Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Mid-Market × TX × Clear all

Most Strengths

Mid-Market tier in TX

Rank	Credit Union
1	EECU Mid-Market Fort Worth, TX
2	RALLY Mid-Market Corpus Christi, TX
3	FIRST COMMUNITY Mid-Market Houston, TX
4	GECU Mid-Market El Paso, TX
5	NECHES Mid-Market Port Neches, TX
6	RAVE FINANCIAL Mid-Market Beaumont, TX
7	ALLIANCE Mid-Market Lubbock, TX
8	SHELL Mid-Market Deer Park, TX
9	DATCU Mid-Market DENTON, TX
10	CREDIT HUMAN Mid-Market San Antonio, TX
11	UNIVERSITY Mid-Market AUSTIN, TX
12	JSC Mid-Market Houston, TX
13	RED RIVER EMPLOYEES Mid-Market Texarkana, TX
14	RAIZ Mid-Market EL PASO, TX
15	FIRSTMARK Mid-Market San Antonio, TX
16	TEXANS Mid-Market Richardson, TX
17	FIRSTLIGHT Mid-Market El Paso, TX
18	GULF COAST EDUCATORS Mid-Market Pasadena, TX
19	CREDIT UNION OF TEXAS Mid-Market Allen, TX
20	EAST TEXAS PROFESSIONAL Mid-Market Longview, TX
21	TEXAS TRUST Mid-Market Mansfield, TX
22	AUSTIN TELCO Mid-Market Austin, TX
23	UNITED HERITAGE Mid-Market Austin, TX
24	ADVANCIAL Mid-Market Dallas, TX
25	A+ Mid-Market Austin, TX

Most Concerns

Mid-Market tier in TX

Rank	Credit Union
1	FORT WORTH COMMUNITY Mid-Market Bedford, TX
2	VELOCITY Mid-Market Austin, TX
3	BRAZOS VALLEY SCHOOLS Mid-Market Katy, TX
4	AMPLIFY Mid-Market Austin, TX
5	NEIGHBORHOOD Mid-Market Dallas, TX
6	AMOCO Mid-Market Texas City, TX
7	ADVANCIAL Mid-Market Dallas, TX
8	A+ Mid-Market Austin, TX
9	FIVEPOINT Mid-Market Nederland, TX
10	CREDIT UNION OF TEXAS Mid-Market Allen, TX
11	RAIZ Mid-Market EL PASO, TX
12	FIRST SERVICE Mid-Market Houston, TX
13	AUSTIN TELCO Mid-Market Austin, TX
14	TEXANS Mid-Market Richardson, TX
15	GULF COAST EDUCATORS Mid-Market Pasadena, TX
16	UNITED HERITAGE Mid-Market Austin, TX
17	CREDIT HUMAN Mid-Market San Antonio, TX
18	EAST TEXAS PROFESSIONAL Mid-Market Longview, TX
19	FIRSTMARK Mid-Market San Antonio, TX
20	TEXAS TRUST Mid-Market Mansfield, TX
21	ALLIANCE Mid-Market Lubbock, TX
22	JSC Mid-Market Houston, TX
23	UNIVERSITY Mid-Market AUSTIN, TX
24	FIRSTLIGHT Mid-Market El Paso, TX
25	RED RIVER EMPLOYEES Mid-Market Texarkana, TX

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)