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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: WV × Clear all

Most Strengths

All tiers in WV

Rank	Credit Union
1	WVU EMPLOYEES Morgantown, WV
2	NATRIUM EMPLOYEES Proctor, WV
3	BAYER HERITAGE Community New Martinsvill, WV
4	PIONEER APPALACHIA Community Charleston, WV
5	RALEIGH CO. EDUCATORS BECKLEY, WV
6	MEMBERS CHOICE WV Charleston, WV
7	ONE COMMUNITY Community Parkersburg, WV
8	MARSHALL COUNTY Moundsville, WV
9	FAIRMONT Community FAIRMONT, WV
10	WILLOW ISLAND Saint Marys, WV
11	LONG REACH Community Middlebourne, WV
12	WEST VIRGINIA CENTRAL Community Parkersburg, WV
13	FIRST CHOICE AMERICA COMMUNITY Community Weirton, WV
14	HARRISON COUNTY Nutter Fort, WV
15	NATIONAL EMPLOYEES BLUEFIELD, WV
16	CITY OF FAIRMONT Fairmont, WV
17	WEST VIRGINIA Community South Charlesto, WV
18	THE UNITED Community Morgantown, WV
19	EASTERN PANHANDLE Martinsburg, WV
20	THE STATE CHARLESTON, WV
21	W. VIRGINIA STATE CONVENTION Hilltop, WV
22	HOME Clarksburg, WV
23	PRESTON KINGWOOD, WV
24	IBEW 317 Huntington, WV
25	APPALACHIAN POWER EMPLOYEES HUNTINGTON, WV

Most Concerns

All tiers in WV

Rank	Credit Union
1	HUNTINGTON C & O RAILWAY EMPLOYEES Huntington, WV
2	CITY OF CLARKSBURG CLARKSBURG, WV
3	CAPE Clarksburg, WV
4	U S EMPLOYEES Fairmont, WV
5	ALDERSON FCI Alderson, WV
6	HUNTINGTONIZED Huntington, WV
7	ELEMENT Charleston, WV
8	MOUNTAIN HERITAGE PARKERSBURG, WV
9	SOUTH CHARLESTON EMPLOYEES South Charlesto, WV
10	HUNTINGTON WEST VA FIREMENS Huntington, WV
11	UNITED HOSPITAL CENTER Bridgeport, WV
12	TEAMSTERS LOCAL 697 Wheeling, WV
13	FAYETTE MOUNT HOPE, WV
14	ROMNEY ROMNEY, WV
15	RALEIGH COUNTY BECKLEY, WV
16	EAGLE CAN EMPLOYEES Wellsburg, WV
17	STAR USA Community Charleston, WV
18	UNION TRADES Parkersburg, WV
19	MCDOWELL COUNTY Welch, WV
20	TWIN OAKS Apple Grove, WV
21	BERKELEY COUNTY PUBLIC SCHOOLS Martinsburg, WV
22	RAVENSWOOD RAVENSWOOD, WV
23	UNIVERSAL Huntington, WV
24	KEMBA CHARLESTON Dunbar, WV
25	WEE Parkersburg, WV

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)