Industry Rankings

CU Wrapped 2025

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See who's leading and who's falling behind across the credit union industry

Viewing: Margin Compression
Concern

Profitability above 0.75% ROA but margins eroding by at least 0.10%. Something changed - rising costs or falling yields need addressing.

145
CUs in All Tiers
145
CUs Nationally
↑ Growing
+145 YoY

Most At Risk

Margin Compression • All tiers

Rank Credit Union Pctl
1
FIRST SOUTH FINANCIAL Community
Bartlett, TN
100.0%
2
ONE NEVADA Mid-Market
LAS VEGAS, NV
100.0%
3
TINKER Large
Oklahoma City, OK
100.0%
4
MON VALLEY COMMUNITY Community
ALLENPORT, PA
99.2%
5
FIRST CHOICE AMERICA COMMUNITY Community
Weirton, WV
98.4%
6
802 Community
Barre, VT
97.5%
7
PROFED Community
Fort Wayne, IN
96.7%
8
ZEAL Community
Livonia, MI
95.9%
9
BROTHERHOOD Community
Lynn, MA
95.1%
10
MUNICIPAL Mid-Market
NEW YORK, NY
94.4%
11
DEPARTMENT OF CORRECTIONS Community
Baton Rouge, LA
94.3%
12
OXFORD Community
MEXICO, ME
93.4%
13
SOUTHERN CHAUTAUQUA Community
Lakewood, NY
92.6%
14
NUVISTA Community
Montrose, CO
91.8%
15
TRONA VALLEY COMMUNITY Community
GREEN RIVER, WY
91.0%
16
WMCU Community
Grand Rapids, MI
90.2%
17
BORDER Community
Del Rio, TX
89.3%
18
ELGA Mid-Market
Grand Blanc, MI
88.9%
19
AFFIDIAN Community
Denver, CO
88.5%
20
U.P. STATE Community
Escanaba, MI
87.7%
21
HERITAGE SOUTH COMMUNITY CU Community
Shelbyville, TN
86.9%
22
IAA Community
Bloomington, IL
86.1%
23
GREATER WOODLAWN Community
BLASDELL, NY
85.2%
24
IRON MOUNTAIN KINGSFORD COMMUNITY Community
KINGSFORD, MI
84.4%
25
WESTERN COOPERATIVE Community
Williston, ND
83.6%

Least Affected

Margin Compression • All tiers

Rank Credit Union Pctl
1
NESC Community
METHUEN, MA
0.0%
2
ITHINK FINANCIAL Mid-Market
Boca Raton, FL
0.0%
3
CITIZENS EQUITY FIRST Large
Peoria, IL
0.0%
4
ALABAMA CENTRAL Community
Birmingham, AL
0.8%
5
CIRCLE Community
Niles, MI
1.6%
6
ASPEN Community
Rapid City, SD
2.5%
7
SUMMIT Community
Greensboro, NC
3.3%
8
CONNECT CREDIT UNION Community
Fort lauderdale, FL
4.1%
9
LUSO-AMERICAN Community
Peabody, MA
4.9%
10
CREDIT UNION WEST Mid-Market
Glendale, AZ
5.6%
11
L G & W Community
MEMPHIS, TN
5.7%
12
MEMBERSOWN Community
Lincoln, NE
6.6%
13
MERCK SHARP & DOHME Community
CHALFONT, PA
7.4%
14
UNITED COMMUNITY Community
Quincy, IL
8.2%
15
ASSOCIATED HEALTHCARE Community
Woodbury, MN
9.0%
16
LISBON COMMUNITY Community
Lisbon, ME
9.8%
17
LANCO Community
Lancaster, PA
10.7%
18
SELF-HELP Mid-Market
Durham, NC
11.1%
19
TRI BORO Community
Munhall, PA
11.5%
20
EXCEL Community
Norcross, GA
12.3%
21
SIOUXLAND Community
South Sioux Cit, NE
13.1%
22
CROSS VALLEY Community
Wilkes Barre, PA
13.9%
23
UNISON Community
Kaukauna, WI
14.8%
24
LONG REACH Community
Middlebourne, WV
15.6%
25
STRAIT VIEW Community
PORT ANGELES, WA
16.4%
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