BlastPoint's Credit Union Scorecard
NAVIGANT
Charter #62882 · RI
Navigant at VentureTech 2026 · Fort Worth
YOU MADE THE SET.
Navigant is one of 101 credit unions in the 2026 VentureTech card set. We also found Navigant's biggest opportunity. Unlock it at the BlastPoint booth during expo hall hours, Mon Nov 16 and Tue Nov 17.
CARD SET
Tap a card to see it up close
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NAVIGANT
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PEER · AT VENTURETECH
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NAVIGANT'S BIGGEST OPPORTUNITY
NCUA call report, June 30, 2026.
Navigant is headed to VentureTech in Fort Worth! Check out our trading card.
NAVIGANT has 3 strengths but faces 4 concerns
How does the industry compare?
What's your peer group doing?
How does RI stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Loan-to-Member Ratio (LMR): Top 3.9% in tier
- + Average Member Relationship (AMR): Top 7.8% in tier
- + Total Loans: Top 9.1% in tier
Key Concerns
Areas that may need attention
- - Liquidity Strain: Bottom 7.2% in tier
- - Indirect Auto Dependency: Bottom 30.6% in tier
- - ROA 0.13% below tier average
- - Efficiency ratio 2.84% above tier (higher cost structure)
The real pack is waiting in Fort Worth
- 1 CLEAR Your card arrived By email from Collier at BlastPoint
- 2 YOU ARE HERE Open your pack Right here on your Scorecard
- 3 BOSS LEVEL Grab the real pack At the BlastPoint booth
- 4 BONUS ROUND Find a CU from your pack Meet up and you both enter to win a member intelligence report
- Where
- The BlastPoint booth, Omni Fort Worth
- Expo hall
- Mon Nov 16 and Tue Nov 17
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (RI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
170,520
+3.8% YoY+0.3% QoQ
|
-46.0K |
216,545
-9.5% YoY
|
36,207
+1.5% YoY
|
34,678
+6.6% YoY
|
22% |
| Assets |
$4.3B
+7.5% YoY+2.4% QoQ
|
+$382.1M |
$3.9B
-1.6% YoY
|
$799.8M
+4.8% YoY
|
$593.1M
+10.2% YoY
|
68% |
| Loans |
$3.8B
+7.9% YoY+3.3% QoQ
|
+$822.7M |
$2.9B
-1.2% YoY
|
$674.3M
+4.7% YoY
|
$418.6M
+10.1% YoY
|
Top 10.4% in tier |
| Deposits |
$3.6B
+4.0% YoY-1.0% QoQ
|
+$340.5M |
$3.3B
-2.6% YoY
|
$660.1M
+3.9% YoY
|
$504.8M
+10.3% YoY
|
69% |
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| ROA |
0.8%
+63.1% YoY-4.6% QoQ
|
-0.1% |
0.9%
+25.3% YoY
|
0.6%
+34.2% YoY
|
1.2%
+121.4% YoY
|
42% |
| NIM |
3.0%
+16.0% YoY+1.2% QoQ
|
-0.2% |
3.2%
+3.8% YoY
|
3.1%
+8.2% YoY
|
3.8%
+2.3% YoY
|
35% |
| Efficiency Ratio |
72.3%
-4.9% YoY+1.0% QoQ
|
+2.8% |
69.5%
-2.3% YoY
|
83.1%
-1.8% YoY
|
83.0%
-5.3% YoY
|
66% |
| Delinquency Rate |
0.4%
-8.9% YoY+18.4% QoQ
|
-0.4 |
0.8%
+5.5% YoY
|
0.6%
-10.1% YoY
|
1.3%
+2.6% YoY
|
21% |
| Loan To Share |
104.3%
+3.8% YoY+4.3% QoQ
|
+14.1% |
90.2%
+0.9% YoY
|
77.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
Top 13.0% in tier |
| AMR |
$43,113
+2.1% YoY+0.9% QoQ
|
+$12K |
$31,018
+6.9% YoY
|
$27,022
+3.9% YoY
|
$20,028
-0.9% YoY
|
Top 9.1% in tier |
| CD Concentration |
27.7%
-11.0% YoY-2.8% QoQ
|
-1.4% | 29.1% | 27.0% | 20.0% | 44% |
| Indirect Auto % |
22.3%
+1.3% YoY+2.7% QoQ
|
+4.2% | 18.1% | 10.6% | 7.7% | 65% |
Signature Analysis
Strengths (1)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Concerns (2)
Liquidity Strain
riskLoan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)