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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Community × CA × Clear all

Most Strengths

Community tier in CA

Rank	Credit Union
1	SACRAMENTO Community Sacramento, CA
2	MYPOINT Community San Diego, CA
3	SUN COMMUNITY Community El Centro, CA
4	I.L.W.U. Community Long Beach, CA
5	OCEANAIR Community Oxnard, CA
6	AMERICA'S CHRISTIAN Community Glendora, CA
7	USC Community Los Angeles, CA
8	CABRILLO Community San Diego, CA
9	1ST NORTHERN CALIFORNIA Community Martinez, CA
10	CERTIFIED Community El Monte, CA
11	FOOTHILL Community Arcadia, CA
12	MERCED SCHOOL EMPLOYEES Community MERCED, CA
13	COMMUNITY FIRST Community Santa Rosa, CA
14	PREMIER ONE Community San Jose, CA
15	SKYONE Community Hawthorne, CA
16	FIRST CITY Community Pasadena, CA
17	UNCLE Community LIVERMORE, CA
18	EXCITE Community San Jose, CA
19	THE FIRST FINANCIAL Community Pasadena, CA
20	ALTAONE Community Ridgecrest, CA
21	FIRST U.S. COMMUNITY Community Sacramento, CA
22	COMMONWEALTH CENTRAL Community San Jose, CA

Most Concerns

Community tier in CA

Rank	Credit Union
1	COMMONWEALTH CENTRAL Community San Jose, CA
2	UNCLE Community LIVERMORE, CA
3	SKYONE Community Hawthorne, CA
4	FIRST U.S. COMMUNITY Community Sacramento, CA
5	EXCITE Community San Jose, CA
6	ALTAONE Community Ridgecrest, CA
7	THE FIRST FINANCIAL Community Pasadena, CA
8	COMMUNITY FIRST Community Santa Rosa, CA
9	FIRST CITY Community Pasadena, CA
10	AMERICA'S CHRISTIAN Community Glendora, CA
11	OCEANAIR Community Oxnard, CA
12	PREMIER ONE Community San Jose, CA
13	CABRILLO Community San Diego, CA
14	MERCED SCHOOL EMPLOYEES Community MERCED, CA
15	FOOTHILL Community Arcadia, CA
16	CERTIFIED Community El Monte, CA
17	USC Community Los Angeles, CA
18	SUN COMMUNITY Community El Centro, CA
19	1ST NORTHERN CALIFORNIA Community Martinez, CA
20	MYPOINT Community San Diego, CA
21	I.L.W.U. Community Long Beach, CA
22	SACRAMENTO Community Sacramento, CA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)