BlastPoint's Credit Union Scorecard
SOUTHWEST AIRLINES
Charter #22157 · TX
SOUTHWEST AIRLINES has 2 strengths but faces 1 concern
How does the industry compare?
What's your peer group doing?
How does TX stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 6.8% in tier
- + Share Certificate Concentration (%): Top 7.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.41% below tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
60,152
+0.3% YoY+0.5% QoQ
|
+8.7K |
51,500
+0.7% YoY
|
29,039
+7.4% YoY
|
33,913
+5.7% YoY
|
75% |
| Assets |
$870.0M
+6.5% YoY+2.8% QoQ
|
+$4.4M |
$865.6M
+0.9% YoY
|
$450.8M
+10.3% YoY
|
$578.3M
+9.0% YoY
|
53% |
| Loans |
$589.5M
+0.6% YoY-1.1% QoQ
|
$-5.7M |
$595.3M
+1.6% YoY
|
$318.1M
+8.9% YoY
|
$402.4M
+8.7% YoY
|
41% |
| Deposits |
$765.0M
+6.4% YoY+3.2% QoQ
|
+$22.8M |
$742.2M
+0.6% YoY
|
$378.7M
+10.8% YoY
|
$494.3M
+9.1% YoY
|
67% |
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| ROA |
0.4%
+0.5% YoY-27.7% QoQ
|
-0.4% |
0.8%
+45.0% YoY
|
-0.2%
-134.7% YoY
|
0.4%
-39.2% YoY
|
21% |
| NIM |
2.9%
-3.9% YoY-3.3% QoQ
|
-0.6% |
3.5%
+6.1% YoY
|
3.9%
-0.7% YoY
|
3.8%
+4.1% YoY
|
17% |
| Efficiency Ratio |
74.9%
-1.6% YoY+3.4% QoQ
|
-0.6% |
75.5%
-3.4% YoY
|
98.7%
+20.4% YoY
|
84.6%
+2.8% YoY
|
37% |
| Delinquency Rate |
0.6%
-1.3% YoY-3.0% QoQ
|
+0.0 |
0.7%
-0.1% YoY
|
1.2%
+13.1% YoY
|
1.2%
+3.4% YoY
|
56% |
| Loan To Share |
77.1%
-5.4% YoY-4.2% QoQ
|
-3.5% |
80.6%
+0.7% YoY
|
69.5%
-2.6% YoY
|
65.6%
-1.4% YoY
|
32% |
| AMR |
$22,518
+3.5% YoY+0.8% QoQ
|
$-6K |
$28,908
+0.7% YoY
|
$17,820
+2.9% YoY
|
$19,920
+1.6% YoY
|
27% |
| CD Concentration |
15.3%
-17.0% YoY-10.2% QoQ
|
-9.0% | 24.3% | 21.3% | 19.8% | 20% |
| Indirect Auto % |
1.2%
+288.8% YoY+17.3% QoQ
|
-12.6% | 13.8% | 6.9% | 7.7% | 36% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)