Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Mid-Market × Clear all

Most Strengths

Mid-Market tier

Rank	Credit Union
1	CREDIT UNION 1 Mid-Market Lombard, IL
2	AMERICAN FIRST Mid-Market BREA, CA
3	FOX COMMUNITIES Mid-Market Appleton, WI
4	ONEAZ Mid-Market Phoenix, AZ
5	ARKANSAS Mid-Market Little Rock, AR
6	EECU Mid-Market Fort Worth, TX
7	NAVIGANT Mid-Market Smithfield, RI
8	LIBERTY Mid-Market Evansville, IN
9	TENNESSEE VALLEY Mid-Market Chattanooga, TN
10	Y-12 Mid-Market Oak Ridge, TN
11	NUMERICA Mid-Market Spokane Valley, WA
12	L & N Mid-Market Louisville, KY
13	IQ Mid-Market Vancouver, WA
14	MARION AND POLK SCHOOLS Mid-Market Salem, OR
15	ALLEGACY Mid-Market Winston Salem, NC
16	MICHIGAN SCHOOLS AND GOVERNMENT Mid-Market Clinton Townshi, MI
17	WESTCONSIN Mid-Market Menomonie, WI
18	UTAH COMMUNITY Mid-Market Provo, UT
19	ADVIA Mid-Market Kalamazoo, MI
20	COVANTAGE Mid-Market Antigo, WI
21	ORNL Mid-Market Oak Ridge, TN
22	RALLY Mid-Market Corpus Christi, TX
23	SUNWARD Mid-Market Albuquerque, NM
24	ONPATH Mid-Market Metairie, LA
25	VANTAGE WEST Mid-Market TUCSON, AZ

Most Concerns

Mid-Market tier

Rank	Credit Union
1	CIVIC Mid-Market RALEIGH, NC
2	LAFAYETTE Mid-Market ROCKVILLE, MD
3	UNITED STATES SENATE Mid-Market Alexandria, VA
4	FORT WORTH COMMUNITY Mid-Market Bedford, TX
5	SUNMARK Mid-Market Albany, NY
6	TELHIO Mid-Market Columbus, OH
7	VELOCITY Mid-Market Austin, TX
8	NORTHROP GRUMMAN Mid-Market Gardena, CA
9	BRAZOS VALLEY SCHOOLS Mid-Market Katy, TX
10	COLLINS COMMUNITY Mid-Market Cedar Rapids, IA
11	U.S. EAGLE Mid-Market Albuquerque, NM
12	4FRONT Mid-Market Traverse City, MI
13	MCCOY Mid-Market ORLANDO, FL
14	CONNEXUS Mid-Market Wausau, WI
15	HARVARD Mid-Market Cambridge, MA
16	FAMILY SECURITY Mid-Market Decatur, AL
17	BLUPEAK Mid-Market San Diego, CA
18	NOBLE Mid-Market Fresno, CA
19	FARMERS INSURANCE Mid-Market Los Angeles, CA
20	FIRST ENTERTAINMENT Mid-Market Hollywood, CA
21	CAPITAL EDUCATORS Mid-Market MERIDIAN, ID
22	KIRTLAND Mid-Market ALBUQUERQUE, NM
23	COMMUNITY FINANCIAL Mid-Market PLYMOUTH, MI
24	CONNEX Mid-Market North Haven, CT
25	METRO Mid-Market Chelsea, MA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)