Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: TX × Clear all

Most Strengths

All tiers in TX

Rank	Credit Union
1	ABILENE TEACHERS Community Abilene, TX
2	FORT WORTH CITY Community Fort Worth, TX
3	MEMBERS TRUST OF THE SOUTHWEST Community Houston, TX
4	FIRST COMMUNITY Mid-Market Houston, TX
5	NECHES Mid-Market Port Neches, TX
6	TEXAR Community TEXARKANA, TX
7	KELLY COMMUNITY Community Tyler, TX
8	ACCESS COMMUNITY Community Amarillo, TX
9	GECU Mid-Market El Paso, TX
10	ROCKDALE Community Rockdale, TX
11	NIZARI PROGRESSIVE Community Sugar Land, TX
12	DATCU Mid-Market DENTON, TX
13	EECU Mid-Market Fort Worth, TX
14	RAVE FINANCIAL Mid-Market Beaumont, TX
15	RED RIVER EMPLOYEES Mid-Market Texarkana, TX
16	RALLY Mid-Market Corpus Christi, TX
17	TEXELL Community Temple, TX
18	SHELL Mid-Market Deer Park, TX
19	SMART FINANCIAL Community Houston, TX
20	WICHITA FALLS TEACHERS Community Wichita Falls, TX
21	FIRSTMARK Mid-Market San Antonio, TX
22	DOMINO Texarkana, TX
23	DUGOOD Community BEAUMONT, TX
24	COMMUNITYAMERICA Large Lenexa, TX
25	RAIZ Mid-Market EL PASO, TX

Most Concerns

All tiers in TX

Rank	Credit Union
1	PAMPA TEACHERS Pampa, TX
2	COASTAL COMMUNITY Galveston, TX
3	NEIMAN MARCUS GROUP EMPLOYEES Dallas, TX
4	NSPIRE Sinton, TX
5	COWBOY COUNTRY PREMONT, TX
6	COASTAL BEND P O Victoria, TX
7	SOUTHERN STAR Houston, TX
8	SELECT SAN ANTONIO, TX
9	CORNER STONE lancaster, TX
10	COCHRAN COUNTY SCHOOLS MORTON, TX
11	EMPOWERMENT COMMUNITY DEVELOPMENT Houston, TX
12	NCE CORPUS CHRISTI, TX
13	NATURAL RESOURCES CONSERVATION SERV Fort Worth, TX
14	ALAMO CITY San Antonio, TX
15	MCMURREY TYLER, TX
16	FRIONA TEXAS Friona, TX
17	W T N M ATLANTIC DENVER CITY, TX
18	TEX MEX Laredo, TX
19	LITTLEFIELD SCHOOL EMPLOYEES Littlefield, TX
20	BELTON Belton, TX
21	GALVESTON GOVERNMENT EMPLOYEES Dickinson, TX
22	HIGHWAY EMPLOYEES Tyler, TX
23	PEAR ORCHARD Beaumont, TX
24	OAK FARMS EMPLOYEES HOUSTON, TX
25	S.T.E.C. NURSERY, TX

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)