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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: HI × Clear all

Most Strengths

All tiers in HI

Rank	Credit Union
1	UNIVERSITY OF HAWAII Community Honolulu, HI
2	WAILUKU Community KAHULUI, HI
3	HAWAII STATE Mid-Market Honolulu, HI
4	LANAI Lanai City, HI
5	HAWAIIUSA Honolulu, HI
6	HONOLULU Community Honolulu, HI
7	ALOHA PACIFIC Mid-Market Honolulu, HI
8	HFS Mid-Market HILO, HI
9	GATHER Community Lihue, HI
10	HAWAII CENTRAL Community Honolulu, HI
11	MAUI Community KAHULUI, HI
12	MAUI TEACHERS Wailuku, HI
13	PEARL HAWAII Community WAIPAHU, HI
14	MAUI COUNTY Community Wailuku, HI
15	HAWAII COUNTY EMPLOYEES Community Hilo, HI
16	ONOMEA PAPAIKOU, HI
17	CU HAWAII Community Hilo, HI
18	EWA Ewa Beach, HI
19	HAWAIIAN FINANCIAL Mid-Market Honolulu, HI
20	GARDEN ISLAND Community Lihue, HI
21	KAUAI Community Lihue, HI
22	HAWAII FIRST Kamuela, HI
23	BIG ISLAND Community HILO, HI
24	HELCO HILO, HI
25	HAMAKUA Pepeekeo, HI

Most Concerns

All tiers in HI

Rank	Credit Union
1	LOCAL UNION 1186 IBEW HONOLULU, HI
2	PLUMBERS & FITTERS LOCAL 675 Honolulu, HI
3	KAHULUI KAHULUI, HI
4	GLOVER Honolulu, HI
5	MOLOKAI COMMUNITY Kaunakakai, HI
6	SCHOFIELD WAHIAWA, HI
7	HOTEL AND TRAVEL INDUSTRY Honolulu, HI
8	KAHUKU Kahuku, HI
9	LOKAHI Community Honolulu, HI
10	WAIALUA Waialua, HI
11	HONOLULU FIRE DEPARTMENT Honolulu, HI
12	HAWAIIAN ELECTRIC EMPLOYEES Honolulu, HI
13	VALLEY ISLE COMMUNITY Community Kahului, HI
14	HAWAII Community Honolulu, HI
15	HAWAII COMMUNITY Community Kailua Kona, HI
16	KAUAI Community Lihue, HI
17	HAMAKUA Pepeekeo, HI
18	KAUAI OHANA Lihue, HI
19	HAWAII FIRST Kamuela, HI
20	KO`OLAU Community KAILUA, HI
21	HAWAIIAN FINANCIAL Mid-Market Honolulu, HI
22	MCBRYDE Community Eleele, HI
23	HELCO HILO, HI
24	CU HAWAII Community Hilo, HI
25	ONOMEA PAPAIKOU, HI

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)