Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: AZ × Clear all

Most Strengths

All tiers in AZ

Rank	Credit Union
1	DESERT FINANCIAL Large Phoenix, AZ
2	ONEAZ Mid-Market Phoenix, AZ
3	PIMA Mid-Market TUCSON, AZ
4	FIRST Community Chandler, AZ
5	ARIZONA FINANCIAL Mid-Market Phoenix, AZ
6	ARIZONA CENTRAL Community Phoenix, AZ
7	CREDIT UNION WEST Mid-Market Glendale, AZ
8	AMERICAN SOUTHWEST Community Sierra Vista, AZ
9	VANTAGE WEST Mid-Market TUCSON, AZ
10	COCHISE Willcox, AZ
11	HUGHES Mid-Market Tucson, AZ
12	COPPER STATE Community Phoenix, AZ
13	WINSLOW SANTA FE Winslow, AZ
14	AVENIR FINANCIAL Community YUMA, AZ
15	TUCSON Community TUCSON, AZ
16	TRUWEST Mid-Market Scottsdale, AZ
17	COCONINO Community Flagstaff, AZ
18	AERO Community Glendale, AZ
19	ALHAMBRA Phoenix, AZ
20	EM MESA, AZ
21	PINAL COUNTY Community Casa Grande, AZ
22	U-HAUL Phoenix, AZ
23	SUNWEST Community Glendale, AZ
24	PYRAMID Community Tucson, AZ
25	WINSLOW SCHOOL EMPLOYEES WINSLOW, AZ

Most Concerns

All tiers in AZ

Rank	Credit Union
1	PRESCOTT PRESCOTT, AZ
2	FIRST AMERICAN Community Casa Grande, AZ
3	MOHAVE COMMUNITY KINGMAN, AZ
4	U-HAUL Phoenix, AZ
5	MARISOL Phoenix, AZ
6	WINSLOW SCHOOL EMPLOYEES WINSLOW, AZ
7	SOUTHEASTERN ARIZONA Douglas, AZ
8	RIM COUNTRY Snowflake, AZ
9	BANNER Phoenix, AZ
10	SUNWEST Community Glendale, AZ
11	LANDINGS Community TEMPE, AZ
12	PYRAMID Community Tucson, AZ
13	PINAL COUNTY Community Casa Grande, AZ
14	HUGHES Mid-Market Tucson, AZ
15	AVENIR FINANCIAL Community YUMA, AZ
16	TUCSON Community TUCSON, AZ
17	AERO Community Glendale, AZ
18	EM MESA, AZ
19	COPPER STATE Community Phoenix, AZ
20	ALHAMBRA Phoenix, AZ
21	WINSLOW SANTA FE Winslow, AZ
22	ARIZONA CENTRAL Community Phoenix, AZ
23	CREDIT UNION WEST Mid-Market Glendale, AZ
24	VANTAGE WEST Mid-Market TUCSON, AZ
25	TRUWEST Mid-Market Scottsdale, AZ

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)