Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: ID × Clear all

Most Strengths

All tiers in ID

Rank	Credit Union
1	FREEDOM NORTHWEST Community KAMIAH, ID
2	FRONTIER Community Idaho Falls, ID
3	IDAHO CENTRAL Titans Chubbuck, ID
4	COTTONWOOD COMMUNITY Community Cottonwood, ID
5	MEMBERS PREFERRED IDAHO FALLS, ID
6	BEEHIVE Community Rexburg, ID
7	SNAKE RIVER Twin Falls, ID
8	WESTMARK Mid-Market Idaho Falls, ID
9	ADVANTAGE PLUS Community Pocatello, ID
10	CLARITY Community Nampa, ID
11	POTLATCH NO. 1 FINANCIAL Mid-Market LEWISTON, ID
12	LOOKOUT Community Pocatello, ID
13	PIONEER Community MOUNTAIN HOME, ID
14	LEWIS CLARK Community Lewiston, ID
15	CONNECTIONS Community pocatello, ID
16	LATAH Community MOSCOW, ID
17	ST JOE VALLEY ST MARIES, ID
18	IDAHO UNITED Boise, ID
19	CAPITAL EDUCATORS Mid-Market MERIDIAN, ID
20	TRUGROCER Community Boise, ID
21	SIMPLOT POCATELLO, ID
22	NORTHWEST CHRISTIAN Community NAMPA, ID
23	BOISE FIRE DEPARTMENT Boise, ID
24	MINI-CASSIA EMPL. Burley, ID
25	RAILS WEST Pocatello, ID

Most Concerns

All tiers in ID

Rank	Credit Union
1	MINI-CASSIA EMPL. Burley, ID
2	CAPITAL EDUCATORS Mid-Market MERIDIAN, ID
3	BOISE FIRE DEPARTMENT Boise, ID
4	SEI POCATELLO, ID
5	TRUGROCER Community Boise, ID
6	NORTHWEST CHRISTIAN Community NAMPA, ID
7	IDAHO UNITED Boise, ID
8	RAILS WEST Pocatello, ID
9	SIMPLOT POCATELLO, ID
10	LEWIS CLARK Community Lewiston, ID
11	ST JOE VALLEY ST MARIES, ID
12	LOOKOUT Community Pocatello, ID
13	PIONEER Community MOUNTAIN HOME, ID
14	WESTMARK Mid-Market Idaho Falls, ID
15	ADVANTAGE PLUS Community Pocatello, ID
16	CLARITY Community Nampa, ID
17	CONNECTIONS Community pocatello, ID
18	SNAKE RIVER Twin Falls, ID
19	POTLATCH NO. 1 FINANCIAL Mid-Market LEWISTON, ID
20	LATAH Community MOSCOW, ID
21	BEEHIVE Community Rexburg, ID
22	IDAHO CENTRAL Titans Chubbuck, ID
23	FRONTIER Community Idaho Falls, ID
24	MEMBERS PREFERRED IDAHO FALLS, ID
25	FREEDOM NORTHWEST Community KAMIAH, ID

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)