Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Community × Clear all

Most Strengths

Community tier

Rank	Credit Union
1	DEL-ONE Community Dover, DE
2	COREPLUS Community Norwich, CT
3	CAPITAL Community Bismarck, ND
4	HERITAGE FAMILY Community Rutland, VT
5	GFA Community Gardner, MA
6	COMMUNITY CHOICE Community JOHNSTON, IA
7	DAY AIR Community Kettering, OH
8	TAPCO Community Fircrest, WA
9	COMMUNITY RESOURCE Community Baytown, TX
10	FREEDOM NORTHWEST Community KAMIAH, ID
11	METRO CU Community OMAHA, NE
12	PFCU Community Portland, MI
13	HOPE Community JACKSON, MS
14	RELIANT COMMUNITY Community Sodus, NY
15	MID MINNESOTA Community Baxter, MN
16	QUALSTAR Community Bothell, WA
17	GREENWOOD Community Warwick, RI
18	INNOVATIONS FINANCIAL Community Panama City, FL
19	TEXELL Community Temple, TX
20	SUN COMMUNITY Community El Centro, CA
21	MID AMERICAN Community Wichita, KS
22	PATHWAYS FINANCIAL Community Columbus, OH
23	KELLOGG COMMUNITY Community BATTLE CREEK, MI
24	SHAREFAX Community CINCINNATI, OH
25	TLC COMMUNITY Community Adrian, MI

Most Concerns

Community tier

Rank	Credit Union
1	FIRST CITIZENS' Community FAIRHAVEN, MA
2	COMMONWEALTH ONE Community ALEXANDRIA, VA
3	VALLEYSTAR Community Martinsville, VA
4	DEPARTMENT OF COMMERCE Community Washington, DC
5	CARTER Community SPRINGHILL, LA
6	INSIGHT Community WINTER SPRINGS, FL
7	CITY Community DALLAS, TX
8	RESOURCE ONE Community Dallas, TX
9	HOMELAND Community CHILLICOTHE, OH
10	FINANCIAL RESOURCES Community Branchburg, NJ
11	THE SOUTHERN Community Fayetteville, GA
12	CITY OF BOSTON Community South Boston, MA
13	CAROLINAS TELCO Community Charlotte, NC
14	PITTSFORD Community PITTSFORD, NY
15	RIO GRANDE Community Albuquerque, NM
16	SCHLUMBERGER EMPLOYEES Community Sugar Land, TX
17	HOUSTON Community Sugar Land, TX
18	EXCITE Community San Jose, CA
19	MEMBERS HERITAGE Community Lexington, KY
20	COASTLIFE Community Corpus Christi, TX
21	SECURITY FIRST Community MCALLEN, TX
22	SUNWEST Community Glendale, AZ
23	COMMUNITYWIDE Community South Bend, IN
24	FORT BRAGG Community Fayetteville, NC
25	DIVERSIFIED MEMBERS Community Detroit, MI

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)