BlastPoint's Credit Union Scorecard
DUPONT COMMUNITY
Charter #62474 · VA
DUPONT COMMUNITY has 3 strengths but faces 1 concern
How does the industry compare?
What's your peer group doing?
How does VA stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 45.7% in tier
- + Organic Growth Leader: Top 45.7% in tier
- + ROA 0.20% above tier average
Key Concerns
Areas that may need attention
- - Efficiency ratio 0.90% above tier (higher cost structure)
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 300 credit unions with $1B-$3B in assets nationally, and 1 of 8 that size in Virginia.
- Shares and deposits +7.5% year over year ($1.86B in shares and deposits).
- Membership: 124,899 members, +2.3% vs a year ago.
- Delinquency rate 0.33%.
- Return on assets 1.02%.
- Efficiency ratio 73.92% vs a 73.02% peer average.
- Loan-to-share ratio 64.44% vs a 84.71% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
124,899
+2.3% YoY+0.8% QoQ
|
+28.0K |
96,861
-1.9% YoY
|
226,164
+4.4% YoY
|
34,678
+6.6% YoY
|
77% |
| Assets |
$2.1B
+8.3% YoY+1.5% QoQ
|
+$376.1M |
$1.7B
+0.4% YoY
|
$3.0B
+6.1% YoY
|
$593.1M
+10.2% YoY
|
72% |
| Loans |
$1.2B
+4.0% YoY+3.5% QoQ
|
$-36.0M |
$1.2B
+0.7% YoY
|
$2.2B
+5.0% YoY
|
$418.6M
+10.1% YoY
|
56% |
| Deposits |
$1.9B
+7.5% YoY+1.0% QoQ
|
+$396.0M |
$1.5B
+0.5% YoY
|
$2.6B
+6.5% YoY
|
$504.8M
+10.3% YoY
|
76% |
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| ROA |
1.0%
+46.7% YoY+17.4% QoQ
|
+0.2% |
0.8%
+27.6% YoY
|
1.1%
+69.8% YoY
|
1.2%
+121.4% YoY
|
72% |
| NIM |
3.0%
-1.8% YoY-0.5% QoQ
|
-0.4% |
3.4%
+6.6% YoY
|
3.9%
+0.9% YoY
|
3.8%
+2.3% YoY
|
19% |
| Efficiency Ratio |
73.9%
-7.1% YoY-3.0% QoQ
|
+0.9% |
73.0%
-2.7% YoY
|
79.7%
-1.2% YoY
|
83.0%
-5.3% YoY
|
52% |
| Delinquency Rate |
0.3%
-9.6% YoY+6.5% QoQ
|
-0.5 |
0.9%
+7.3% YoY
|
1.5%
-1.1% YoY
|
1.3%
+2.6% YoY
|
Top 13.7% in tier |
| Loan To Share |
64.4%
-3.3% YoY+2.5% QoQ
|
-20.3% |
84.7%
+0.1% YoY
|
64.2%
-3.9% YoY
|
66.4%
-1.4% YoY
|
Bottom 11.3% in tier |
| AMR |
$24,480
+3.7% YoY+1.1% QoQ
|
$-5K |
$29,575
+1.5% YoY
|
$18,993
+1.8% YoY
|
$20,028
-0.9% YoY
|
27% |
| CD Concentration |
25.4%
-2.6% YoY-1.5% QoQ
|
-3.6% | 29.1% | 18.0% | 20.0% | 34% |
| Indirect Auto % | 0.0% | -18.1% | 18.1% | 9.3% | 7.7% | Top 0.1% in tier |
Signature Analysis
Strengths (2)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)