BlastPoint's Credit Union Scorecard

FIRST ENTERTAINMENT

Charter #68373 · CA

Mid-Market 1B-3B

First Entertainment at VentureTech 2026 · Fort Worth

YOU MADE THE SET.

First Entertainment is one of 101 credit unions in the 2026 VentureTech card set. We also found First Entertainment's biggest opportunity. Unlock it at the BlastPoint booth during expo hall hours, Mon Nov 16 and Tue Nov 17.

2026 CU
CARD SET

VENTURETECH EDITION

First Entertainment

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FIRST ENTERTAINMENT
PEER · AT VENTURETECH
PEER · AT VENTURETECH
FIRST ENTERTAINMENT'S BIGGEST OPPORTUNITY

300 CUs in 1B-3B nationally 37 in CA

View Mid-Market leaderboard →

FIRST ENTERTAINMENT has 2 strengths but faces 7 concerns

National Analysis

How does the industry compare?

Mid-Market Tier

What's your peer group doing?

CA Analysis

How does CA stack up?

Key Strengths

Areas where this CU excels compared to peers

+ Share Certificate Concentration (%): Top 6.0% in tier
+ Loan-to-Member Ratio (LMR): Top 10.0% in tier

Key Concerns

Areas that may need attention

- Efficiency Drag: Bottom 5.6% in tier
- Stagnation Risk: Bottom 87.6% in tier
- Membership Headwinds: Bottom 87.6% in tier
- ROA 0.71% below tier average
- Efficiency ratio 13.45% above tier (higher cost structure)
- Member decline: -2.4% YoY
- First Mortgage Concentration (%): Bottom 9.0% in tier

WORLD 1 · VENTURETECH

The real pack is waiting in Fort Worth

1 CLEAR Your card arrived By email from Collier at BlastPoint
2 YOU ARE HERE Open your pack Right here on your Scorecard
3 BOSS LEVEL Grab the real pack At the BlastPoint booth
4 BONUS ROUND Find a CU from your pack Meet up and you both enter to win a member intelligence report

ADMIT ONE · PLAYER 1

Your printed pack

Where: The BlastPoint booth, Omni Fort Worth
Expo hall: Mon Nov 16 and Tue Nov 17

Pick a time to meet

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Core Metrics

As of 2026-Q2

Metric	Current	vs Tier	Tier Avg	State Avg (CA)	National Avg	Tier Percentile
Members	83,732 -2.4% YoY-1.2% QoQ	-13.1K	96,861 -1.9% YoY	67,400 +7.3% YoY	34,678 +6.6% YoY	46%
Assets	$2.1B -0.4% YoY-0.3% QoQ	+$390.7M	$1.7B +0.4% YoY	$1.4B +10.3% YoY	$593.1M +10.2% YoY	73%
Loans	$1.5B +0.4% YoY+3.2% QoQ	+$218.3M	$1.2B +0.7% YoY	$958.9M +10.2% YoY	$418.6M +10.1% YoY	71%
Deposits	$1.7B +1.1% YoY+1.8% QoQ	+$280.8M	$1.5B +0.5% YoY	$1.2B +11.1% YoY	$504.8M +10.3% YoY	70%

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.1% -74.3% YoY+23.6% QoQ	-0.7%	0.8% +27.6% YoY	2.5% +328.4% YoY	1.2% +121.4% YoY	Bottom 3.7% in tier
NIM	3.0% +10.7% YoY-1.7% QoQ	-0.5%	3.4% +6.6% YoY	3.4% +4.4% YoY	3.8% +2.3% YoY	18%
Efficiency Ratio	86.5% +19.4% YoY-1.2% QoQ	+13.4%	73.0% -2.7% YoY	79.7% -4.5% YoY	83.0% -5.3% YoY	Bottom 6.0% in tier
Delinquency Rate	0.7% -14.1% YoY-5.0% QoQ	-0.2	0.9% +7.3% YoY	0.7% -14.3% YoY	1.3% +2.6% YoY	52%
Loan To Share	83.3% -0.7% YoY+1.4% QoQ	-1.4%	84.7% +0.1% YoY	69.0% +0.5% YoY	66.4% -1.4% YoY	39%
AMR	$38,177 +3.2% YoY+3.7% QoQ	+$9K	$29,575 +1.5% YoY	$29,171 +2.5% YoY	$20,028 -0.9% YoY	Top 11.7% in tier
CD Concentration	15.5% -15.7% YoY-12.2% QoQ	-13.6%	29.1%	22.2%	20.0%	Bottom 5.9% in tier
Indirect Auto %	0.5% -45.4% YoY-17.9% QoQ	-17.6%	18.1%	9.2%	7.7%	16%

Signature Analysis

Strengths (1)

Relationship Depth Leader

growth

#53 of 69 • Top 49.7% in tier

Top-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.

Why This Signature

AMR Growth (YoY): 3.21%

(Tier: 3.62%, National: 35.20%)

but worse than tier avg

Share Draft per Member: $4.4K

(Tier: $3.2K, National: $2.1K)

better than tier avg

69 of 377 Mid-Market CUs have this signature | 354 nationally

↑ Growing +9 CUs YoY | New qualifier

Concerns (3)

Stagnation Risk

risk

#36 of 86 • Bottom 87.6% in tier

Membership shrinking at least 0.5% year-over-year. Declining member base creates long-term risk even if current operations appear healthy.

Why This Signature

Member Growth (YoY): -2.37%

(Tier: 3.16%, National: 15.67%)

worse than tier avg

Loan Growth (YoY): 0.40%

(Tier: 6.76%, National: 78.26%)

worse than tier avg

Delinquency Rate: 0.71%

(Tier: 0.86%, National: 1.26%)

but better than tier avg

86 of 377 Mid-Market CUs have this signature | 653 nationally

→ Stable (82→86 CUs) +4 CUs YoY | Rank worsening

Efficiency Drag

risk

#31 of 71 • Bottom 5.6% in tier

High efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.

Why This Signature

Efficiency Ratio: 86.46%

(Tier: 72.30%, National: 82.97%)

worse than tier avg

ROA Change (YoY): -0.30% points

(Tier: 0.18% points, National: 0.47% points)

worse than tier avg

Member Growth (YoY): -2.37%

(Tier: 3.16%, National: 15.67%)

worse than tier avg

71 of 377 Mid-Market CUs have this signature | 608 nationally

↓ Shrinking -33 CUs YoY | New qualifier

Membership Headwinds

decline

#47 of 86 • Bottom 87.6% in tier

Membership declining year-over-year. They need solutions to stop the bleeding before it impacts revenue.

Why This Signature

Member Growth (YoY): -2.37%

(Tier: 3.16%, National: 15.67%)

worse than tier avg

86 of 377 Mid-Market CUs have this signature | 653 nationally

→ Stable (82→86 CUs) +4 CUs YoY

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 300 peers in tier

Top Strengths (4 metrics)

Share Certificate Concentration (%)

balance_sheet

Value: 15.53%

Peer Median: 28.24%

#19 of 300 Top 6.0% in 1B-3B tier

Loan-to-Member Ratio (LMR)

engagement

Value: $17,347

Peer Median: $12,809

#31 of 300 Top 10.0% in 1B-3B tier

Average Member Relationship (AMR)

engagement

Value: $38,177

Peer Median: $28,089

#35 of 300 Top 11.3% in 1B-3B tier

Indirect Auto Concentration (%)

balance_sheet

Value: 0.45%

Peer Median: 14.26%

#52 of 300 Top 17.0% in 1B-3B tier

Top Weaknesses (8 metrics)

289

Return on Assets (ROA)

profitability

Value: 0.11%

Peer Median: 0.77%

#289 of 300 Bottom 4.0% in 1B-3B tier

283

Efficiency Ratio

profitability

Value: 86.46%

Peer Median: 73.62%

#283 of 300 Bottom 6.0% in 1B-3B tier

274

First Mortgage Concentration (%)

balance_sheet

Value: 54.05%

Peer Median: 33.59%

#274 of 300 Bottom 9.0% in 1B-3B tier

265

Asset Growth Rate

growth

Value: -0.37%

Peer Median: 5.21%

#265 of 300 Bottom 12.0% in 1B-3B tier

259

Member Growth Rate

growth

Value: -2.37%

Peer Median: 1.84%

#259 of 300 Bottom 14.0% in 1B-3B tier

247

Deposit Growth Rate

growth

Value: 1.06%

Peer Median: 4.79%

#247 of 300 Bottom 18.0% in 1B-3B tier

245

Net Interest Margin (NIM)

profitability

Value: 2.97%

Peer Median: 3.46%

#245 of 300 Bottom 18.7% in 1B-3B tier

243

Loan Growth Rate

growth

Value: 0.40%

Peer Median: 5.71%

#243 of 300 Bottom 19.3% in 1B-3B tier