Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: MT × Clear all

Most Strengths

All tiers in MT

Rank	Credit Union
1	FERGUS Community Lewistown, MT
2	VALLEY FINANCIAL Community Billings, MT
3	WHITEFISH CREDIT UNION ASSOCIATION Mid-Market Whitefish, MT
4	GLENDIVE BN GLENDIVE, MT
5	GRASSLANDS Community CIRCLE, MT
6	RAVALLI COUNTY Hamilton, MT
7	MONTANA Community Great Falls, MT
8	CLEARWATER Mid-Market Missoula, MT
9	1ST LIBERTY Community Great Falls, MT
10	ALTANA Community Billings, MT
11	SKY Community Livingston, MT
12	RICHLAND Community Sidney, MT
13	BUTTE COMMUNITY Butte, MT
14	FROID FROID, MT
15	LINCOLN COUNTY Community Libby, MT
16	BILLINGS Community Billings, MT
17	VOCAL HELENA, MT
18	INTREPID Community Helena, MT
19	COMMUNITY 1ST Miles City, MT
20	MONTANA EDUCATORS' Missoula, MT
21	PARK SIDE FINANCIAL Community Whitefish, MT
22	THE MORNING STAR Lame Deer, MT
23	DEER LODGE COUNTY SCHOOL EMP Anaconda, MT
24	SEG LAUREL, MT
25	MOUNTAIN WEST Butte, MT

Most Concerns

All tiers in MT

Rank	Credit Union
1	FORT PECK COMMUNITY Fort Peck, MT
2	ST. PATS EMPLOYEES Missoula, MT
3	SOUTHWEST MONTANA COMMUNITY Community Anaconda, MT
4	NORTHERN MONTANA HOSPITAL Havre, MT
5	M D U EMPLOYEES Glendive, MT
6	BITTERROOT COMMUNITY DARBY, MT
7	THE FAMILY FIRST Great Falls, MT
8	RUSSELL COUNTRY Community Great Falls, MT
9	TRICOUNTY Harlowton, MT
10	DANIELS-SHERIDAN SCOBEY, MT
11	WOLF POINT Wolf Point, MT
12	THE MORNING STAR Lame Deer, MT
13	BADLANDS Glendive, MT
14	MILE HIGH BUTTE, MT
15	MOUNTAIN WEST Butte, MT
16	MONTANA EDUCATORS' Missoula, MT
17	LINCOLN COUNTY Community Libby, MT
18	PARK SIDE FINANCIAL Community Whitefish, MT
19	NORTHWESTERN ENERGY EMPLOYEES BUTTE, MT
20	SEG LAUREL, MT
21	RIMROCK BILLINGS, MT
22	INTREPID Community Helena, MT
23	FROID FROID, MT
24	DEER LODGE COUNTY SCHOOL EMP Anaconda, MT
25	COMMUNITY 1ST Miles City, MT

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)