Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

State:

Viewing: Efficiency Drag

Concern

High efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.

633

CUs in All Tiers

633

CUs Nationally

↓ Shrinking

-140 YoY

Most At Risk

Efficiency Drag • All tiers

Rank	Credit Union	Pctl
1	FORT MCCLELLAN Community Anniston, AL	100.0%
2	COMMUNITY FINANCIAL Mid-Market PLYMOUTH, MI	100.0%
3	WESCOM CENTRAL Large PASADENA, CA	100.0%
4	RIVERFALL Community Tuscaloosa, AL	99.8%
5	LASSEN COUNTY Community Susanville, CA	99.6%
6	INFIRST Community Alexandria, VA	99.4%
7	SEA AIR Community Seal Beach, CA	99.3%
8	THE PEOPLES Community Middletown, RI	99.1%
9	CHAFFEY Community Upland, CA	98.9%
10	CALTECH EMPLOYEES Mid-Market La Canada, CA	98.9%
11	ACCESS COMMUNITY Community Amarillo, TX	98.7%
12	GAIN Community Burbank, CA	98.5%
13	MCT Community Port Neches, TX	98.3%
14	POLICE Community UPPER MARLBORO, MD	98.1%
15	PRIMEWAY Community Houston, TX	98.0%
16	GEORGIA HERITAGE Community SAVANNAH, GA	97.8%
17	BRIGHTBRIDGE Mid-Market LAWRENCE, MA	97.8%
18	NORTHERN Community WATERTOWN, NY	97.6%
19	XPLORE Community Metairie, LA	97.4%
20	FALL RIVER MUNICIPAL Community Fall River, MA	97.2%
21	GENERATIONS COMMUNITY Community San Antonio, TX	97.0%
22	CALL Community Richmond, VA	96.8%
23	CARDINAL CREDIT UNION, INC. Community Mentor, OH	96.7%
24	PREMIER AMERICA Mid-Market Chatsworth, CA	96.6%
25	MAUI Community KAHULUI, HI	96.5%

Efficiency Drag • All tiers

Rank	Credit Union	Pctl
1	FITZSIMONS Community AURORA, CO	0.0%
2	FIRST SERVICE Mid-Market Houston, TX	0.0%
3	HUDSON VALLEY Large Poughkeepsie, NY	0.0%
4	GREEN MOUNTAIN Community South Burlingto, VT	0.2%
5	AMERICAN PARTNERS Community Reidsville, NC	0.4%
6	MEMBERSOURCE Community Houston, TX	0.6%
7	PELICAN Community Baton Rouge, LA	0.7%
8	COAST360 Community Maite, GU	0.9%
9	THE NEW ORLEANS FIREMEN'S Community Metairie, LA	1.1%
10	AMERICAN EAGLE FINANCIAL Mid-Market EAST HARTFORD, CT	1.1%
11	NUTMEG STATE FINANCIAL Community Rocky Hill, CT	1.3%
12	MAC Community Fairbanks, AK	1.5%
13	LIBERTY SAVINGS Community Jersey City, NJ	1.7%
14	SPERO FINANCIAL Community Greenville, SC	1.9%
15	DEMOCRACY Community Alexandria, VA	2.0%
16	SERVICE ONE Community Bowling Green, KY	2.2%
17	TRUITY Mid-Market Bartlesville, OK	2.2%
18	BELCO COMMUNITY CREDIT UNION Community HARRISBURG, PA	2.4%
19	SIGNAL FINANCIAL Community Kensington, MD	2.6%
20	LA LOMA Community Loma Linda, CA	2.8%
21	HERITAGE FINANCIAL Community Middletown, NY	3.0%
22	AGRICULTURE Community MERRIFIELD, VA	3.2%
23	HERITAGE COMMUNITY Community Rancho Cordova, CA	3.4%
24	WRIGHT PATMAN CONGRESSIONAL Mid-Market WASHINGTON, DC	3.4%
25	JOHNS HOPKINS Community Baltimore, MD	3.5%