BlastPoint's Credit Union Scorecard
CAMPUS
Charter #79 · LA
CAMPUS has 2 strengths but faces 6 concerns
How does the industry compare?
What's your peer group doing?
How does LA stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Relationship Depth Leader: Top 72.9% in tier
- + Total Delinquency Rate (60+ days): Top 5.4% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Dependency: Bottom 37.3% in tier
- - Efficiency Drag: Bottom 37.4% in tier
- - ROA 0.10% below tier average
- - Efficiency ratio 6.40% above tier (higher cost structure)
- - Indirect Auto Concentration (%): Bottom 5.4% in tier
- - Members Per Employee (MPE): Bottom 9.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 111 credit unions with $750M-$1B in assets nationally, and 1 of 4 that size in Louisiana.
- Shares and deposits +4.8% year over year ($841M in shares and deposits).
- Membership: 43,998 members, +2.0% vs a year ago.
- Delinquency rate 0.18%.
- Return on assets 0.75%.
- Efficiency ratio 80.94% vs a 74.54% peer average.
- Loan-to-share ratio 80.17% vs a 82.60% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
43,998
+2.0% YoY-0.1% QoQ
|
-8.5K |
52,482
+1.3% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
32% |
| Assets |
$935.8M
+5.6% YoY-0.3% QoQ
|
+$71.9M |
$863.9M
+0.5% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
79% |
| Loans |
$674.0M
+0.9% YoY+1.2% QoQ
|
+$66.3M |
$607.8M
+2.1% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
68% |
| Deposits |
$840.8M
+4.8% YoY-0.6% QoQ
|
+$100.9M |
$739.9M
+0.2% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
Top 12.6% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
+24.6% YoY+2.5% QoQ
|
-0.1% |
0.8%
+30.4% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
48% |
| NIM |
3.4%
+5.9% YoY+1.6% QoQ
|
-0.1% |
3.5%
+6.2% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
39% |
| Efficiency Ratio |
80.9%
-1.8% YoY+0.8% QoQ
|
+6.4% |
74.5%
-1.4% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
73% |
| Delinquency Rate |
0.2%
-56.6% YoY-46.5% QoQ
|
-0.6 |
0.8%
+1.0% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
Top 5.4% in tier |
| Loan To Share |
80.2%
-3.7% YoY+1.8% QoQ
|
-2.4% |
82.6%
+1.9% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
35% |
| AMR |
$34,430
+1.0% YoY+0.4% QoQ
|
+$6K |
$28,702
+0.4% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
78% |
| CD Concentration |
30.5%
-3.2% YoY+1.3% QoQ
|
+6.0% | 24.6% | 15.1% | 20.0% | 72% |
| Indirect Auto % |
42.2%
-0.5% YoY-1.5% QoQ
|
+28.6% | 13.6% | 5.1% | 7.7% | Bottom 6.8% in tier |
Signature Analysis
Strengths (1)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Concerns (2)
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Efficiency Drag
riskHigh efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)