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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Most Strengths

All tiers

Rank	Credit Union
1	CAPITAL Community Bismarck, ND
2	MICHIGAN SCHOOLS AND GOVERNMENT Mid-Market Clinton Townshi, MI
3	AMERICAN FIRST Mid-Market BREA, CA
4	FOX COMMUNITIES Mid-Market Appleton, WI
5	AMERICA FIRST Titans RIVERDALE, UT
6	ALTRA Mid-Market ONALASKA, WI
7	SERVICE 1ST Community Danville, PA
8	UNIVERSITY OF HAWAII Community Honolulu, HI
9	UTAH COMMUNITY Mid-Market Provo, UT
10	SOOPER CU DBA CLIMB CU Community ARVADA, CO
11	GREENWOOD Community Warwick, RI
12	MICHIGAN STATE UNIVERSITY Large East Lansing, MI
13	LIBERTY Mid-Market Evansville, IN
14	ORNL Mid-Market Oak Ridge, TN
15	FREEDOM NORTHWEST Community KAMIAH, ID
16	SUMMIT Large Madison, WI
17	SAN FRANCISCO Mid-Market San Francisco, CA
18	CONSUMERS Mid-Market Oshtemo, MI
19	TOWN AND COUNTRY Community MINOT, ND
20	TLC COMMUNITY Community Adrian, MI
21	NUMERICA Mid-Market Spokane Valley, WA
22	COREPLUS Community Norwich, CT
23	ARKANSAS Mid-Market Little Rock, AR
24	IDAHO CENTRAL Titans Chubbuck, ID
25	ENT Titans Colorado Spring, CO

Most Concerns

All tiers

Rank	Credit Union
1	CIVIC Mid-Market RALEIGH, NC
2	CITY OF BOSTON Community South Boston, MA
3	LAFCU Mid-Market LANSING, MI
4	VALLEYSTAR Community Martinsville, VA
5	CREDIT UNION OF TEXAS Mid-Market Allen, TX
6	CAPITAL EDUCATORS Mid-Market MERIDIAN, ID
7	COLLINS COMMUNITY Mid-Market Cedar Rapids, IA
8	SPECTRA Community ALEXANDRIA, VA
9	AMERICAN HERITAGE Large Philadelphia, PA
10	GOLDEN PLAINS Mid-Market Garden City, KS
11	MUNICIPAL EMPL.CREDIT UNION OF BALT Mid-Market BALTIMORE, MD
12	SOUTHLAND Mid-Market LOS ALAMITOS, CA
13	DIVERSIFIED MEMBERS Community Detroit, MI
14	DEPARTMENT OF COMMERCE Community Washington, DC
15	HARVARD Mid-Market Cambridge, MA
16	NORTHROP GRUMMAN Mid-Market Gardena, CA
17	COMMUNITY 1ST Mid-Market Ottumwa, IA
18	HUGHES Mid-Market Tucson, AZ
19	FLORIDACENTRAL Community Tampa, FL
20	UNIVERSITY Mid-Market Los Angeles, CA
21	CAROLINAS TELCO Community Charlotte, NC
22	COMMONWEALTH CENTRAL Community San Jose, CA
23	LAFAYETTE Mid-Market ROCKVILLE, MD
24	OUR COMMUNITY Community Shelton, WA
25	GLOBAL Titans Anchorage, AK

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)