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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: AL × Clear all

Most Strengths

All tiers in AL

Rank	Credit Union
1	ACIPCO Community BIRMINGHAM, AL
2	ALABAMA ONE Mid-Market Tuscaloosa, AL
3	COOSA PINES Community Childersburg, AL
4	SYCAMORE Sycamore, AL
5	GUARDIAN Mid-Market Prattville, AL
6	AMERICA'S FIRST Mid-Market Birmingham, AL
7	TVA COMMUNITY CREDIT UNION Community MUSCLE SHOALS, AL
8	EMBLEM Community GADSDEN, AL
9	ALL IN Mid-Market DALEVILLE, AL
10	FIVE STAR Mid-Market Dothan, AL
11	LISTERHILL Mid-Market Sheffield, AL
12	REDSTONE Large HUNTSVILLE, AL
13	MAX Mid-Market Montgomery, AL
14	FEDERATION OF GREENE COUNTY EMPL. Eutaw, AL
15	SOCIAL SECURITY Birmingham, AL
16	MOBILE EDUCATORS Community MOBILE, AL
17	TUSCALOOSA V A Tuscaloosa, AL
18	AOD Community Bynum, AL
19	ALATRUST Community HOOVER, AL
20	WINSOUTH Community GADSDEN, AL
21	NEW HORIZONS Community MOBILE, AL
22	NAHEOLA Community Pennington, AL
23	FAMILY SAVINGS Mid-Market Rainbow City, AL
24	FIREMAN'S BIRMINGHAM, AL
25	AVADIAN Mid-Market Birmingham, AL

Most Concerns

All tiers in AL

Rank	Credit Union
1	NRS COMMUNITY DEVELOPMENT BIRMINGHAM, AL
2	CHAMPION COMMUNITY Courtland, AL
3	SOLUTIONS FIRST Enterprise, AL
4	FLORENCE Florence, AL
5	RED OAK Tuscaloosa, AL
6	JEFFERSON CREDIT UNION Hoover, AL
7	NORTHEAST ALABAMA POSTAL anniston, AL
8	RAILWAY EMPLOYEES Muscle Shoals, AL
9	MOBILE POSTAL Mobile, AL
10	COUNCILL NORMAL, AL
11	SIXTH AVENUE BAPTIST BIRMINGHAM, AL
12	GULF COAST MOBILE, AL
13	ALABAMA Mid-Market TUSCALOOSA, AL
14	S R I EMPLOYEES Birmingham, AL
15	CHEM FAMILY Anniston, AL
16	MEAD COATED BOARD Eufaula, AL
17	FEDMONT Montgomery, AL
18	COVINGTON SCHOOLS Andalusia, AL
19	RAILROAD Community Irondale, AL
20	AZALEA CITY MOBILE, AL
21	BIRMINGHAM CITY Birmingham, AL
22	NUCOR EMPLOYEES FORT PAYNE, AL
23	RIVERFALL Community Tuscaloosa, AL
24	L&N EMPLOYEES Birmingham, AL
25	OPP-MICOLAS OPP, AL

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)