Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

State:

Viewing: Margin Compression

Concern

Profitability above 0.75% ROA but margins eroding by at least 0.10%. Something changed - rising costs or falling yields need addressing.

162

CUs in All Tiers

162

CUs Nationally

↑ Growing

+162 YoY

Most At Risk

Margin Compression • All tiers

Rank	Credit Union	Pctl
1	FIRST SOUTH FINANCIAL Community Bartlett, TN	100.0%
2	COMMUNITYAMERICA Large Lenexa, TX	100.0%
3	ALLSOUTH Mid-Market Columbia, SC	100.0%
4	LAKE MICHIGAN Titans Grand Rapids, MI	100.0%
5	WHITE EAGLE Community Augusta, KS	99.2%
6	FAMILIES AND SCHOOLS TOGETHER Community Hanford, CA	98.5%
7	NAVIGATOR Community Pascagoula, MS	97.7%
8	HEARTLAND Community Springfield, IL	97.0%
9	MERCO Community Merced, CA	96.2%
10	ZEAL Mid-Market Livonia, MI	95.7%
11	PEOPLES ADVANTAGE Community Petersburg, VA	95.5%
12	HIBBING COOPERATIVE Community Hibbing, MN	94.7%
13	NAHEOLA Community Pennington, AL	93.9%
14	CITYMARK Community Plains, PA	93.2%
15	FINGER LAKES Community GENEVA, NY	92.4%
16	OTIS Community Jay, ME	91.7%
17	ARROWHEAD Mid-Market Rancho Cucamong, CA	91.3%
18	WMCU Community Grand Rapids, MI	90.9%
19	OUR COMMUNITY Community Shelton, WA	90.2%
20	GEORGETOWN KRAFT Community Georgetown, SC	89.4%
21	802 Community Barre, VT	88.6%
22	WEPCO Community BLOOMINGTON, MD	87.9%
23	COMPLEX COMMUNITY Community ODESSA, TX	87.1%
24	ELGA Mid-Market Grand Blanc, MI	87.0%
25	ALASKA AIR GROUP Community SEATAC, WA	86.4%

Margin Compression • All tiers

Rank	Credit Union	Pctl
1	NW PREFERRED Community TIGARD, OR	0.0%
2	SERVICE Large PORTSMOUTH, NH	0.0%
3	GULF WINDS Mid-Market PENSACOLA, FL	0.0%
4	RANDOLPH-BROOKS Titans UNIVERSAL CITY, TX	0.0%
5	HARBORLIGHT Community WHITEHALL, MI	0.8%
6	EXPREE Community Frankfort, KY	1.5%
7	INDIANA STATE UNIVERSITY Community Terre Haute, IN	2.3%
8	PENINSULA Community Escanaba, MI	3.0%
9	WINNEBAGO COMMUNITY Community Oshkosh, WI	3.8%
10	ALLIANCE Mid-Market Lubbock, TX	4.3%
11	ADVENTHEALTH Community Altamonte Sprin, FL	4.5%
12	MEMBERS FIRST CREDIT UNION OF N.H. Community Manchester, NH	5.3%
13	UNITED COMMUNITY Community Quincy, IL	6.1%
14	WELD COMMUNITY Community Greeley, CO	6.8%
15	TRI COUNTY AREA Community POTTSTOWN, PA	7.6%
16	FIRST COMMUNITY CU OF BELOIT Community Beloit, WI	8.3%
17	HFS Mid-Market HILO, HI	8.7%
18	TEXASGULF Community Wharton, TX	9.1%
19	NUVISTA Community Montrose, CO	9.8%
20	RARITAN BAY Community Sayreville, NJ	10.6%
21	NORTHWOODS Community Cloquet, MN	11.4%
22	PREMIER FINANCIAL Community New Holstein, WI	12.1%
23	SISKIYOU Community Yreka, CA	12.9%
24	SAN FRANCISCO Mid-Market San Francisco, CA	13.0%
25	HENRICO Community Henrico, VA	13.6%