Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: UT × Clear all

Most Strengths

All tiers in UT

Rank	Credit Union
1	GOLDENWEST Mid-Market Ogden, UT
2	ELEVATE Community BRIGHAM CITY, UT
3	AMERICA FIRST Titans RIVERDALE, UT
4	MOUNTAIN AMERICA Titans SANDY, UT
5	UTAH POWER Mid-Market Murray, UT
6	UTAH COMMUNITY Mid-Market Provo, UT
7	WASATCH PEAKS Community OGDEN, UT
8	UTAH FIRST Mid-Market SALT LAKE CITY, UT
9	KINGS PEAK Roosevelt, UT
10	AMERICAN UNITED Community West Jordan, UT
11	CYPRUS Mid-Market WEST JORDAN, UT
12	EDUCATION 1ST OGDEN, UT
13	ALPINE Community Orem, UT
14	UTAH HERITAGE Community Moroni, UT
15	DESERET FIRST Mid-Market West Valley Cit, UT
16	MEMBERS FIRST Community Brigham City, UT
17	CANYON VIEW Mid-Market Salt Lake City, UT
18	GRANITE Community SALT LAKE CITY, UT
19	JORDAN Community South Jordan, UT
20	DESERT RIVERS Community Moab, UT
21	PACIFIC HORIZON Community Springville, UT
22	FREEDOM Provo, UT
23	EASTERN UTAH COMMUNITY Community Price, UT
24	LU 354 I B E W SALT LAKE CITY, UT
25	C U P Provo, UT

Most Concerns

All tiers in UT

Rank	Credit Union
1	RIDGELINE SALT LAKE CITY, UT
2	OREM CITY EMPLOYEES OREM, UT
3	LOGAN MEDICAL LOGAN, UT
4	NATIONAL J. A. C. L. Salt Lake City, UT
5	HI-LAND SALT LAKE CITY, UT
6	FLEXPAK Woods Cross, UT
7	NEPHI WESTERN EMPLOYEES Nephi, UT
8	HERCULES FIRST Community SALT LAKE CITY, UT
9	ASCENT Community OGDEN, UT
10	PRESTO LEWISTON EMPLOYEES Lewiston, UT
11	SAN JUAN BLANDING, UT
12	VALLEY WIDE Vernal, UT
13	GIBBONS AND REED EMPLOYEES SALT LAKE CITY, UT
14	MILLARD COUNTY FILLMORE, UT
15	NEW HEIGHTS LOGAN, UT
16	HOLLYFRONTIER EMPLOYEE'S Bountiful, UT
17	FIREFIGHTERS Draper, UT
18	UINTAH VERNAL, UT
19	NORTH SANPETE Fairview, UT
20	DEVILS SLIDE Morgan, UT
21	SOUTH SANPETE Manti, UT
22	NEBO Community Springville, UT
23	VAREX SALT LAKE CITY, UT
24	DESERTVIEW HUNTINGTON, UT
25	S E A Richfield, UT

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)