Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: MT × Clear all

Most Strengths

All tiers in MT

Rank	Credit Union
1	RAVALLI COUNTY Hamilton, MT
2	FERGUS Community Lewistown, MT
3	ALTANA Community Billings, MT
4	MONTANA Community Great Falls, MT
5	WHITEFISH CREDIT UNION ASSOCIATION Mid-Market Whitefish, MT
6	MONTANA EDUCATORS' Missoula, MT
7	DEER LODGE COUNTY SCHOOL EMP Anaconda, MT
8	BILLINGS Community Billings, MT
9	ROCKY MOUNTAIN Community Helena, MT
10	FROID FROID, MT
11	VALLEY FINANCIAL Community Billings, MT
12	SOUTHWEST MONTANA COMMUNITY Community Anaconda, MT
13	GLENDIVE BN GLENDIVE, MT
14	SEG LAUREL, MT
15	CLEARWATER Mid-Market Missoula, MT
16	RIMROCK BILLINGS, MT
17	LINCOLN COUNTY Community Libby, MT
18	RUSSELL COUNTRY Community Great Falls, MT
19	NORTHWESTERN ENERGY EMPLOYEES BUTTE, MT
20	RICHLAND Community Sidney, MT
21	GRASSLANDS Community CIRCLE, MT
22	BUTTE COMMUNITY Butte, MT
23	WOLF POINT Wolf Point, MT
24	DANIELS-SHERIDAN SCOBEY, MT
25	BITTERROOT COMMUNITY DARBY, MT

Most Concerns

All tiers in MT

Rank	Credit Union
1	FORT PECK COMMUNITY Fort Peck, MT
2	THE MORNING STAR Lame Deer, MT
3	MOUNTAIN WEST Butte, MT
4	NORTHERN MONTANA HOSPITAL Havre, MT
5	SKY Community Livingston, MT
6	1ST LIBERTY Community Great Falls, MT
7	M D U EMPLOYEES Glendive, MT
8	PARK SIDE FINANCIAL Community Whitefish, MT
9	DANIELS-SHERIDAN SCOBEY, MT
10	ST. PATS EMPLOYEES Missoula, MT
11	TRICOUNTY Harlowton, MT
12	BADLANDS Glendive, MT
13	INTREPID Community Helena, MT
14	MILE HIGH BUTTE, MT
15	GRASSLANDS Community CIRCLE, MT
16	VOCAL HELENA, MT
17	RUSSELL COUNTRY Community Great Falls, MT
18	COMMUNITY 1ST Miles City, MT
19	THE FAMILY FIRST Great Falls, MT
20	WOLF POINT Wolf Point, MT
21	SOUTHWEST MONTANA COMMUNITY Community Anaconda, MT
22	RICHLAND Community Sidney, MT
23	BUTTE COMMUNITY Butte, MT
24	VALLEY FINANCIAL Community Billings, MT
25	BITTERROOT COMMUNITY DARBY, MT

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)