Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: ND × Clear all

Most Strengths

All tiers in ND

Rank	Credit Union
1	FIRST COMMUNITY Mid-Market Jamestown, ND
2	TOWN AND COUNTRY Community MINOT, ND
3	CAPITAL Community Bismarck, ND
4	HOMETOWN Community KULM, ND
5	RAILWAY Community MANDAN, ND
6	VUE COMMUNITY Community BISMARCK, ND
7	ASPIRE COMMUNITY Community MINOT, ND
8	AFFINITY FIRST Minot, ND
9	UNITED SAVINGS Community FARGO, ND
10	LAMOURE LAMOURE, ND
11	TEL-U-WATT MINOT, ND
12	WESTERN COOPERATIVE Community Williston, ND
13	DAKOTA PLAINS Edgeley, ND
14	COMMUNITY Community NEW ROCKFORD, ND
15	UNIVERSITY Grand Forks, ND
16	CCE Fargo, ND
17	NORTH STAR COMMUNITY Community Maddock, ND
18	F.F.E. FARGO, ND
19	RIVERFORK GRAND FORKS, ND
20	AREA COMMUNITY GRAND FORKS, ND
21	NORTHERN VALLEY Grand Forks, ND
22	FARGO VA FARGO, ND
23	DAKOTA WEST Community WATFORD CITY, ND
24	MED PARK Grand Forks, ND
25	LISBON FARMERS UNION LISBON, ND

Most Concerns

All tiers in ND

Rank	Credit Union
1	LISBON FARMERS UNION LISBON, ND
2	NORTHERN STS PWR COMPANY EMP Grand Forks, ND
3	POSTAL FAMILY FARGO, ND
4	FARGO PUBLIC SCHOOLS Fargo, ND
5	MINOT AREA SCHOOLS MINOT, ND
6	CCE Fargo, ND
7	DAKOTA WEST Community WATFORD CITY, ND
8	F.F.E. FARGO, ND
9	NORTH STAR COMMUNITY Community Maddock, ND
10	FARGO VA FARGO, ND
11	RIVERFORK GRAND FORKS, ND
12	MED PARK Grand Forks, ND
13	AREA COMMUNITY GRAND FORKS, ND
14	DAKOTA PLAINS Edgeley, ND
15	NORTHERN VALLEY Grand Forks, ND
16	COMMUNITY Community NEW ROCKFORD, ND
17	TEL-U-WATT MINOT, ND
18	WESTERN COOPERATIVE Community Williston, ND
19	UNIVERSITY Grand Forks, ND
20	LAMOURE LAMOURE, ND
21	AFFINITY FIRST Minot, ND
22	VUE COMMUNITY Community BISMARCK, ND
23	ASPIRE COMMUNITY Community MINOT, ND
24	CAPITAL Community Bismarck, ND
25	UNITED SAVINGS Community FARGO, ND

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)