8% YoY
|
1.2%
+121.4% YoY
|
80% |
| NIM |
2.8%
-3.7% YoY+0.8% QoQ
|
-0.4% |
3.2%
+9.5% YoY
|
3.9%
+0.9% YoY
|
3.8%
+2.3% YoY
|
26% |
| Efficiency Ratio |
62.6%
-6.5% YoY+4.1% QoQ
|
-2.6% |
65.2%
-9.0% YoY
|
79.7%
-1.2% YoY
|
83.0%
-5.3% YoY
|
36% |
| Delinquency Rate |
0.6%
-6.0% YoY+11.3% QoQ
|
-0.2 |
0.8%
+23.8% YoY
|
1.5%
-1.1% YoY
|
1.3%
+2.6% YoY
|
38% |
| Loan To Share |
69.9%
-7.9% YoY-1.0% QoQ
|
-15.7% |
85.6%
-0.2% YoY
|
64.2%
-3.9% YoY
|
66.4%
-1.4% YoY
|
Bottom 7.7% in tier |
| AMR |
$30,124
+4.9% YoY+0.6% QoQ
|
$-2K |
$32,010
-7.3% YoY
|
$18,993
+1.8% YoY
|
$20,028
-0.9% YoY
|
54% |
| CD Concentration |
40.6%
+6.9% YoY+1.8% QoQ
|
+12.3% | 28.3% | 18.0% | 20.0% | Top 12.1% in tier |
| Indirect Auto % |
10.3%
-9.6% YoY-3.0% QoQ
|
-6.5% | 16.8% | 9.3% | 7.7% | 35% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)