BlastPoint's Credit Union Scorecard
DUPONT COMMUNITY
Charter #62474 · VA
DUPONT COMMUNITY has 3 strengths but faces 1 concern
How does the industry compare?
What's your peer group doing?
How does VA stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 50.0% in tier
- + Organic Growth Leader: Top 50.0% in tier
- + ROA 0.15% above tier average
Key Concerns
Areas that may need attention
- - Efficiency ratio 1.54% above tier (higher cost structure)
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
123,924
+2.2% YoY+0.5% QoQ
|
+27.9K |
96,048
-2.7% YoY
|
224,534
+5.9% YoY
|
33,913
+5.7% YoY
|
77% |
| Assets |
$2.1B
+7.3% YoY+3.5% QoQ
|
+$349.6M |
$1.7B
+0.4% YoY
|
$3.0B
+7.5% YoY
|
$578.3M
+9.0% YoY
|
72% |
| Loans |
$1.2B
+1.3% YoY-1.2% QoQ
|
$-55.6M |
$1.2B
+0.2% YoY
|
$2.1B
+5.8% YoY
|
$402.4M
+8.7% YoY
|
56% |
| Deposits |
$1.8B
+6.6% YoY+3.9% QoQ
|
+$375.7M |
$1.5B
+0.5% YoY
|
$2.6B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
75% |
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| ROA |
0.9%
+8.0% YoY-12.9% QoQ
|
+0.1% |
0.7%
+27.6% YoY
|
0.3%
-55.0% YoY
|
0.4%
-39.2% YoY
|
67% |
| NIM |
3.0%
+1.7% YoY-2.8% QoQ
|
-0.3% |
3.4%
+6.2% YoY
|
4.0%
+3.3% YoY
|
3.8%
+4.1% YoY
|
25% |
| Efficiency Ratio |
76.2%
-1.8% YoY+2.0% QoQ
|
+1.5% |
74.6%
-3.0% YoY
|
81.9%
+0.2% YoY
|
84.6%
+2.8% YoY
|
55% |
| Delinquency Rate |
0.3%
-0.8% YoY-11.9% QoQ
|
-0.4 |
0.8%
+6.9% YoY
|
1.4%
-2.1% YoY
|
1.2%
+3.4% YoY
|
17% |
| Loan To Share |
62.9%
-5.0% YoY-4.9% QoQ
|
-20.3% |
83.2%
-0.4% YoY
|
62.9%
-4.5% YoY
|
65.6%
-1.4% YoY
|
Bottom 11.1% in tier |
| AMR |
$24,203
+2.2% YoY+1.3% QoQ
|
$-5K |
$29,652
+2.3% YoY
|
$19,100
+3.1% YoY
|
$19,920
+1.6% YoY
|
25% |
| CD Concentration |
25.8%
+0.8% YoY-1.2% QoQ
|
-3.0% | 28.8% | 18.0% | 19.8% | 39% |
| Indirect Auto % | 0.0% | -18.1% | 18.1% | 9.4% | 7.7% | Top 0.1% in tier |
Signature Analysis
Strengths (2)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)