Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: WV × Clear all

Most Strengths

All tiers in WV

Rank	Credit Union
1	WVU EMPLOYEES Morgantown, WV
2	WEST VIRGINIA CENTRAL Community Parkersburg, WV
3	NATRIUM EMPLOYEES Proctor, WV
4	RALEIGH CO. EDUCATORS BECKLEY, WV
5	LONG REACH Community Middlebourne, WV
6	HARRISON COUNTY Nutter Fort, WV
7	BAYER HERITAGE Community New Martinsvill, WV
8	MERCER COUNTY W VA TEACHERS Bluefield, WV
9	FAIRMONT Community FAIRMONT, WV
10	LOCAL NO. 317 I.A.F.F. Charleston, WV
11	HOME Clarksburg, WV
12	PIONEER APPALACHIA Community Charleston, WV
13	FIRST CHOICE AMERICA COMMUNITY Community Weirton, WV
14	ONE COMMUNITY Community Parkersburg, WV
15	PUTNAM SCHOOL EMPLOYEES ELEANOR, WV
16	W. VIRGINIA STATE CONVENTION Hilltop, WV
17	WV NATIONAL GUARD CHARLESTON, WV
18	MARSHALL COUNTY Moundsville, WV
19	HOPE Bridgeport, WV
20	PRESTON KINGWOOD, WV
21	EAGLE CAN EMPLOYEES Wellsburg, WV
22	STAR USA Community Charleston, WV
23	IBEW 317 HUNTINGTON, WV
24	THE UNITED Community Morgantown, WV
25	ALLOY Alloy, WV

Most Concerns

All tiers in WV

Rank	Credit Union
1	EASTERN PANHANDLE Martinsburg, WV
2	CHARLESTON POSTAL CHARLESTON, WV
3	U S EMPLOYEES Fairmont, WV
4	CITY OF CLARKSBURG CLARKSBURG, WV
5	HUNTINGTON C & O RAILWAY EMPLOYEES Huntington, WV
6	TEAMSTERS LOCAL 697 Wheeling, WV
7	RALEIGH COUNTY BECKLEY, WV
8	UNITED HOSPITAL CENTER Bridgeport, WV
9	C C M H Parkersburg, WV
10	MORGANTOWN A E S Morgantown, WV
11	FAYETTE MOUNT HOPE, WV
12	OHIO COUNTY PUBLIC SCHOOLS WHEELING, WV
13	WEE Parkersburg, WV
14	ELEMENT Charleston, WV
15	CAPE Clarksburg, WV
16	HUNTINGTONIZED Huntington, WV
17	MARTINSBURG V.A. CENTER KEARNEYSVILLE, WV
18	HUNTINGTON WEST VA FIREMENS Huntington, WV
19	LOGAN COUNTY SCHOOL EMPLOYEES Logan, WV
20	CAMC Charleston, WV
21	RAVENSWOOD RAVENSWOOD, WV
22	WEST VIRGINIA Community South Charlesto, WV
23	MARION COUNTY SCHOOL EMPLOYEES Fairmont, WV
24	CITY OF FAIRMONT Fairmont, WV
25	TWIN OAKS Apple Grove, WV

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)