BlastPoint's Credit Union Scorecard
MAZUMA
Charter #64084 · KS
MAZUMA has 2 strengths but faces 7 concerns
How does the industry compare?
What's your peer group doing?
How does KS stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 33.0% in tier
- + Net Interest Margin 0.82% above tier average
Key Concerns
Areas that may need attention
- - Indirect Auto Dependency: Bottom 5.2% in tier
- - Liquidity Strain: Bottom 30.0% in tier
- - ROA 0.06% below tier average
- - Delinquency rate 0.74% above tier average
- - Total Deposits: Bottom 2.6% in tier
- - Total Assets: Bottom 3.3% in tier
- - Net Charge-Off Rate: Bottom 4.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
73,698
+0.6% YoY-0.3% QoQ
|
-25.0K |
98,678
-1.9% YoY
|
17,915
-2.9% YoY
|
33,089
+6.1% YoY
|
31% |
| Assets |
$1.0B
+4.4% YoY+1.4% QoQ
|
$-687.2M |
$1.7B
+0.5% YoY
|
$244.1M
-6.9% YoY
|
$547.7M
+7.8% YoY
|
Bottom 3.0% in tier |
| Loans |
$768.8M
+4.6% YoY+0.2% QoQ
|
$-464.3M |
$1.2B
+0.5% YoY
|
$175.9M
-4.8% YoY
|
$388.7M
+8.6% YoY
|
Bottom 12.8% in tier |
| Deposits |
$841.5M
+3.9% YoY-1.0% QoQ
|
$-612.9M |
$1.5B
+1.3% YoY
|
$209.0M
-2.4% YoY
|
$464.6M
+9.3% YoY
|
Bottom 2.3% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
+28.2% YoY+55.0% QoQ
|
-0.1% |
0.7%
+13.4% YoY
|
0.7%
+53.0% YoY
|
0.7%
+273.4% YoY
|
47% |
| NIM |
4.1%
+11.4% YoY+3.3% QoQ
|
+0.8% |
3.3%
+9.3% YoY
|
4.0%
+8.4% YoY
|
3.7%
+5.0% YoY
|
Top 7.6% in tier |
| Efficiency Ratio |
73.3%
-4.4% YoY-3.6% QoQ
|
-0.7% |
74.0%
-10.9% YoY
|
77.0%
-6.2% YoY
|
79.1%
-3.3% YoY
|
43% |
| Delinquency Rate |
1.6%
-14.4% YoY-10.7% QoQ
|
+0.7 |
0.8%
+6.1% YoY
|
1.2%
-23.8% YoY
|
1.2%
-0.9% YoY
|
Top 10.2% in tier |
| Loan To Share |
91.4%
+0.7% YoY+1.2% QoQ
|
+6.2% |
85.2%
-0.8% YoY
|
71.9%
-2.0% YoY
|
68.0%
-1.7% YoY
|
60% |
| AMR |
$21,849
+3.7% YoY-0.1% QoQ
|
$-7K |
$29,172
+2.8% YoY
|
$16,347
+1.3% YoY
|
$19,418
+1.3% YoY
|
Bottom 13.5% in tier |
| CD Concentration |
27.1%
-1.6% YoY-1.2% QoQ
|
-1.9% |
29.0%
+0.7% YoY
|
24.2%
-2.2% YoY
|
19.6%
+6.2% YoY
|
43% |
| Indirect Auto % |
39.8%
-2.7% YoY-1.1% QoQ
|
+21.0% |
18.8%
-3.0% YoY
|
12.4%
-5.6% YoY
|
7.9%
-2.9% YoY
|
Top 12.4% in tier |
Signature Analysis
Strengths (1)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Concerns (2)
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Liquidity Strain
riskLoan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)