Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Community × TX × Clear all

Most Strengths

Community tier in TX

Rank	Credit Union
1	ABILENE TEACHERS Community Abilene, TX
2	SMART FINANCIAL Community Houston, TX
3	TEXELL Community Temple, TX
4	INTOUCH Community PLANO, TX
5	SOARION Community SAN ANTONIO, TX
6	DUGOOD Community BEAUMONT, TX
7	COMPLEX COMMUNITY Community ODESSA, TX
8	MY COMMUNITY Community Midland, TX
9	HOUSTON POLICE Community Houston, TX
10	COMMUNITY RESOURCE Community Baytown, TX
11	ASSOCIATED CREDIT UNION OF TEXAS Community League City, TX
12	COASTLIFE Community Corpus Christi, TX
13	SCHLUMBERGER EMPLOYEES Community Sugar Land, TX
14	GREATER TEXAS Community AUSTIN, TX
15	EDUCATION FIRST Community Beaumont, TX
16	SECURITY FIRST Community MCALLEN, TX
17	EDUCATORS Community WACO, TX
18	PRIMEWAY Community Houston, TX
19	MEMBERS CHOICE Community Houston, TX
20	RESOURCE ONE Community Dallas, TX
21	GENERATIONS COMMUNITY Community San Antonio, TX
22	HOUSTON Community Sugar Land, TX
23	SOUTHWEST AIRLINES Dallas, TX
24	CITY Community Dallas, TX
25	TEXAS BAY Community Houston, TX

Most Concerns

Community tier in TX

Rank	Credit Union
1	RESOURCE ONE Community Dallas, TX
2	UNION SQUARE Community Wichita Falls, TX
3	CITY Community Dallas, TX
4	SECURITY FIRST Community MCALLEN, TX
5	TEXAS BAY Community Houston, TX
6	SOARION Community SAN ANTONIO, TX
7	EDUCATORS Community WACO, TX
8	EDUCATION FIRST Community Beaumont, TX
9	MEMBERS CHOICE Community Houston, TX
10	SCHLUMBERGER EMPLOYEES Community Sugar Land, TX
11	GENERATIONS COMMUNITY Community San Antonio, TX
12	SOUTHWEST AIRLINES Dallas, TX
13	HOUSTON Community Sugar Land, TX
14	COASTLIFE Community Corpus Christi, TX
15	PRIMEWAY Community Houston, TX
16	GREATER TEXAS Community AUSTIN, TX
17	MY COMMUNITY Community Midland, TX
18	ASSOCIATED CREDIT UNION OF TEXAS Community League City, TX
19	HOUSTON POLICE Community Houston, TX
20	INTOUCH Community PLANO, TX
21	COMMUNITY RESOURCE Community Baytown, TX
22	COMPLEX COMMUNITY Community ODESSA, TX
23	SMART FINANCIAL Community Houston, TX
24	DUGOOD Community BEAUMONT, TX
25	TEXELL Community Temple, TX

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)