BlastPoint's Credit Union Scorecard
BEEHIVE
Charter #13741 · ID
BEEHIVE has 4 strengths but faces 1 concern
How does the industry compare?
What's your peer group doing?
How does ID stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Relationship Depth Leader: Top 61.7% in tier
- + Credit Quality Leader: Top 78.5% in tier
- + ROA 0.12% above tier average
- + Net Charge-Off Rate: Top 4.1% in tier
Key Concerns
Areas that may need attention
- - Net Interest Margin (NIM): Bottom 8.3% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (ID) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
33,375
+0.4% YoY+0.0% QoQ
|
-6.4K |
39,752
-2.7% YoY
|
53,577
+7.1% YoY
|
33,089
+6.1% YoY
|
31% |
| Assets |
$625.0M
+2.6% YoY+0.9% QoQ
|
+$2.6M |
$622.4M
+0.3% YoY
|
$936.8M
+11.3% YoY
|
$547.7M
+7.8% YoY
|
48% |
| Loans |
$460.7M
+0.2% YoY+1.0% QoQ
|
+$24.7M |
$435.9M
-0.4% YoY
|
$777.6M
+12.0% YoY
|
$388.7M
+8.6% YoY
|
62% |
| Deposits |
$541.9M
+7.6% YoY+1.9% QoQ
|
+$3.9M |
$538.0M
+1.3% YoY
|
$812.6M
+12.3% YoY
|
$464.6M
+9.3% YoY
|
52% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
+183.5% YoY+23.3% QoQ
|
+0.1% |
0.7%
+33.9% YoY
|
0.6%
-15.0% YoY
|
0.7%
+273.4% YoY
|
59% |
| NIM |
2.6%
+19.5% YoY+4.3% QoQ
|
-0.8% |
3.4%
+8.6% YoY
|
3.7%
+5.1% YoY
|
3.7%
+5.0% YoY
|
Bottom 7.7% in tier |
| Efficiency Ratio |
76.3%
-15.3% YoY-5.0% QoQ
|
-1.8% |
78.1%
-3.4% YoY
|
73.1%
-2.3% YoY
|
79.1%
-3.3% YoY
|
39% |
| Delinquency Rate |
0.3%
-87.9% YoY-82.3% QoQ
|
-0.5 |
0.8%
-4.9% YoY
|
0.9%
-2.1% YoY
|
1.2%
-0.9% YoY
|
18% |
| Loan To Share |
85.0%
-6.9% YoY-0.9% QoQ
|
+4.0% |
81.0%
-1.8% YoY
|
85.6%
-1.1% YoY
|
68.0%
-1.7% YoY
|
54% |
| AMR |
$30,039
+3.7% YoY+1.5% QoQ
|
+$4K |
$26,482
+2.6% YoY
|
$24,176
+3.9% YoY
|
$19,418
+1.3% YoY
|
76% |
| CD Concentration |
32.8%
-1.7% YoY+0.1% QoQ
|
+8.4% |
24.4%
+4.2% YoY
|
27.1%
+1.8% YoY
|
19.6%
+6.2% YoY
|
79% |
| Indirect Auto % |
1.5%
-18.8% YoY+0.5% QoQ
|
-12.5% |
14.0%
-5.7% YoY
|
12.1%
-5.5% YoY
|
7.9%
-2.9% YoY
|
38% |
Signature Analysis
Strengths (2)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Credit Quality Leader
growthBest-in-class credit quality (delinquency in bottom 25% of peer group). Conservative underwriting paying off.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)