BlastPoint's Credit Union Scorecard

GREATER IOWA

Charter #64203 · IA

Community 500M-750M

Greater Iowa at VentureTech 2026 · Fort Worth

YOU MADE THE SET.

Greater Iowa is one of 101 credit unions in the 2026 VentureTech card set. We also found Greater Iowa's biggest opportunity. Unlock it at the BlastPoint booth during expo hall hours, Mon Nov 16 and Tue Nov 17.

2026 CU
CARD SET

VENTURETECH EDITION

Greater Iowa

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GREATER IOWA
PEER · AT VENTURETECH
PEER · AT VENTURETECH
GREATER IOWA'S BIGGEST OPPORTUNITY

165 CUs in 500M-750M nationally 2 in IA

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GREATER IOWA has 4 strengths but faces 5 concerns

National Analysis

How does the industry compare?

Community Tier

What's your peer group doing?

IA Analysis

How does IA stack up?

Key Strengths

Areas where this CU excels compared to peers

+ Relationship Depth Leader: Top 19.9% in tier
+ Net Interest Margin 0.97% above tier average
+ Total Loans: Top 0.6% in tier
+ Loan-to-Share Ratio: Top 4.2% in tier

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 3.1% in tier
- Credit Quality Pressure: Bottom 9.6% in tier
- Credit Risk Growth: Bottom 12.9% in tier
- Indirect Auto Dependency: Bottom 37.9% in tier
- Delinquency rate 0.16% above tier average

WORLD 1 · VENTURETECH

The real pack is waiting in Fort Worth

1 CLEAR Your card arrived By email from Collier at BlastPoint
2 YOU ARE HERE Open your pack Right here on your Scorecard
3 BOSS LEVEL Grab the real pack At the BlastPoint booth
4 BONUS ROUND Find a CU from your pack Meet up and you both enter to win a member intelligence report

ADMIT ONE · PLAYER 1

Your printed pack

Where: The BlastPoint booth, Omni Fort Worth
Expo hall: Mon Nov 16 and Tue Nov 17

Pick a time to meet

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Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (IA)	National Avg	Tier Percentile
Members	38,111 0% YoY+0.4% QoQ	+213	37,897 -5.0% YoY	24,364 -0.3% YoY	34,678 +6.6% YoY	55%
Assets	$715.1M +5.5% YoY+1.9% QoQ	+$92.7M	$622.4M +0.6% YoY	$535.9M +4.3% YoY	$593.1M +10.2% YoY	83%
Loans	$621.1M +11.8% YoY+5.4% QoQ	+$192.6M	$428.5M -0.7% YoY	$432.7M +4.7% YoY	$418.6M +10.1% YoY	Top 1.2% in tier
Deposits	$617.0M +3.2% YoY-0.3% QoQ	+$77.2M	$539.8M +0.9% YoY	$446.2M +5.6% YoY	$504.8M +10.3% YoY	81%

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.8% +7.7% YoY+65.3% QoQ	+0.0%	0.8% +39.5% YoY	1.0% +7.5% YoY	1.2% +121.4% YoY	54%
NIM	4.5% +7.3% YoY+3.0% QoQ	+1.0%	3.5% +5.0% YoY	3.9% +1.8% YoY	3.8% +2.3% YoY	Top 6.7% in tier
Efficiency Ratio	75.4% -5.3% YoY-5.4% QoQ	-1.2%	76.6% -3.6% YoY	73.5% +1.3% YoY	83.0% -5.3% YoY	38%
Delinquency Rate	1.0% +125.9% YoY+9.8% QoQ	+0.2	0.8% +3.1% YoY	1.1% -7.5% YoY	1.3% +2.6% YoY	72%
Loan To Share	100.7% +8.4% YoY+5.7% QoQ	+21.3%	79.3% -1.4% YoY	75.0% -0.8% YoY	66.4% -1.4% YoY	Top 4.8% in tier
AMR	$32,485 +7.3% YoY+2.1% QoQ	+$5K	$27,294 +4.1% YoY	$21,508 -71.8% YoY	$20,028 -0.9% YoY	79%
CD Concentration	24.5% -6.4% YoY-2.9% QoQ	+0.0%	24.6%	21.7%	20.0%	50%
Indirect Auto %	33.7% -6.8% YoY+0.4% QoQ	+20.1%	13.6%	9.1%	7.7%	Bottom 13.2% in tier

Signature Analysis

Strengths (2)

Relationship Depth Leader

growth

#73 of 262 • Top 19.9% in tier

Top-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.

Why This Signature

AMR Growth (YoY): 7.34%

(Tier: 3.97%, National: 35.20%)

better than tier avg

Share Draft per Member: $4.7K

(Tier: $2.9K, National: $2.1K)

better than tier avg

262 of 276 Community CUs have this signature | 354 nationally

↑ Growing +11 CUs YoY | Rank improving

Wallet Share Momentum

growth

#257 of 483 • Top 19.9% in tier

Average member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.

Why This Signature

AMR Growth (YoY): 7.34%

(Tier: 3.97%, National: 35.20%)

better than tier avg

635 nationally

↑ Growing +52 CUs YoY | New qualifier

Concerns (4)

Credit Risk Growth

risk

#24 of 472 • Bottom 12.9% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

Why This Signature

Loan Growth (YoY): 11.82%

(Tier: 4.13%, National: 78.26%)

but better than tier avg

Delinquency Change (YoY): 0.54% points

(Tier: 0.04% points, National: 0.08% points)

worse than tier avg

688 nationally

↑ Growing +32 CUs YoY | New qualifier

Liquidity Strain

risk

#16 of 224 • Bottom 3.1% in tier

Loan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.

Why This Signature

Loan-to-Share Ratio: 100.66%

(Tier: 73.56%, National: 66.39%)

but better than tier avg

Loan Growth (YoY): 11.82%

(Tier: 4.13%, National: 78.26%)

but better than tier avg

224 of 276 Community CUs have this signature | 432 nationally

↓ Shrinking -11 CUs YoY | Rank improving

Credit Quality Pressure

risk

#124 of 693 • Bottom 9.6% in tier

Delinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.

Why This Signature

Delinquency Change (YoY): 0.54% points

(Tier: 0.04% points, National: 0.08% points)

worse than tier avg

962 nationally

↓ Shrinking -83 CUs YoY | New qualifier

Indirect Auto Dependency

risk

#125 of 476 • Bottom 37.9% in tier

Significant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.

Why This Signature

Asset Growth (YoY): 5.53%

(Tier: 4.62%, National: 3.30%)

but better than tier avg

Indirect Auto %: 33.74%

(Tier: 13.63%, National: 7.71%)

worse than tier avg

Member Growth (YoY): 0.00%

(Tier: 0.46%, National: 15.67%)

worse than tier avg

714 nationally

↓ Shrinking -57 CUs YoY | Rank improving

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 165 peers in tier

Top Strengths (9 metrics)

Total Loans

balance_sheet

Value: $621.05M

Peer Median: $428.72M

#2 of 165 Top 0.6% in 500M-750M tier

Loan-to-Share Ratio

balance_sheet

Value: 100.66%

Peer Median: 81.50%

#8 of 165 Top 4.2% in 500M-750M tier

Net Interest Margin (NIM)

profitability

Value: 4.50%

Peer Median: 3.55%

#11 of 165 Top 6.1% in 500M-750M tier

Loan Growth Rate

growth

Value: 11.82%

Peer Median: 4.82%

#23 of 165 Top 13.3% in 500M-750M tier

Loan-to-Member Ratio (LMR)

engagement

Value: $16,296

Peer Median: $11,477

#23 of 165 Top 13.3% in 500M-750M tier

Total Assets

balance_sheet

Value: $715.10M

Peer Median: $621.76M

#28 of 165 Top 16.4% in 500M-750M tier

Total Deposits

balance_sheet

Value: $616.98M

Peer Median: $542.48M

#32 of 165 Top 18.8% in 500M-750M tier

Average Member Relationship (AMR)

engagement

Value: $32,485

Peer Median: $25,725

#34 of 165 Top 20.0% in 500M-750M tier

AMR Growth Rate

growth

Value: 7.34%

Peer Median: 3.83%

#35 of 165 Top 20.6% in 500M-750M tier

Top Weaknesses (2 metrics)

138

Indirect Auto Concentration (%)

balance_sheet

Value: 33.74%

Peer Median: 9.93%

#138 of 165 Bottom 17.0% in 500M-750M tier

125

Members Per Employee (MPE)

engagement

Value: 264.660

Peer Median: 313.721

#125 of 165 Bottom 24.8% in 500M-750M tier