Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: HI × Clear all

Most Strengths

All tiers in HI

Rank	Credit Union
1	HAWAII STATE Mid-Market Honolulu, HI
2	UNIVERSITY OF HAWAII Community Honolulu, HI
3	KO`OLAU KAILUA, HI
4	HONOLULU Community Honolulu, HI
5	GATHER Community Lihue, HI
6	HAWAIIUSA Mid-Market Honolulu, HI
7	HAWAII CENTRAL Community Honolulu, HI
8	HFS Mid-Market HILO, HI
9	GARDEN ISLAND Community Lihue, HI
10	WAILUKU Community KAHULUI, HI
11	HAWAII COUNTY EMPLOYEES Community Hilo, HI
12	LANAI Lanai City, HI
13	CU HAWAII Community Hilo, HI
14	ALOHA PACIFIC Honolulu, HI
15	HAWAII Community Honolulu, HI
16	PEARL HAWAII Community WAIPAHU, HI
17	HELCO HILO, HI
18	KAUAI OHANA Lihue, HI
19	KAUAI Community Lihue, HI
20	HAWAII FIRST Kamuela, HI
21	MAUI TEACHERS Wailuku, HI
22	HAWAIIAN FINANCIAL Mid-Market Honolulu, HI
23	LOKAHI Community Honolulu, HI
24	HONOLULU FIRE DEPARTMENT Honolulu, HI
25	MAUI COUNTY Community Wailuku, HI

Most Concerns

All tiers in HI

Rank	Credit Union
1	GLOVER Honolulu, HI
2	MOLOKAI COMMUNITY Kaunakakai, HI
3	LOCAL UNION 1186 IBEW HONOLULU, HI
4	KAHUKU Kahuku, HI
5	PLUMBERS & FITTERS LOCAL 675 Honolulu, HI
6	EWA Ewa Beach, HI
7	BIG ISLAND Community HILO, HI
8	MCBRYDE Community Eleele, HI
9	HOTEL AND TRAVEL INDUSTRY Honolulu, HI
10	HAWAII SCHOOLS Honolulu, HI
11	SCHOFIELD WAHIAWA, HI
12	HAMAKUA Pepeekeo, HI
13	MAUI Community KAHULUI, HI
14	HAWAII LAW ENFORCEMENT Community Honolulu, HI
15	WAIALUA Waialua, HI
16	HAWAIIAN FINANCIAL Mid-Market Honolulu, HI
17	HAWAII FIRST Kamuela, HI
18	VALLEY ISLE COMMUNITY Community Kahului, HI
19	HAWAII COMMUNITY Community Kailua Kona, HI
20	ONOMEA PAPAIKOU, HI
21	PEARL HAWAII Community WAIPAHU, HI
22	HAWAIIAN ELECTRIC EMPLOYEES Honolulu, HI
23	MAUI COUNTY Community Wailuku, HI
24	KAHULUI KAHULUI, HI
25	LOKAHI Community Honolulu, HI

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)