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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Community × Clear all

Most Strengths

Community tier

Rank	Credit Union
1	CAPITAL Community Bismarck, ND
2	SERVICE 1ST Community Danville, PA
3	UNIVERSITY OF HAWAII Community Honolulu, HI
4	SOOPER CU DBA CLIMB CU Community ARVADA, CO
5	GREENWOOD Community Warwick, RI
6	FREEDOM NORTHWEST Community KAMIAH, ID
7	TOWN AND COUNTRY Community MINOT, ND
8	TLC COMMUNITY Community Adrian, MI
9	COREPLUS Community Norwich, CT
10	FRONTIER Community Idaho Falls, ID
11	MID MINNESOTA Community Baxter, MN
12	HEARTLAND Community HUTCHINSON, KS
13	COMMUNITY CHOICE Community JOHNSTON, IA
14	APL Community Laurel, MD
15	CINFED Community Cincinnati, OH
16	OKLAHOMA'S Community OKLAHOMA CITY, OK
17	CONSOLIDATED Community PORTLAND, OR
18	COOSA VALLEY Community Rome, GA
19	ERIE Community Erie, PA
20	TAPCO Community Fircrest, WA
21	EMBERS Community Marquette, MI
22	PFCU Community Portland, MI
23	SACRAMENTO Community Sacramento, CA
24	DAKOTALAND Community Huron, SD
25	SHAREFAX Community CINCINNATI, OH

Most Concerns

Community tier

Rank	Credit Union
1	CITY OF BOSTON Community South Boston, MA
2	VALLEYSTAR Community Martinsville, VA
3	SPECTRA Community ALEXANDRIA, VA
4	DIVERSIFIED MEMBERS Community Detroit, MI
5	DEPARTMENT OF COMMERCE Community Washington, DC
6	FLORIDACENTRAL Community Tampa, FL
7	CAROLINAS TELCO Community Charlotte, NC
8	COMMONWEALTH CENTRAL Community San Jose, CA
9	OUR COMMUNITY Community Shelton, WA
10	HOUSTON Community Sugar Land, TX
11	LOKAHI Community Honolulu, HI
12	THE SOUTHERN Community Fayetteville, GA
13	COASTLIFE Community Corpus Christi, TX
14	HOMELAND Community CHILLICOTHE, OH
15	JOHNS HOPKINS Community Baltimore, MD
16	EMBOLD Community Oregon City, OR
17	CITY Community Dallas, TX
18	TRIANGLE Community Nashua, NH
19	FEDEX EMPLOYEES CREDIT ASSOCIATION Community Memphis, TN
20	MEMBERS HERITAGE Community Lexington, KY
21	MEMPHIS CITY EMPLOYEES Community MEMPHIS, TN
22	COMMUNITYWIDE Community South Bend, IN
23	TRUE SKY Community Oklahoma City, OK
24	FIRST CITIZENS' Community FAIRHAVEN, MA
25	CALL Community Richmond, VA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)