Industry Rankings

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

State:

Viewing: Cost Spiral

Concern

Historically lean operator (<75% efficiency) now seeing 5+ point efficiency ratio increase despite strong profitability (>0.50% ROA). Efficiency advantage eroding.

CUs in All Tiers

CUs Nationally

↓ Shrinking

-38 YoY

Most At Risk

Cost Spiral • All tiers

Rank	Credit Union	Pctl
1	MID-ATLANTIC Community Germantown, MD	100.0%
2	LAFCU Mid-Market LANSING, MI	100.0%
3	MISSION Large San Diego, CA	100.0%
4	BOEING EMPLOYEES Titans TUKWILA, WA	100.0%
5	SANTA BARBARA TEACHERS Community Santa Barbara, CA	99.6%
6	NUVISTA Community Montrose, CO	99.2%
7	CENTRAL CREDIT UNION OF ILLINOIS Community Bellwood, IL	98.8%
8	VIDA Community Ontario, CA	98.3%
9	LAFAYETTE Mid-Market ROCKVILLE, MD	98.2%
10	GREATER PITTSBURGH POLICE Community Pittsburgh, PA	97.9%
11	A.A.E.C. Community Arlington Heigh, IL	97.5%
12	ONE CREDIT UNION OF NY Community Cheektowaga, NY	97.1%
13	LESCO Community Latrobe, PA	96.7%
14	SAN FRANCISCO Mid-Market San Francisco, CA	96.4%
15	1ST COMMUNITY Community SAN ANGELO, TX	96.3%
16	STRATA Community BAKERSFIELD, CA	95.9%
17	PENN STATE Community BELLEFONTE, PA	95.5%
18	ILLINOIS STATE POLICE Community Springfield, IL	95.1%
19	SERVU Community Painted Post, NY	94.7%
20	ONPATH Mid-Market Metairie, LA	94.6%
21	LAREDO Community Laredo, TX	94.2%
22	802 Community Barre, VT	93.8%
23	CLEVELAND SELFRELIANCE Community PARMA, OH	93.4%
24	KELLOGG COMMUNITY Community BATTLE CREEK, MI	93.0%
25	UNIVERSITY OF MICHIGAN Mid-Market Ann Arbor, MI	92.9%

Least Affected

Cost Spiral • All tiers

Rank	Credit Union	Pctl
1	LANCO Community Lancaster, PA	74.9%
2	THE UNITED Community Morgantown, WV	75.3%
3	SPC Community HARTSVILLE, SC	75.7%
4	STRAIT VIEW Community PORT ANGELES, WA	76.1%
5	AERO Community Glendale, AZ	76.5%
6	TOPLINE FINANCIAL Mid-Market Maple Grove, MN	76.8%
7	LISBON COMMUNITY Community Lisbon, ME	77.0%
8	NEXT STEP Community Troy, NY	77.4%
9	CORRY Community Corry, PA	77.8%
10	SANTA FE Community Amarillo, TX	78.2%
11	UNIVERSITY OF KENTUCKY Mid-Market Lexington, KY	78.6%
12	DEPARTMENT OF CORRECTIONS Community Baton Rouge, LA	78.6%
13	URW COMMUNITY Community DANVILLE, VA	79.0%
14	HOUSTON TEXAS FIRE FIGHTERS Community Houston, TX	79.4%
15	FIRST AMERICAN Community Casa Grande, AZ	79.8%
16	ENT Large Colorado Spring, CO	80.0%
17	H.P.C. Community ALPENA, MI	80.2%
18	CREDIT UNION WEST Mid-Market Glendale, AZ	80.4%
19	CASE Community Lansing, MI	80.7%
20	LUSO-AMERICAN Community Peabody, MA	81.1%
21	GREATER SPRINGFIELD Community SPRINGFIELD, MA	81.5%
22	COMMONWEALTH CENTRAL Community San Jose, CA	81.9%
23	F & A Mid-Market MONTEREY PARK, CA	82.1%
24	CENT Community Mason City, IA	82.3%
25	DELAWARE STATE POLICE Community Georgetown, DE	82.7%