Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: Mid-Market × MI × Clear all

Most Strengths

Mid-Market tier in MI

Rank	Credit Union
1	ADVIA Mid-Market Kalamazoo, MI
2	MICHIGAN SCHOOLS AND GOVERNMENT Mid-Market Clinton Townshi, MI
3	COMMUNITY CHOICE Mid-Market Farmington Hill, MI
4	CONSUMERS Mid-Market Oshtemo, MI
5	CREDIT UNION ONE Mid-Market Ferndale, MI
6	FINANCIAL PLUS Mid-Market Flint, MI
7	DORT FINANCIAL Mid-Market GRAND BLANC, MI
8	UNITED Mid-Market St Joseph, MI
9	CHRISTIAN FINANCIAL Mid-Market Sterling Height, MI
10	HONOR Mid-Market BERRIEN SPRINGS, MI
11	FRANKENMUTH Mid-Market Frankenmuth, MI
12	VIBE Mid-Market Novi, MI
13	DOW Mid-Market Midland, MI
14	WILDFIRE Mid-Market Saginaw, MI
15	LAKE TRUST Mid-Market Brighton, MI
16	ELGA Mid-Market Grand Blanc, MI
17	4FRONT Mid-Market Traverse City, MI
18	UNIVERSITY OF MICHIGAN Mid-Market Ann Arbor, MI
19	COMMUNITY FINANCIAL Mid-Market PLYMOUTH, MI
20	MICHIGAN FIRST Mid-Market Lathrup Village, MI
21	MICHIGAN EDUCATIONAL Mid-Market Plymouth, MI
22	LAFCU Mid-Market LANSING, MI

Most Concerns

Mid-Market tier in MI

Rank	Credit Union
1	LAFCU Mid-Market LANSING, MI
2	COMMUNITY FINANCIAL Mid-Market PLYMOUTH, MI
3	4FRONT Mid-Market Traverse City, MI
4	MICHIGAN EDUCATIONAL Mid-Market Plymouth, MI
5	ELGA Mid-Market Grand Blanc, MI
6	MICHIGAN FIRST Mid-Market Lathrup Village, MI
7	UNIVERSITY OF MICHIGAN Mid-Market Ann Arbor, MI
8	WILDFIRE Mid-Market Saginaw, MI
9	CHRISTIAN FINANCIAL Mid-Market Sterling Height, MI
10	DOW Mid-Market Midland, MI
11	VIBE Mid-Market Novi, MI
12	UNITED Mid-Market St Joseph, MI
13	LAKE TRUST Mid-Market Brighton, MI
14	HONOR Mid-Market BERRIEN SPRINGS, MI
15	FRANKENMUTH Mid-Market Frankenmuth, MI
16	DORT FINANCIAL Mid-Market GRAND BLANC, MI
17	FINANCIAL PLUS Mid-Market Flint, MI
18	CONSUMERS Mid-Market Oshtemo, MI
19	CREDIT UNION ONE Mid-Market Ferndale, MI
20	ADVIA Mid-Market Kalamazoo, MI
21	COMMUNITY CHOICE Mid-Market Farmington Hill, MI
22	MICHIGAN SCHOOLS AND GOVERNMENT Mid-Market Clinton Townshi, MI

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)