Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: TX × Clear all

Most Strengths

All tiers in TX

Rank	Credit Union
1	KELLY COMMUNITY Community Tyler, TX
2	NECHES Mid-Market Port Neches, TX
3	MEMBERS TRUST OF THE SOUTHWEST Community HOUSTON, TX
4	RALLY Mid-Market Corpus Christi, TX
5	TEXELL Community Temple, TX
6	GECU Mid-Market El Paso, TX
7	COMMUNITIES OF ABILENE Community Abilene, TX
8	FORT WORTH CITY Community Fort Worth, TX
9	MOUNTAIN STAR El Paso, TX
10	EECU Mid-Market Fort Worth, TX
11	DATCU Mid-Market DENTON, TX
12	ABILENE TEACHERS Community Abilene, TX
13	EAST TEXAS PROFESSIONAL Mid-Market Longview, TX
14	ALLIED Community ARLINGTON, TX
15	COMMUNITY SERVICE Community Huntsville, TX
16	BAYCEL BAY CITY, TX
17	COMMUNITY RESOURCE Community Baytown, TX
18	NIZARI PROGRESSIVE Community Sugar Land, TX
19	RED RIVER EMPLOYEES Mid-Market Texarkana, TX
20	SHELL Mid-Market Deer Park, TX
21	NAFT Community Pharr, TX
22	ALBA-GOLDEN Alba, TX
23	FIVEPOINT Mid-Market Nederland, TX
24	SOUTHWEST FINANCIAL Farmers Branch, TX
25	TEXAR Community TEXARKANA, TX

Most Concerns

All tiers in TX

Rank	Credit Union
1	ALAMO CITY San Antonio, TX
2	SELECT SAN ANTONIO, TX
3	LCRA Austin, TX
4	FRIONA TEXAS Friona, TX
5	LAS COLINAS Irving, TX
6	REED HOUSTON, TX
7	BAKER HUGHES Houston, TX
8	PILGRIM CUCC Houston, TX
9	COWBOY COUNTRY PREMONT, TX
10	SOUTHERN STAR Houston, TX
11	INTERCORP AMARILLO, TX
12	PAMPA TEACHERS Pampa, TX
13	SP TRAINMEN Houston, TX
14	LIFETIME Richardson, TX
15	BRAZOS COMMUNITY Alvin, TX
16	TEXSTAR Kenedy, TX
17	FARMERS BRANCH CITY EMPLOYEES FARMERS BRANCH, TX
18	OAK FARMS EMPLOYEES HOUSTON, TX
19	GULF SHORE Texas City, TX
20	PORT ARTHUR COMMUNITY Port Arthur, TX
21	METHODIST HOSPITAL EMPLOYEES Dallas, TX
22	1ST UNIVERSITY Waco, TX
23	NCE CORPUS CHRISTI, TX
24	WESTEX Lubbock, TX
25	OUR MOTHER OF MERCY PARISH HOUSTON Houston, TX

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)