BlastPoint's Credit Union Scorecard
CORDA
Charter #63602 · IA
CORDA has 6 strengths but faces 6 concerns
How does the industry compare?
What's your peer group doing?
How does IA stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Relationship Depth Leader: Top 72.4% in tier
- + Net Interest Margin 0.28% above tier average
- + Strong member growth: 5.7% YoY
- + Loan-to-Share Ratio: Top 0.9% in tier
- + Loan-to-Member Ratio (LMR): Top 4.5% in tier
- + Average Member Relationship (AMR): Top 5.4% in tier
Key Concerns
Areas that may need attention
- - Liquidity Strain: Bottom 0.8% in tier
- - Indirect Auto Dependency: Bottom 20.4% in tier
- - ROA 0.16% below tier average
- - Total Deposits: Bottom 3.6% in tier
- - Total Members: Bottom 7.2% in tier
- - Members Per Employee (MPE): Bottom 7.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 111 credit unions with $750M-$1B in assets nationally, and 1 of 2 that size in Iowa.
- Shares and deposits +6.2% year over year ($596M in shares and deposits).
- Membership: 27,247 members, +5.7% vs a year ago.
- Delinquency rate 0.66%.
- Return on assets 0.68%.
- Efficiency ratio 74.23% vs a 74.54% peer average.
- Loan-to-share ratio 111.20% vs a 82.60% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
27,247
+5.7% YoY+0.4% QoQ
|
-25.2K |
52,482
+1.3% YoY
|
24,364
-0.3% YoY
|
34,678
+6.6% YoY
|
Bottom 6.3% in tier |
| Assets |
$776.3M
+7.7% YoY+3.7% QoQ
|
$-87.6M |
$863.9M
+0.5% YoY
|
$535.9M
+4.3% YoY
|
$593.1M
+10.2% YoY
|
Bottom 10.8% in tier |
| Loans |
$662.9M
+7.5% YoY+4.0% QoQ
|
+$55.1M |
$607.8M
+2.1% YoY
|
$432.7M
+4.7% YoY
|
$418.6M
+10.1% YoY
|
65% |
| Deposits |
$596.1M
+6.2% YoY-0.5% QoQ
|
$-143.8M |
$739.9M
+0.2% YoY
|
$446.2M
+5.6% YoY
|
$504.8M
+10.3% YoY
|
Bottom 2.7% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
+54.6% YoY+23.3% QoQ
|
-0.2% |
0.8%
+30.4% YoY
|
1.0%
+7.5% YoY
|
1.2%
+121.4% YoY
|
45% |
| NIM |
3.8%
+9.5% YoY+3.0% QoQ
|
+0.3% |
3.5%
+6.2% YoY
|
3.9%
+1.8% YoY
|
3.8%
+2.3% YoY
|
67% |
| Efficiency Ratio |
74.2%
-0.7% YoY-2.2% QoQ
|
-0.3% |
74.5%
-1.4% YoY
|
73.5%
+1.3% YoY
|
83.0%
-5.3% YoY
|
40% |
| Delinquency Rate |
0.7%
-13.3% YoY-5.8% QoQ
|
-0.1 |
0.8%
+1.0% YoY
|
1.1%
-7.5% YoY
|
1.3%
+2.6% YoY
|
59% |
| Loan To Share |
111.2%
+1.2% YoY+4.5% QoQ
|
+28.6% |
82.6%
+1.9% YoY
|
75.0%
-0.8% YoY
|
66.4%
-1.4% YoY
|
Top 1.8% in tier |
| AMR |
$46,209
+1.1% YoY+1.4% QoQ
|
+$18K |
$28,702
+0.4% YoY
|
$21,508
-71.8% YoY
|
$20,028
-0.9% YoY
|
Top 6.3% in tier |
| CD Concentration |
29.9%
-4.5% YoY+1.9% QoQ
|
+5.4% | 24.6% | 21.7% | 20.0% | 71% |
| Indirect Auto % |
23.4%
-5.8% YoY-2.7% QoQ
|
+9.7% | 13.6% | 9.1% | 7.7% | 76% |
Signature Analysis
Strengths (1)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Concerns (2)
Liquidity Strain
riskLoan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)