BlastPoint's Credit Union Scorecard
CREDIT UNION OF DENVER
Charter #64342 · CO
CREDIT UNION OF DENVER has 2 strengths but faces 7 concerns
How does the industry compare?
What's your peer group doing?
How does CO stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Emerging Performer: Top 61.1% in tier
- + Members Per Employee (MPE): Top 7.2% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Dependency: Bottom 88.4% in tier
- - Deposit Outflow: Bottom 92.1% in tier
- - Shrinking Wallet Share: Bottom 94.5% in tier
- - ROA 0.16% below tier average
- - Fee Income Per Member: Bottom 4.9% in tier
- - AMR Growth Rate: Bottom 5.9% in tier
- - Deposit Growth Rate: Bottom 8.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
75,387
+4.1% YoY+0.6% QoQ
|
-20.7K |
96,048
-2.7% YoY
|
45,987
+29.5% YoY
|
33,913
+5.7% YoY
|
37% |
| Assets |
$1.2B
-0.3% YoY+0.6% QoQ
|
$-525.5M |
$1.7B
+0.4% YoY
|
$896.2M
+38.1% YoY
|
$578.3M
+9.0% YoY
|
21% |
| Loans |
$764.5M
-0.3% YoY+0.8% QoQ
|
$-449.2M |
$1.2B
+0.2% YoY
|
$687.4M
+35.9% YoY
|
$402.4M
+8.7% YoY
|
Bottom 12.7% in tier |
| Deposits |
$1.1B
-1.5% YoY+0.7% QoQ
|
$-398.0M |
$1.5B
+0.5% YoY
|
$753.9M
+36.7% YoY
|
$494.3M
+9.1% YoY
|
27% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
+98.8% YoY+90.3% QoQ
|
-0.2% |
0.7%
+27.6% YoY
|
0.5%
+3.7% YoY
|
0.4%
-39.2% YoY
|
40% |
| NIM |
3.2%
+12.1% YoY+4.9% QoQ
|
-0.1% |
3.4%
+6.2% YoY
|
3.5%
+0.5% YoY
|
3.8%
+4.1% YoY
|
38% |
| Efficiency Ratio |
72.6%
-10.1% YoY-6.7% QoQ
|
-2.0% |
74.6%
-3.0% YoY
|
80.2%
-2.9% YoY
|
84.6%
+2.8% YoY
|
40% |
| Delinquency Rate |
0.4%
-52.9% YoY-40.4% QoQ
|
-0.3 |
0.8%
+6.9% YoY
|
1.0%
+37.3% YoY
|
1.2%
+3.4% YoY
|
27% |
| Loan To Share |
71.6%
+1.3% YoY+0.1% QoQ
|
-11.6% |
83.2%
-0.4% YoY
|
71.5%
-0.6% YoY
|
65.6%
-1.4% YoY
|
18% |
| AMR |
$24,303
-4.9% YoY+0.2% QoQ
|
$-5K |
$29,652
+2.3% YoY
|
$24,339
+6.3% YoY
|
$19,920
+1.6% YoY
|
25% |
| CD Concentration |
34.8%
-2.3% YoY-2.2% QoQ
|
+6.0% | 28.8% | 26.7% | 19.8% | 77% |
| Indirect Auto % |
22.7%
-10.0% YoY+0.4% QoQ
|
+4.6% | 18.1% | 12.4% | 7.7% | 66% |
Signature Analysis
Strengths (1)
Emerging Performer
growthSmaller CU (bottom 50% by assets in tier) with strong profitability (ROA > 0.5%) AND growth (members >= 1%). Emerging leaders worth watching.
Concerns (3)
Shrinking Wallet Share
declineAverage member relationship declining year-over-year. Members may be moving money elsewhere or reducing engagement.
Deposit Outflow
declineMembers staying (>= -1% YoY) but deposits leaving. They're moving money to higher-yield competitors - rate pressure is real.
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)