Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Mid-Market × Clear all

Most Strengths

Mid-Market tier

Rank	Credit Union
1	GOLDENWEST Mid-Market Ogden, UT
2	LIBERTY Mid-Market Evansville, IN
3	AMERICAN FIRST Mid-Market BREA, CA
4	ONEAZ Mid-Market Phoenix, AZ
5	L & N Mid-Market Louisville, KY
6	ALTRA Mid-Market ONALASKA, WI
7	MAGNIFI FINANCIAL Mid-Market MELROSE, MN
8	FRONTWAVE Mid-Market Oceanside, CA
9	COVANTAGE Mid-Market Antigo, WI
10	INTERRA Mid-Market Goshen, IN
11	ARKANSAS Mid-Market Little Rock, AR
12	SUPERIOR CREDIT UNION, INC Mid-Market LIMA, OH
13	ROGUE Mid-Market Medford, OR
14	ADVIA Mid-Market Kalamazoo, MI
15	MICHIGAN SCHOOLS AND GOVERNMENT Mid-Market Clinton Townshi, MI
16	GECU Mid-Market El Paso, TX
17	HARBORSTONE Mid-Market TACOMA, WA
18	PREMIER MEMBERS Mid-Market Broomfield, CO
19	WESTCONSIN Mid-Market Menomonie, WI
20	KEMBA FINANCIAL Mid-Market Gahanna, OH
21	RALLY Mid-Market Corpus Christi, TX
22	AFFINITY PLUS Mid-Market Saint Paul, MN
23	EECU Mid-Market Fort Worth, TX
24	WEBSTER FIRST Mid-Market Worcester, MA
25	ORNL Mid-Market Oak Ridge, TN

Most Concerns

Mid-Market tier

Rank	Credit Union
1	CIVIC Mid-Market RALEIGH, NC
2	VELOCITY Mid-Market Austin, TX
3	SUNMARK Mid-Market Albany, NY
4	SHARONVIEW Mid-Market Fort Mill, SC
5	CAPITAL EDUCATORS Mid-Market MERIDIAN, ID
6	JSC Mid-Market Houston, TX
7	RAIZ Mid-Market EL PASO, TX
8	BLUPEAK Mid-Market San Diego, CA
9	LAFCU Mid-Market LANSING, MI
10	MERIWEST Mid-Market SAN JOSE, CA
11	FORT WORTH COMMUNITY Mid-Market Bedford, TX
12	FARMERS INSURANCE Mid-Market Los Angeles, CA
13	COLLINS COMMUNITY Mid-Market Cedar Rapids, IA
14	UNITED STATES SENATE Mid-Market Alexandria, VA
15	AMPLIFY Mid-Market Austin, TX
16	GREATER NEVADA Mid-Market CARSON CITY, NV
17	GREAT LAKES Mid-Market BANNOCKBURN, IL
18	NORTHROP GRUMMAN Mid-Market Gardena, CA
19	LOS ANGELES POLICE Mid-Market Van Nuys, CA
20	CREDIT UNION OF DENVER Mid-Market LAKEWOOD, CO
21	NEIGHBORHOOD Mid-Market Dallas, TX
22	COMMUNITY FINANCIAL Mid-Market PLYMOUTH, MI
23	TTCU Mid-Market Tulsa, OK
24	CONNEXUS Mid-Market Wausau, WI
25	U.S. EAGLE Mid-Market Albuquerque, NM

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)