BlastPoint's Credit Union Scorecard
DAKOTALAND
Charter #167 · SD
DAKOTALAND has 3 strengths but faces 2 concerns
How does the industry compare?
What's your peer group doing?
How does SD stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 19.2% in tier
- + Organic Growth Leader: Top 19.2% in tier
- + ROA 0.71% above tier average
Key Concerns
Areas that may need attention
- - Total Assets: Bottom 0.9% in tier
- - Total Deposits: Bottom 9.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 111 credit unions with $750M-$1B in assets nationally, and 1 of 1 that size in South Dakota.
- Shares and deposits +3.3% year over year ($644M in shares and deposits).
- Membership: 42,571 members, +3.2% vs a year ago.
- Delinquency rate 0.57%.
- Return on assets 1.56%.
- Efficiency ratio 67.69% vs a 74.54% peer average.
- Loan-to-share ratio 78.14% vs a 82.60% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
42,571
+3.2% YoY+0.7% QoQ
|
-9.9K |
52,482
+1.3% YoY
|
10,596
+0.4% YoY
|
34,678
+6.6% YoY
|
27% |
| Assets |
$751.6M
+6.7% YoY+1.6% QoQ
|
$-112.4M |
$863.9M
+0.5% YoY
|
$187.3M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
Bottom 0.1% in tier |
| Loans |
$503.6M
+7.5% YoY+3.6% QoQ
|
$-104.2M |
$607.8M
+2.1% YoY
|
$126.7M
+3.4% YoY
|
$418.6M
+10.1% YoY
|
Bottom 14.4% in tier |
| Deposits |
$644.5M
+3.3% YoY-0.9% QoQ
|
$-95.4M |
$739.9M
+0.2% YoY
|
$165.1M
+5.0% YoY
|
$504.8M
+10.3% YoY
|
Bottom 9.0% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.6%
+55.1% YoY+10.6% QoQ
|
+0.7% |
0.8%
+30.4% YoY
|
1.2%
+16.4% YoY
|
1.2%
+121.4% YoY
|
Top 8.1% in tier |
| NIM |
3.4%
+13.3% YoY+3.3% QoQ
|
-0.1% |
3.5%
+6.2% YoY
|
4.3%
+7.8% YoY
|
3.8%
+2.3% YoY
|
40% |
| Efficiency Ratio |
67.7%
-11.5% YoY-2.7% QoQ
|
-6.8% |
74.5%
-1.4% YoY
|
77.2%
-0.2% YoY
|
83.0%
-5.3% YoY
|
20% |
| Delinquency Rate |
0.6%
-6.4% YoY+8.6% QoQ
|
-0.2 |
0.8%
+1.0% YoY
|
1.0%
+21.8% YoY
|
1.3%
+2.6% YoY
|
42% |
| Loan To Share |
78.1%
+4.0% YoY+4.5% QoQ
|
-4.5% |
82.6%
+1.9% YoY
|
72.5%
-0.5% YoY
|
66.4%
-1.4% YoY
|
32% |
| AMR |
$26,968
+1.8% YoY+0.3% QoQ
|
$-2K |
$28,702
+0.4% YoY
|
$22,000
+3.5% YoY
|
$20,028
-0.9% YoY
|
55% |
| CD Concentration |
31.1%
-9.9% YoY-3.9% QoQ
|
+6.6% | 24.6% | 29.4% | 20.0% | 74% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.1% | 7.7% | Top 0.1% in tier |
Signature Analysis
Strengths (2)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)