Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Capital Constraint
Concern

Strong balance sheet under pressure - deposits leaving while lending capacity maxed. Need funding solutions before hitting limits.

32
CUs in All Tiers
32
CUs Nationally
↑ Growing
+32 YoY

Most At Risk

Capital Constraint • All tiers

Rank Credit Union Pctl
1
EXCEL Community
Norcross, GA
100.0%
2
FARMERS INSURANCE Mid-Market
Los Angeles, CA
100.0%
3
FIRST TECHNOLOGY Titans
SAN JOSE, CA
100.0%
4
BP Community
Houston, TX
95.5%
5
SANTA CRUZ COMMUNITY Community
Santa Cruz, CA
90.9%
6
MAC Community
Fairbanks, AK
86.4%
7
COMMUNITY FINANCIAL Mid-Market
PLYMOUTH, MI
83.3%
8
WESTERN SUN Community
Broken Arrow, OK
81.8%
9
POINT WEST Community
Portland, OR
77.3%
10
CENT Community
Mason City, IA
72.7%
11
NAVIGATOR Community
Pascagoula, MS
68.2%
12
PREMIER AMERICA Mid-Market
Chatsworth, CA
66.7%
13
SERVICE 1 Community
Muskegon, MI
63.6%
14
AMERICA'S CREDIT UNION, A Community
DuPont, WA
59.1%
15
LONG BEACH FIREMEN S Community
Long Beach, CA
54.5%
16
QUANTUM Community
Wichita, KS
50.0%
17
TECHNOLOGY Mid-Market
SAN JOSE, CA
50.0%
18
ENERGY Community
West Roxbury, MA
45.5%
19
VALLEYSTAR Community
Martinsville, VA
40.9%
20
ORLANDO Community
Orlando, FL
36.4%
21
AMPLIFY Mid-Market
Austin, TX
33.3%
22
SIGNAL FINANCIAL Community
Kensington, MD
31.8%
23
THE ATLANTIC Community
Kenilworth, NJ
27.3%
24
MONEY ONE Community
LARGO, MD
22.7%
25
KAIPERM Community
Walnut Creek, CA
18.2%

Least Affected

Capital Constraint • All tiers

Rank Credit Union Pctl
1
INFIRST Community
Alexandria, VA
0.0%
2
ISLAND Mid-Market
Hauppauge, NY
0.0%
3
PENTAGON Titans
MCLEAN, VA
0.0%
4
GUARDIANS Community
WEST PALM BEACH, FL
4.5%
5
BENCHMARK Community
West Chester, PA
9.1%
6
THE FOCUS Community
OKLAHOMA CITY, OK
13.6%
7
FIRST ENTERTAINMENT Mid-Market
Hollywood, CA
16.7%
8
KAIPERM Community
Walnut Creek, CA
18.2%
9
MONEY ONE Community
LARGO, MD
22.7%
10
THE ATLANTIC Community
Kenilworth, NJ
27.3%
11
SIGNAL FINANCIAL Community
Kensington, MD
31.8%
12
AMPLIFY Mid-Market
Austin, TX
33.3%
13
ORLANDO Community
Orlando, FL
36.4%
14
VALLEYSTAR Community
Martinsville, VA
40.9%
15
ENERGY Community
West Roxbury, MA
45.5%
16
QUANTUM Community
Wichita, KS
50.0%
17
TECHNOLOGY Mid-Market
SAN JOSE, CA
50.0%
18
LONG BEACH FIREMEN S Community
Long Beach, CA
54.5%
19
AMERICA'S CREDIT UNION, A Community
DuPont, WA
59.1%
20
SERVICE 1 Community
Muskegon, MI
63.6%
21
PREMIER AMERICA Mid-Market
Chatsworth, CA
66.7%
22
NAVIGATOR Community
Pascagoula, MS
68.2%
23
CENT Community
Mason City, IA
72.7%
24
POINT WEST Community
Portland, OR
77.3%
25
WESTERN SUN Community
Broken Arrow, OK
81.8%
Explore by Dimension

Metrics

Link copied to clipboard!