Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Mid-Market × FL × Clear all

Most Strengths

Mid-Market tier in FL

Rank	Credit Union
1	CAMPUS USA Mid-Market Gainesville, FL
2	COMMUNITY FIRST CREDIT UNION OF FLO Mid-Market JACKSONVILLE, FL
3	ADDITION FINANCIAL Mid-Market Lake Mary, FL
4	DADE COUNTY Mid-Market Sweetwater, FL
5	USF FEDERAL CREDIT UNION Mid-Market Tampa, FL
6	PENAIR Mid-Market Pensacola, FL
7	EDUCATIONAL Mid-Market MIAMI, FL
8	FLORIDA Mid-Market GAINESVILLE, FL
9	PUBLIX EMPLOYEES Mid-Market LAKELAND, FL
10	FIRST COMMERCE Mid-Market Tallahassee, FL
11	ACHIEVA CREDIT UNION Mid-Market Dunedin, FL
12	BRIGHTSTAR Mid-Market Fort Lauderdale, FL
13	TYNDALL Mid-Market Panama City, FL
14	ITHINK FINANCIAL Mid-Market Boca Raton, FL
15	GTE Mid-Market TAMPA, FL
16	EGLIN Mid-Market Fort Walton Bea, FL
17	COMMUNITY CREDIT UNION OF FLORIDA Mid-Market Rockledge, FL
18	GULF WINDS Mid-Market PENSACOLA, FL
19	GROW FINANCIAL Mid-Market Tampa, FL
20	FIRST FLORIDA Mid-Market Jacksonville, FL
21	POWER FINANCIAL Mid-Market Pembroke Pines, FL
22	RADIANT Mid-Market Gainesville, FL
23	LAUNCH CREDIT UNION Mid-Market MERRITT ISLAND, FL
24	MCCOY Mid-Market ORLANDO, FL

Most Concerns

Mid-Market tier in FL

Rank	Credit Union
1	MCCOY Mid-Market ORLANDO, FL
2	POWER FINANCIAL Mid-Market Pembroke Pines, FL
3	RADIANT Mid-Market Gainesville, FL
4	LAUNCH CREDIT UNION Mid-Market MERRITT ISLAND, FL
5	GROW FINANCIAL Mid-Market Tampa, FL
6	ADDITION FINANCIAL Mid-Market Lake Mary, FL
7	GTE Mid-Market TAMPA, FL
8	BRIGHTSTAR Mid-Market Fort Lauderdale, FL
9	TYNDALL Mid-Market Panama City, FL
10	EGLIN Mid-Market Fort Walton Bea, FL
11	FIRST FLORIDA Mid-Market Jacksonville, FL
12	GULF WINDS Mid-Market PENSACOLA, FL
13	COMMUNITY CREDIT UNION OF FLORIDA Mid-Market Rockledge, FL
14	PUBLIX EMPLOYEES Mid-Market LAKELAND, FL
15	FLORIDA Mid-Market GAINESVILLE, FL
16	PENAIR Mid-Market Pensacola, FL
17	COMMUNITY FIRST CREDIT UNION OF FLO Mid-Market JACKSONVILLE, FL
18	ACHIEVA CREDIT UNION Mid-Market Dunedin, FL
19	USF FEDERAL CREDIT UNION Mid-Market Tampa, FL
20	FIRST COMMERCE Mid-Market Tallahassee, FL
21	CAMPUS USA Mid-Market Gainesville, FL
22	EDUCATIONAL Mid-Market MIAMI, FL
23	ITHINK FINANCIAL Mid-Market Boca Raton, FL
24	DADE COUNTY Mid-Market Sweetwater, FL

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)