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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: UT × Clear all

Most Strengths

All tiers in UT

Rank	Credit Union
1	UTAH POWER Mid-Market Murray, UT
2	AMERICA FIRST Titans RIVERDALE, UT
3	KINGS PEAK Roosevelt, UT
4	UTAH COMMUNITY Mid-Market Provo, UT
5	UTAH FIRST Mid-Market Salt Lake City, UT
6	GOLDENWEST Mid-Market Ogden, UT
7	WASATCH PEAKS Community OGDEN, UT
8	ELEVATE Community Brigham City, UT
9	CYPRUS Mid-Market West Jordan, UT
10	HERCULES FIRST Community SALT LAKE CITY, UT
11	MOUNTAIN AMERICA Titans SANDY, UT
12	DESERET FIRST Mid-Market West Valley Cit, UT
13	DESERT RIVERS Community Moab, UT
14	JORDAN Community South Jordan, UT
15	GRANITE Community Salt Lake City, UT
16	UTAH HERITAGE Community Moroni, UT
17	AMERICAN UNITED Community West Jordan, UT
18	NORTH SANPETE Fairview, UT
19	HI-LAND SALT LAKE CITY, UT
20	FREEDOM Provo, UT
21	CANYON VIEW Mid-Market Salt Lake City, UT
22	MEMBERS FIRST Community Brigham City, UT
23	EASTERN UTAH COMMUNITY Community Price, UT
24	GIBBONS AND REED EMPLOYEES SALT LAKE CITY, UT
25	EDUCATION 1ST Ogden, UT

Most Concerns

All tiers in UT

Rank	Credit Union
1	NEW HEIGHTS Logan, UT
2	VALLEY WIDE Vernal, UT
3	HOLLYFRONTIER EMPLOYEE'S Bountiful, UT
4	SAN JUAN BLANDING, UT
5	LOGAN MEDICAL LOGAN, UT
6	RIDGELINE SALT LAKE CITY, UT
7	VAREX Salt Lake City, UT
8	OREM CITY EMPLOYEES OREM, UT
9	NATIONAL J. A. C. L. Salt Lake City, UT
10	LU 354 I B E W SALT LAKE CITY, UT
11	NEPHI WESTERN EMPLOYEES Nephi, UT
12	UINTAH VERNAL, UT
13	PRESTO LEWISTON EMPLOYEES Lewiston, UT
14	DEVILS SLIDE Morgan, UT
15	HI-LAND SALT LAKE CITY, UT
16	SOUTH SANPETE Manti, UT
17	S E A Richfield, UT
18	FLEXPAK Woods Cross, UT
19	MILLARD COUNTY FILLMORE, UT
20	P & S Salt Lake City, UT
21	BECKSTRAND AND ASSOCIATES Salt Lake City, UT
22	GIBBONS AND REED EMPLOYEES SALT LAKE CITY, UT
23	CANYON VIEW Mid-Market Salt Lake City, UT
24	C U P Provo, UT
25	DESERTVIEW Huntington, UT

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)