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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: SD × Clear all

Most Strengths

All tiers in SD

Rank	Credit Union
1	DAKOTALAND Community Huron, SD
2	NORTHERN HILLS Community STURGIS, SD
3	AREA Community ABERDEEN, SD
4	ASPEN Community Rapid City, SD
5	VOYAGE Community Sioux Falls, SD
6	NORSTAR Britton, SD
7	HURON AREA EDUCATION HURON, SD
8	HB TELCO Huron, SD
9	DAKOTA STAR RAPID CITY, SD
10	LEVO Community Sioux Falls, SD
11	SENTINEL Community BOX ELDER, SD
12	SIOUX VALLEY COOP Watertown, SD
13	EXPLORERS Community YANKTON, SD
14	BLUESTONE Community Sioux Falls, SD
15	RUSHMORE ELECTRIC Rapid City, SD
16	CONSUMER'S Gregory, SD
17	LAKOTA Kyle, SD
18	HEALTHCARE PLUS Aberdeen, SD
19	DAKOTA PLAINS Lemmon, SD
20	SERVICE FIRST Community Sioux Falls, SD
21	SISSETON-WAHPETON Agency Village, SD
22	EAST RIVER Madison, SD
23	BLACK HILLS Mid-Market Rapid City, SD
24	OAHE Pierre, SD
25	FT RANDALL WAGNER, SD

Most Concerns

All tiers in SD

Rank	Credit Union
1	AVANTI WATERTOWN, SD
2	MINUTEMAN RAPID CITY, SD
3	PALACE CITY Mitchell, SD
4	SISSETON-WAHPETON Agency Village, SD
5	M O Huron, SD
6	HIGHMARK Community RAPID CITY, SD
7	DAKOTA RAIL LINE HURON, SD
8	DACOTAH Rapid City, SD
9	COTEAU VALLEY SISSETON, SD
10	LAKOTA Kyle, SD
11	BLACK HILLS Mid-Market Rapid City, SD
12	FT RANDALL WAGNER, SD
13	EAST RIVER Madison, SD
14	DAKOTA PLAINS Lemmon, SD
15	OAHE Pierre, SD
16	SIOUX VALLEY COOP Watertown, SD
17	SERVICE FIRST Community Sioux Falls, SD
18	SENTINEL Community BOX ELDER, SD
19	CONSUMER'S Gregory, SD
20	LEVO Community Sioux Falls, SD
21	BLUESTONE Community Sioux Falls, SD
22	HEALTHCARE PLUS Aberdeen, SD
23	RUSHMORE ELECTRIC Rapid City, SD
24	HB TELCO Huron, SD
25	EXPLORERS Community YANKTON, SD

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)