Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

State:

Viewing: Efficiency Drag

Concern

High efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.

608

CUs in All Tiers

608

CUs Nationally

↓ Shrinking

-73 YoY

Most At Risk

Efficiency Drag • All tiers

Rank	Credit Union	Pctl
1	GAIN Community Burbank, CA	100.0%
2	STAR ONE Large SUNNYVALE, CA	100.0%
3	TELHIO Mid-Market Columbus, OH	100.0%
4	INFIRST Community Alexandria, VA	99.8%
5	OUCU FINANCIAL CREDIT UNION, INC. Community Athens, OH	99.6%
6	GEORGIA HERITAGE Community SAVANNAH, GA	99.4%
7	THE FOCUS Community Oklahoma City, OK	99.2%
8	PRIMEWAY Community Houston, TX	99.1%
9	CALL Community Richmond, VA	98.9%
10	RUSSELL COUNTRY Community Great Falls, MT	98.7%
11	VANTAGE Mid-Market Saint Charles, MO	98.6%
12	ABNB Community Chesapeake, VA	98.5%
13	COMMON TRUST Community Woburn, MA	98.3%
14	MTC Community Greenville, SC	98.1%
15	IMPACT CREDIT UNION, INC. Community Clyde, OH	97.9%
16	AMERICA'S FIRST NETWORK Community East Hartford, CT	97.7%
17	NOVA Community CHARLOTTE, NC	97.5%
18	ADVANTAGE FINANCIAL Community WASHINGTON, DC	97.4%
19	CENTRAL MISSOURI COMMUNITY Community WARRENSBURG, MO	97.2%
20	ST. MARY'S Mid-Market MARLBOROUGH, MA	97.1%
21	ARDENT Community Phila, PA	97.0%
22	WAVE Community WARWICK, RI	96.8%
23	CANOPY Community SPOKANE, WA	96.6%
24	CENTURY Community Independence, OH	96.4%
25	FAMILY FIRST OF NY Community ROCHESTER, NY	96.2%

Efficiency Drag • All tiers

Rank	Credit Union	Pctl
1	POWER Community Pueblo, CO	0.0%
2	SAN DIEGO COUNTY Large San Diego, CA	0.0%
3	VIBRANT Mid-Market Moline, IL	0.0%
4	SKYONE Community Hawthorne, CA	0.2%
5	GREEN MOUNTAIN Community South Burlingto, VT	0.4%
6	SUN COMMUNITY Community El Centro, CA	0.6%
7	ESSENTIAL Community Baton Rouge, LA	0.8%
8	FITZSIMONS Community AURORA, CO	0.9%
9	DEXSTA Community Wilmington, DE	1.1%
10	MY COMMUNITY Community Midland, TX	1.3%
11	SEATTLE METROPOLITAN Mid-Market Seattle, WA	1.4%
12	RIO GRANDE Community Albuquerque, NM	1.5%
13	ECO Community Birmingham, AL	1.7%
14	ASHLAND Community ASHLAND, KY	1.9%
15	ARKANSAS BEST Community Fort Smith, AR	2.1%
16	STAR USA Community Charleston, WV	2.3%
17	MISSOURI CENTRAL Community Lees Summit, MO	2.5%
18	EPIC Community Metairie, LA	2.6%
19	DIAMOND VALLEY Community Evansville, IN	2.8%
20	HARBORSTONE Mid-Market TACOMA, WA	2.9%
21	ARAPAHOE Community Littleton, CO	3.0%
22	ACTORS Community NEW YORK, NY	3.2%
23	TEXOMA COMMUNITY Community Wichita Falls, TX	3.4%
24	THRIVE Community MUNCIE, IN	3.6%
25	ST. CLOUD FINANCIAL Community Sartell, MN	3.8%