BlastPoint's Credit Union Scorecard

KOHLER

Charter #66872 · WI

Community 750M-1B

Kohler CU at VentureTech 2026 · Fort Worth

YOU MADE THE SET.

Kohler CU is one of 101 credit unions in the 2026 VentureTech card set. We also found Kohler CU's biggest opportunity. Unlock it at the BlastPoint booth during expo hall hours, Mon Nov 16 and Tue Nov 17.

2026 CU
CARD SET

VENTURETECH EDITION

Kohler CU

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KOHLER CU
PEER · AT VENTURETECH
PEER · AT VENTURETECH
KOHLER CU'S BIGGEST OPPORTUNITY

111 CUs in 750M-1B nationally 2 in WI

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KOHLER has 4 strengths but faces 5 concerns

National Analysis

How does the industry compare?

Community Tier

What's your peer group doing?

WI Analysis

How does WI stack up?

Key Strengths

Areas where this CU excels compared to peers

+ Wallet Share Momentum: Top 11.8% in tier
+ ROA 0.19% above tier average
+ Net Interest Margin 0.56% above tier average
+ Share Certificate Concentration (%): Top 6.3% in tier

Key Concerns

Areas that may need attention

- Liquidity Strain: Bottom 6.8% in tier
- Membership Headwinds: Bottom 79.2% in tier
- Stagnation Risk: Bottom 79.2% in tier
- Efficiency ratio 2.16% above tier (higher cost structure)
- Member decline: -2.6% YoY

WORLD 1 · VENTURETECH

The real pack is waiting in Fort Worth

1 CLEAR Your card arrived By email from Collier at BlastPoint
2 YOU ARE HERE Open your pack Right here on your Scorecard
3 BOSS LEVEL Grab the real pack At the BlastPoint booth
4 BONUS ROUND Find a CU from your pack Meet up and you both enter to win a member intelligence report

ADMIT ONE · PLAYER 1

Your printed pack

Where: The BlastPoint booth, Omni Fort Worth
Expo hall: Mon Nov 16 and Tue Nov 17

Pick a time to meet

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Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (WI)	National Avg	Tier Percentile
Members	53,417 -2.6% YoY-0.1% QoQ	+934	52,482 +1.3% YoY	40,085 +5.1% YoY	34,678 +6.6% YoY	52%
Assets	$776.4M +3.7% YoY+1.9% QoQ	$-87.5M	$863.9M +0.5% YoY	$782.0M +12.1% YoY	$593.1M +10.2% YoY	Bottom 11.7% in tier
Loans	$634.5M +5.8% YoY+2.1% QoQ	+$26.8M	$607.8M +2.1% YoY	$600.2M +11.1% YoY	$418.6M +10.1% YoY	53%
Deposits	$662.0M +6.8% YoY-0.7% QoQ	$-77.9M	$739.9M +0.2% YoY	$658.6M +12.2% YoY	$504.8M +10.3% YoY	Bottom 14.4% in tier

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.0% +6.3% YoY+10.3% QoQ	+0.2%	0.8% +30.4% YoY	1.0% +81.4% YoY	1.2% +121.4% YoY	64%
NIM	4.1% +5.4% YoY+1.2% QoQ	+0.6%	3.5% +6.2% YoY	3.7% +9.7% YoY	3.8% +2.3% YoY	Top 14.4% in tier
Efficiency Ratio	76.7% -3.1% YoY-3.3% QoQ	+2.2%	74.5% -1.4% YoY	75.5% -0.0% YoY	83.0% -5.3% YoY	51%
Delinquency Rate	0.3% -29.2% YoY+7.6% QoQ	-0.5	0.8% +1.0% YoY	0.8% -17.5% YoY	1.3% +2.6% YoY	17%
Loan To Share	95.8% -0.9% YoY+2.8% QoQ	+13.2%	82.6% +1.9% YoY	79.3% -0.8% YoY	66.4% -1.4% YoY	83%
AMR	$24,273 +9.1% YoY+0.8% QoQ	$-4K	$28,702 +0.4% YoY	$24,272 +7.8% YoY	$20,028 -0.9% YoY	38%
CD Concentration	14.1% +30.6% YoY-6.5% QoQ	-10.4%	24.6%	21.6%	20.0%	16%
Indirect Auto %	6.8% -12.2% YoY-3.0% QoQ	-6.8%	13.6%	8.4%	7.7%	48%

Signature Analysis

Strengths (1)

Wallet Share Momentum

growth

#152 of 483 • Top 11.8% in tier

Average member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.

Why This Signature

AMR Growth (YoY): 9.14%

(Tier: 3.97%, National: 35.20%)

better than tier avg

635 nationally

↑ Growing +52 CUs YoY | New qualifier

Concerns (3)

Liquidity Strain

risk

#97 of 224 • Bottom 6.8% in tier

Loan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.

Why This Signature

Loan-to-Share Ratio: 95.84%

(Tier: 73.56%, National: 66.39%)

but better than tier avg

Loan Growth (YoY): 5.78%

(Tier: 4.13%, National: 78.26%)

but better than tier avg

224 of 276 Community CUs have this signature | 432 nationally

↓ Shrinking -11 CUs YoY | Rank worsening

Membership Headwinds

decline

#269 of 549 • Bottom 79.2% in tier

Membership declining year-over-year. They need solutions to stop the bleeding before it impacts revenue.

Why This Signature

Member Growth (YoY): -2.63%

(Tier: 0.46%, National: 15.67%)

worse than tier avg

653 nationally

↓ Shrinking -15 CUs YoY | New qualifier

Stagnation Risk

risk

#446 of 549 • Bottom 79.2% in tier

Membership shrinking at least 0.5% year-over-year. Declining member base creates long-term risk even if current operations appear healthy.

Why This Signature

Member Growth (YoY): -2.63%

(Tier: 0.46%, National: 15.67%)

worse than tier avg

Loan Growth (YoY): 5.78%

(Tier: 4.13%, National: 78.26%)

but better than tier avg

Delinquency Rate: 0.32%

(Tier: 0.87%, National: 1.26%)

but better than tier avg

653 nationally

↓ Shrinking -15 CUs YoY | New qualifier

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 111 peers in tier

Top Strengths (6 metrics)

Share Certificate Concentration (%)

balance_sheet

Value: 14.14%

Peer Median: 27.05%

#8 of 111 Top 6.3% in 750M-1B tier

AMR Growth Rate

growth

Value: 9.14%

Peer Median: 4.04%

#14 of 111 Top 11.7% in 750M-1B tier

Net Charge-Off Rate

risk

Value: 0.10%

Peer Median: 0.47%

#14 of 111 Top 11.7% in 750M-1B tier

Net Interest Margin (NIM)

profitability

Value: 4.08%

Peer Median: 3.51%

#16 of 111 Top 13.5% in 750M-1B tier

Loan-to-Share Ratio

balance_sheet

Value: 95.84%

Peer Median: 84.77%

#19 of 111 Top 16.2% in 750M-1B tier

Total Delinquency Rate (60+ days)

risk

Value: 0.32%

Peer Median: 0.60%

#20 of 111 Top 17.1% in 750M-1B tier

Top Weaknesses (5 metrics)

Total Assets

balance_sheet

Value: $776.40M

Peer Median: $860.94M

#98 of 111 Bottom 12.6% in 750M-1B tier

First Mortgage Concentration (%)

balance_sheet

Value: 50.30%

Peer Median: 33.51%

#97 of 111 Bottom 13.5% in 750M-1B tier

Total Deposits

balance_sheet

Value: $662.04M

Peer Median: $737.84M

#95 of 111 Bottom 15.3% in 750M-1B tier

Member Growth Rate

growth

Value: -2.63%

Peer Median: 1.14%

#91 of 111 Bottom 18.9% in 750M-1B tier

Members Per Employee (MPE)

engagement

Value: 279.670

Peer Median: 322.694

#86 of 111 Bottom 23.4% in 750M-1B tier