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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: CA × Clear all

Most Strengths

All tiers in CA

Rank	Credit Union
1	SAN FRANCISCO Mid-Market San Francisco, CA
2	AMERICAN FIRST Mid-Market BREA, CA
3	FIREFIGHTERS FIRST Mid-Market Los Angeles, CA
4	MISSION Large San Diego, CA
5	WHEELHOUSE Community SAN DIEGO, CA
6	SAFE 1 Mid-Market BAKERSFIELD, CA
7	CHEVRON Large Concord, CA
8	SACRAMENTO Community Sacramento, CA
9	SCHOOLSFIRST Titans SANTA ANA, CA
10	OPERATING ENGINEERS LOCAL UNION #3 Mid-Market LIVERMORE, CA
11	MYPOINT Community San Diego, CA
12	CLEARPATH Community Burbank, CA
13	STAR ONE Large SUNNYVALE, CA
14	F & A Mid-Market MONTEREY PARK, CA
15	REDWOOD Titans Santa Rosa, CA
16	YOLO Community Woodland, CA
17	FRONTWAVE Mid-Market Oceanside, CA
18	EAGLE COMMUNITY Community Lake Forest, CA
19	CALIFORNIA COAST Mid-Market San Diego, CA
20	SESLOC Mid-Market SAN LUIS OBISPO, CA
21	CALIFORNIA LITHUANIAN Community Santa Monica, CA
22	I.L.W.U. Community Long Beach, CA
23	SONOMA Santa Rosa, CA
24	SMW 104 Community Livermore, CA
25	CERTIFIED Community El Monte, CA

Most Concerns

All tiers in CA

Rank	Credit Union
1	COUNTY SCHOOLS Ventura, CA
2	BOPTI SAN PEDRO, CA
3	ATCHISON VILLAGE RICHMOND, CA
4	SLO San Luis Obispo, CA
5	VALLEY AGRICULTURAL SANTA PAULA, CA
6	MOJAVE PLANT EMPLOYEES MOJAVE, CA
7	MEDIA CITY BURBANK, CA
8	SILVERADO ANGWIN, CA
9	CAPSTONE ALISO VIEJO, CA
10	GOLDEN VALLEY Manteca, CA
11	ONTARIO PUBLIC EMPLOYEES ONTARIO, CA
12	RANCHO Community DOWNEY, CA
13	DOW GREAT WESTERN Antioch, CA
14	BAKERSFIELD CITY EMPLOYEES BAKERSFIELD, CA
15	TECHNICOLOR Burbank, CA
16	SHELL WESTERN STATES Martinez, CA
17	CALIFORNIA ADVENTIST Glendale, CA
18	L.A. HEALTHCARE LOS ANGELES, CA
19	NORTHERN REDWOOD Arcata, CA
20	CHULA VISTA CITY EMPLOYEES Chula Vista, CA
21	BEFIT FINANCIAL Vacaville, CA
22	L. A. MISSION San Fernando, CA
23	AEROSPACE Community Los Angeles, CA
24	FOUNTAIN VALLEY Fountain Valley, CA
25	MARYKNOLL OF L A Los Angeles, CA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)