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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Community × TX × Clear all

Most Strengths

Community tier in TX

Rank	Credit Union
1	ABILENE TEACHERS Community Abilene, TX
2	COMMUNITY RESOURCE Community Baytown, TX
3	NIZARI PROGRESSIVE Community Sugar Land, TX
4	GREATER TEXAS Community AUSTIN, TX
5	SCHLUMBERGER EMPLOYEES Community Sugar Land, TX
6	INTOUCH Community PLANO, TX
7	TEXAS BAY Community Houston, TX
8	TEXELL Community Temple, TX
9	SOARION Community SAN ANTONIO, TX
10	RESOURCE ONE Community Dallas, TX
11	SECURITY FIRST Community MCALLEN, TX
12	EDUCATION FIRST Community Beaumont, TX
13	ASSOCIATED CREDIT UNION OF TEXAS Community League City, TX
14	DUGOOD Community BEAUMONT, TX
15	COMPLEX COMMUNITY Community ODESSA, TX
16	MY COMMUNITY Community Midland, TX
17	EDUCATORS Community WACO, TX
18	SMART FINANCIAL Community Houston, TX
19	SOUTHWEST AIRLINES Community Dallas, TX
20	CITY Community Dallas, TX
21	GENERATIONS COMMUNITY Community San Antonio, TX
22	MEMBERS CHOICE Community Houston, TX
23	PRIMEWAY Community Houston, TX
24	UNION SQUARE Community Wichita Falls, TX
25	COASTLIFE Community Corpus Christi, TX

Most Concerns

Community tier in TX

Rank	Credit Union
1	HOUSTON Community Sugar Land, TX
2	COASTLIFE Community Corpus Christi, TX
3	CITY Community Dallas, TX
4	UNION SQUARE Community Wichita Falls, TX
5	RESOURCE ONE Community Dallas, TX
6	PRIMEWAY Community Houston, TX
7	MEMBERS CHOICE Community Houston, TX
8	GENERATIONS COMMUNITY Community San Antonio, TX
9	EDUCATORS Community WACO, TX
10	SOUTHWEST AIRLINES Community Dallas, TX
11	SOARION Community SAN ANTONIO, TX
12	SMART FINANCIAL Community Houston, TX
13	ASSOCIATED CREDIT UNION OF TEXAS Community League City, TX
14	MY COMMUNITY Community Midland, TX
15	COMPLEX COMMUNITY Community ODESSA, TX
16	DUGOOD Community BEAUMONT, TX
17	EDUCATION FIRST Community Beaumont, TX
18	SECURITY FIRST Community MCALLEN, TX
19	INTOUCH Community PLANO, TX
20	TEXAS BAY Community Houston, TX
21	SCHLUMBERGER EMPLOYEES Community Sugar Land, TX
22	NIZARI PROGRESSIVE Community Sugar Land, TX
23	GREATER TEXAS Community AUSTIN, TX
24	TEXELL Community Temple, TX
25	ABILENE TEACHERS Community Abilene, TX

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)