Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Capital Constraint
Concern

Strong balance sheet under pressure - deposits leaving while lending capacity maxed. Need funding solutions before hitting limits.

25
CUs in All Tiers
25
CUs Nationally
↑ Growing
+25 YoY

Most At Risk

Capital Constraint • All tiers

Rank Credit Union Pctl
1
SIGNATURE Community
ALEXANDRIA, VA
100.0%
2
FARMERS INSURANCE Mid-Market
Los Angeles, CA
100.0%
3
UFIRST Community
Plattsburgh, NY
93.3%
4
EXCEL Community
Norcross, GA
86.7%
5
COMMUNITY FINANCIAL Mid-Market
PLYMOUTH, MI
85.7%
6
NORTHRIDGE COMMUNITY Community
Virginia, MN
80.0%
7
SANTA CRUZ COMMUNITY Community
Santa Cruz, CA
73.3%
8
RAIZ Mid-Market
EL PASO, TX
71.4%
9
WESTERN SUN Community
Broken Arrow, OK
66.7%
10
HERITAGE USA Community
Midland, TX
60.0%
11
ISLAND Mid-Market
Hauppauge, NY
57.1%
12
SERVICE 1 Community
Muskegon, MI
53.3%
13
PENTAGON Titans
MCLEAN, VA
50.0%
14
CENT Community
Mason City, IA
46.7%
15
JEANNE D'ARC Mid-Market
LOWELL, MA
42.9%
16
MAC Community
Fairbanks, AK
40.0%
17
THE ATLANTIC Community
Kenilworth, NJ
33.3%
18
FINANCIAL PARTNERS Mid-Market
DOWNEY, CA
28.6%
19
MONEY ONE Community
LARGO, MD
26.7%
20
VALLEYSTAR Community
Martinsville, VA
20.0%
21
TELHIO Mid-Market
Columbus, OH
14.3%
22
YOLO Community
Woodland, CA
13.3%
23
TROPICAL FINANCIAL Community
MIRAMAR, FL
6.7%
24
QUANTUM Community
Wichita, KS
0.0%
25
PREMIER AMERICA Mid-Market
Chatsworth, CA
0.0%

Least Affected

Capital Constraint • All tiers

Rank Credit Union Pctl
1
QUANTUM Community
Wichita, KS
0.0%
2
PREMIER AMERICA Mid-Market
Chatsworth, CA
0.0%
3
TROPICAL FINANCIAL Community
MIRAMAR, FL
6.7%
4
YOLO Community
Woodland, CA
13.3%
5
TELHIO Mid-Market
Columbus, OH
14.3%
6
VALLEYSTAR Community
Martinsville, VA
20.0%
7
MONEY ONE Community
LARGO, MD
26.7%
8
FINANCIAL PARTNERS Mid-Market
DOWNEY, CA
28.6%
9
THE ATLANTIC Community
Kenilworth, NJ
33.3%
10
MAC Community
Fairbanks, AK
40.0%
11
JEANNE D'ARC Mid-Market
LOWELL, MA
42.9%
12
CENT Community
Mason City, IA
46.7%
13
PENTAGON Titans
MCLEAN, VA
50.0%
14
SERVICE 1 Community
Muskegon, MI
53.3%
15
ISLAND Mid-Market
Hauppauge, NY
57.1%
16
HERITAGE USA Community
Midland, TX
60.0%
17
WESTERN SUN Community
Broken Arrow, OK
66.7%
18
RAIZ Mid-Market
EL PASO, TX
71.4%
19
SANTA CRUZ COMMUNITY Community
Santa Cruz, CA
73.3%
20
NORTHRIDGE COMMUNITY Community
Virginia, MN
80.0%
21
COMMUNITY FINANCIAL Mid-Market
PLYMOUTH, MI
85.7%
22
EXCEL Community
Norcross, GA
86.7%
23
UFIRST Community
Plattsburgh, NY
93.3%
24
SIGNATURE Community
ALEXANDRIA, VA
100.0%
25
FARMERS INSURANCE Mid-Market
Los Angeles, CA
100.0%
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