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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Capital Constraint
Concern

Strong balance sheet under pressure - deposits leaving while lending capacity maxed. Need funding solutions before hitting limits.

27
CUs in All Tiers
27
CUs Nationally
↓ Shrinking
-7 YoY

Most At Risk

Capital Constraint • All tiers

Rank Credit Union Pctl
1
SIGNATURE Community
ALEXANDRIA, VA
100.0%
2
FARMERS INSURANCE Mid-Market
Burbank, CA
100.0%
3
WESTERN SUN Community
Broken Arrow, OK
94.4%
4
TELCO PLUS Community
LONGVIEW, TX
88.9%
5
INSPIRE Community
Newtown, PA
83.3%
6
RAIZ Mid-Market
EL PASO, TX
83.3%
7
UFIRST Community
Plattsburgh, NY
77.8%
8
ENCOMPASS Community
Tipton, IN
72.2%
9
BROTHERHOOD Community
Lynn, MA
66.7%
10
JEANNE D'ARC Mid-Market
Lowell, MA
66.7%
11
ST. PAUL Community
Saint Paul, MN
61.1%
12
SANTA CRUZ COMMUNITY Community
Santa Cruz, CA
55.6%
13
CENT Community
Mason City, IA
50.0%
14
ISLAND Mid-Market
Hauppauge, NY
50.0%
15
PENTAGON Titans
MCLEAN, VA
50.0%
16
EPIC Community
Metairie, LA
44.4%
17
THE ATLANTIC Community
Kenilworth, NJ
38.9%
18
SERVICE 1 Community
Muskegon, MI
33.3%
19
HORIZON Mid-Market
Spokane Valley, WA
33.3%
20
MONEY ONE Community
LARGO, MD
27.8%
21
TAMPA BAY Community
Tampa, FL
22.2%
22
MATADORS COMMUNITY Community
Northridge, CA
16.7%
23
ELEMENTS FINANCIAL Mid-Market
INDIANAPOLIS, IN
16.7%
24
AMERICAN PARTNERS Community
Reidsville, NC
11.1%
25
SECURITY FIRST Community
MCALLEN, TX
5.6%

Least Affected

Capital Constraint • All tiers

Rank Credit Union Pctl
1
GENERATIONS COMMUNITY Community
San Antonio, TX
0.0%
2
COMMUNITY FINANCIAL Mid-Market
PLYMOUTH, MI
0.0%
3
SECURITY FIRST Community
MCALLEN, TX
5.6%
4
AMERICAN PARTNERS Community
Reidsville, NC
11.1%
5
MATADORS COMMUNITY Community
Northridge, CA
16.7%
6
ELEMENTS FINANCIAL Mid-Market
INDIANAPOLIS, IN
16.7%
7
TAMPA BAY Community
Tampa, FL
22.2%
8
MONEY ONE Community
LARGO, MD
27.8%
9
SERVICE 1 Community
Muskegon, MI
33.3%
10
HORIZON Mid-Market
Spokane Valley, WA
33.3%
11
THE ATLANTIC Community
Kenilworth, NJ
38.9%
12
EPIC Community
Metairie, LA
44.4%
13
CENT Community
Mason City, IA
50.0%
14
ISLAND Mid-Market
Hauppauge, NY
50.0%
15
PENTAGON Titans
MCLEAN, VA
50.0%
16
SANTA CRUZ COMMUNITY Community
Santa Cruz, CA
55.6%
17
ST. PAUL Community
Saint Paul, MN
61.1%
18
BROTHERHOOD Community
Lynn, MA
66.7%
19
JEANNE D'ARC Mid-Market
Lowell, MA
66.7%
20
ENCOMPASS Community
Tipton, IN
72.2%
21
UFIRST Community
Plattsburgh, NY
77.8%
22
INSPIRE Community
Newtown, PA
83.3%
23
RAIZ Mid-Market
EL PASO, TX
83.3%
24
TELCO PLUS Community
LONGVIEW, TX
88.9%
25
WESTERN SUN Community
Broken Arrow, OK
94.4%
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