Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: CA × Clear all

Most Strengths

All tiers in CA

Rank	Credit Union
1	AMERICAN FIRST Mid-Market BREA, CA
2	FRONTWAVE Mid-Market Oceanside, CA
3	WHEELHOUSE Community SAN DIEGO, CA
4	REDWOOD Large SANTA ROSA, CA
5	STAR ONE Large SUNNYVALE, CA
6	CALIFORNIA LITHUANIAN Community Santa Monica, CA
7	F & A Mid-Market MONTEREY PARK, CA
8	SAFE 1 Mid-Market BAKERSFIELD, CA
9	SAN FRANCISCO Mid-Market San Francisco, CA
10	CLEARPATH Community Burbank, CA
11	FAMILIES AND SCHOOLS TOGETHER Community Hanford, CA
12	MYPOINT Community San Diego, CA
13	SAN JOAQUIN POWER EMPLOYEES Community FRESNO, CA
14	MONTERRA Mid-Market Redwood City, CA
15	SUN COMMUNITY Community El Centro, CA
16	UNIFY FINANCIAL Large Manhattan Beach, CA
17	COAST CENTRAL Mid-Market Eureka, CA
18	SCHOOLSFIRST Titans SANTA ANA, CA
19	SESLOC Mid-Market SAN LUIS OBISPO, CA
20	I.L.W.U. Community Long Beach, CA
21	MONTEREY Community MONTEREY, CA
22	STANFORD Mid-Market Palo Alto, CA
23	CORAZO Community El Centro, CA
24	THE GOLDEN 1 Titans SACRAMENTO, CA
25	CAHP Community SACRAMENTO, CA

Most Concerns

All tiers in CA

Rank	Credit Union
1	MID-CITIES Compton, CA
2	DOW GREAT WESTERN Antioch, CA
3	NORTHERN REDWOOD Arcata, CA
4	SLO San Luis Obispo, CA
5	VALLEY AGRICULTURAL SANTA PAULA, CA
6	NORTH BAY Community Santa Rosa, CA
7	SHELL WESTERN STATES Martinez, CA
8	INLAND La Mesa, CA
9	L.A. HEALTHCARE LOS ANGELES, CA
10	GLENDALE AREA SCHOOLS Community GLENDALE, CA
11	FRESNO GRANGERS FRESNO, CA
12	FONTANA Fontana, CA
13	FOUNTAIN VALLEY Fountain Valley, CA
14	BEVERLY HILLS CITY EMPLOYEES BEVERLY HILLS, CA
15	HANIN Los Angeles, CA
16	BLUPEAK Mid-Market San Diego, CA
17	CHULA VISTA CITY EMPLOYEES Chula Vista, CA
18	BOPTI SAN PEDRO, CA
19	NIKKEI GARDENA, CA
20	MERIWEST Mid-Market SAN JOSE, CA
21	UNIVERSAL CITY STUDIOS Burbank, CA
22	COLUMBUS CLUB San Fernando, CA
23	COUNTY SCHOOLS Ventura, CA
24	UNITED LOCAL Community Fresno, CA
25	SUNKIST EMPLOYEES Valencia, CA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)