✦ Missed CU Wrapped 2025? Read the full Year in Review →

Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Viewing: Margin Compression
Concern

Profitability above 0.75% ROA but margins eroding by at least 0.10%. Something changed - rising costs or falling yields need addressing.

167
CUs in All Tiers
167
CUs Nationally
↓ Shrinking
-7 YoY

Most At Risk

Margin Compression • All tiers

Rank Credit Union Pctl
1
FIRST SOUTH FINANCIAL Community
Bartlett, TN
100.0%
2
COMMUNITYAMERICA Large
Lenexa, KS
100.0%
3
ELGA Mid-Market
Grand Blanc, MI
100.0%
4
LAKE MICHIGAN Titans
Grand Rapids, MI
100.0%
5
FAMILIES AND SCHOOLS TOGETHER Community
Hanford, CA
99.3%
6
GENESEE VALLEY Community
GENESEO, NY
98.6%
7
HARRIS COUNTY Community
Houston, TX
97.8%
8
NAVIGATOR Community
Pascagoula, MS
97.1%
9
GREAT NORTHWEST Community
Aberdeen, WA
96.4%
10
MOUNTAIN LAUREL Community
SAINT MARYS, PA
95.7%
11
MAGNOLIA Community
Jackson, MS
95.0%
12
ALLSOUTH Mid-Market
Columbia, SC
94.7%
13
EXTRA Community
WARREN, MI
94.2%
14
F A A Community
Memphis, TN
93.5%
15
CENLA Community
Alexandria, LA
92.8%
16
OUR COMMUNITY Community
Shelton, WA
92.1%
17
WHITE EAGLE Community
Augusta, KS
91.4%
18
CITYMARK Community
Plains, PA
90.7%
19
PEOPLES ADVANTAGE Community
Petersburg, VA
89.9%
20
ORNL Mid-Market
Oak Ridge, TN
89.5%
21
HIBBING COOPERATIVE Community
Hibbing, MN
89.2%
22
AWAKON Community
ONAWAY, MI
88.5%
23
BEACON CREDIT UNION, INCORPORATED Community
Lynchburg, VA
87.8%
24
MERIDIAN TRUST Community
Cheyenne, WY
87.0%
25
GEORGETOWN KRAFT Community
Georgetown, SC
86.3%

Least Affected

Margin Compression • All tiers

Rank Credit Union Pctl
1
TIMBERLAND Community
DUBOIS, PA
0.0%
2
KEESLER Large
BILOXI, MS
0.0%
3
RED CANOE Mid-Market
LONGVIEW, WA
0.0%
4
SUNCOAST Titans
TAMPA, FL
0.0%
5
TELCO TRIAD COMMUNITY Community
Sioux City, IA
0.7%
6
ASSOCIATED HEALTHCARE Community
Woodbury, MN
1.4%
7
CIRCLE Community
Niles, MI
2.2%
8
WINTHROP AREA Community
WINTHROP, ME
2.9%
9
RIVER VALLEY Community
AMES, IA
3.6%
10
HARTFORD Community
Hartford, CT
4.3%
11
BLUESTONE Community
Sioux Falls, SD
5.0%
12
THE SUMMIT Mid-Market
ROCHESTER, NY
5.3%
13
CHAMPION Community
Canton, NC
5.8%
14
PUBLIC SAFETY Community
Kansas City, MO
6.5%
15
CENTURYFIRST Community
HATTIESBURG, MS
7.2%
16
INDIANA STATE UNIVERSITY Community
Terre Haute, IN
7.9%
17
PACIFIC HORIZON Community
Springville, UT
8.6%
18
CLINCHFIELD Community
Erwin, TN
9.3%
19
MOUNTAINCREST Community
Arlington, WA
10.1%
20
DEL NORTE Mid-Market
Los Alamos, NM
10.5%
21
WELD COMMUNITY Community
Greeley, CO
10.8%
22
EASTERN UTAH COMMUNITY Community
Price, UT
11.5%
23
SUNWEST Community
Pueblo, CO
12.2%
24
GREATER CHAUTAUQUA Community
FALCONER, NY
12.9%
25
NORTH COAST Community
Bellingham, WA
13.7%
Explore by Dimension

Metrics

Link copied to clipboard!