Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: WV × Clear all

Most Strengths

All tiers in WV

Rank	Credit Union
1	FAIRMONT Community FAIRMONT, WV
2	HARRISON COUNTY Nutter Fort, WV
3	HOME Clarksburg, WV
4	PRESTON KINGWOOD, WV
5	CHARLESTON CHARLESTON, WV
6	WVU EMPLOYEES Morgantown, WV
7	NATRIUM EMPLOYEES Proctor, WV
8	PIONEER APPALACHIA Community Charleston, WV
9	EAGLE CAN EMPLOYEES Wellsburg, WV
10	FIRST CHOICE AMERICA COMMUNITY Community Weirton, WV
11	MARSHALL COUNTY Moundsville, WV
12	WEST VIRGINIA CENTRAL Community Parkersburg, WV
13	THE STATE CHARLESTON, WV
14	RALEIGH CO. EDUCATORS BECKLEY, WV
15	OHIO COUNTY PUBLIC SCHOOLS WHEELING, WV
16	WEST VIRGINIA Community South Charlesto, WV
17	STRIP STEEL COMMUNITY WEIRTON, WV
18	ALDERSON FCI Alderson, WV
19	ALLOY Alloy, WV
20	WV NATIONAL GUARD CHARLESTON, WV
21	LOCAL NO. 317 I.A.F.F. Charleston, WV
22	167TH TFR Martinsburg, WV
23	ROMNEY ROMNEY, WV
24	BAYER HERITAGE Community New Martinsvill, WV
25	MEMBERS CHOICE WV Charleston, WV

Most Concerns

All tiers in WV

Rank	Credit Union
1	HUNTINGTON C & O RAILWAY EMPLOYEES Huntington, WV
2	U S EMPLOYEES Fairmont, WV
3	CHARLESTON POSTAL CHARLESTON, WV
4	WILLOW ISLAND Saint Marys, WV
5	METRO COMMUNITY Huntington, WV
6	CITY OF CLARKSBURG CLARKSBURG, WV
7	EASTERN PANHANDLE Martinsburg, WV
8	HUNTINGTONIZED Huntington, WV
9	KEMBA CHARLESTON Dunbar, WV
10	CITY OF FAIRMONT Fairmont, WV
11	TEAMSTERS LOCAL 697 Wheeling, WV
12	WEE Parkersburg, WV
13	HUNTINGTON WEST VA FIREMENS Huntington, WV
14	ONE COMMUNITY Community Parkersburg, WV
15	ELEMENT Charleston, WV
16	LOGAN COUNTY SCHOOL EMPLOYEES Logan, WV
17	SOUTH CHARLESTON EMPLOYEES South Charlesto, WV
18	TWIN OAKS Apple Grove, WV
19	PACE Huntington, WV
20	IBEW 317 HUNTINGTON, WV
21	CAPE Clarksburg, WV
22	BERKELEY COUNTY PUBLIC SCHOOLS Martinsburg, WV
23	MOUNTAIN HERITAGE PARKERSBURG, WV
24	W. VIRGINIA STATE CONVENTION Hilltop, WV
25	MORGANTOWN A E S Morgantown, WV

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)