Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

State:

Viewing: Efficiency Drag

Concern

High efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.

702

CUs in All Tiers

702

CUs Nationally

↓ Shrinking

-125 YoY

Most At Risk

Efficiency Drag • All tiers

Rank	Credit Union	Pctl
1	RIVERFALL Community Tuscaloosa, AL	100.0%
2	WESCOM CENTRAL Large PASADENA, CA	100.0%
3	TELHIO Mid-Market Columbus, OH	100.0%
4	CARDINAL CREDIT UNION, INC. Community Mentor, OH	99.8%
5	PARTNERS 1ST Community Fort Wayne, IN	99.7%
6	THE FOCUS Community Oklahoma City, OK	99.5%
7	ST. MICHAELS FALL RIVER Community Fall River, MA	99.3%
8	NORTHERN Community WATERTOWN, NY	99.2%
9	INFIRST Community Alexandria, VA	99.0%
10	UNITUS COMMUNITY Mid-Market Tigard, OR	99.0%
11	OHIO EDUCATIONAL Community Cleveland, OH	98.8%
12	MEMBERS PLUS Community Medford, MA	98.7%
13	ILLIANA FINANCIAL Community Calumet City, IL	98.5%
14	FOOTHILLS Community Wheat Ridge, CO	98.3%
15	GEORGIA HERITAGE Community SAVANNAH, GA	98.2%
16	IMPACT CREDIT UNION, INC. Community Clyde, OH	98.0%
17	4FRONT Mid-Market Traverse City, MI	98.0%
18	CALL Community Richmond, VA	97.8%
19	CENTRAL MISSOURI COMMUNITY Community WARRENSBURG, MO	97.7%
20	FAMILY FINANCIAL Community Norton Shores, MI	97.5%
21	RIDGEDALE Community East Hanover, NJ	97.3%
22	GAIN Community Burbank, CA	97.1%
23	ASCENT Community OGDEN, UT	97.0%
24	LAUNCH CREDIT UNION Mid-Market MERRITT ISLAND, FL	97.0%
25	EVOLVE Community El Paso, TX	96.8%

Efficiency Drag • All tiers

Rank	Credit Union	Pctl
1	ALLEGIUS Community Burns Harbor, IN	0.0%
2	SAN DIEGO COUNTY Large San Diego, CA	0.0%
3	ADDITION FINANCIAL Mid-Market Lake Mary, FL	0.0%
4	NORTH JERSEY Community Totowa, NJ	0.2%
5	WORCESTER Community Worcester, MA	0.3%
6	STAR USA Community Charleston, WV	0.5%
7	SHAREFAX Community CINCINNATI, OH	0.7%
8	PAHO/WHO Community Arlington, VA	0.8%
9	POWER Community Pueblo, CO	1.0%
10	HARBORSTONE Mid-Market TACOMA, WA	1.0%
11	MICHIGAN LEGACY Community Wyandotte, MI	1.2%
12	THE NEW ORLEANS FIREMEN'S Community Metairie, LA	1.3%
13	AURGROUP Community Fairfield, OH	1.5%
14	LA LOMA Community Loma Linda, CA	1.7%
15	LEGACY COMMUNITY Community BIRMINGHAM, AL	1.9%
16	SHAREPOINT Community Bloomington, MN	2.0%
17	LATINO COMMUNITY Mid-Market Durham, NC	2.0%
18	MERIDIAN TRUST Community Cheyenne, WY	2.2%
19	ARAPAHOE Community Littleton, CO	2.4%
20	CORAZO Community El Centro, CA	2.5%
21	EXCEL Community Norcross, GA	2.7%
22	MIAMI POSTAL SERVICE Community Miami, FL	2.9%
23	FIREFIGHTERS COMMUNITY CU Community Cleveland, OH	3.0%
24	SALAL Mid-Market Seattle, WA	3.0%
25	PRIMETRUST FINANCIAL Community MUNCIE, IN	3.2%