Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: SC × Clear all

Most Strengths

All tiers in SC

Rank	Credit Union
1	FOUNDERS Large Lancaster, SC
2	PALMETTO CITIZENS Mid-Market Columbia, SC
3	FAMILY TRUST Community Rock Hill, SC
4	CAROLINA FOOTHILLS Community Spartanburg, SC
5	CPM Community NORTH CHARLESTO, SC
6	SRP Mid-Market NORTH AUGUSTA, SC
7	PALMETTO FIRST Florence, SC
8	SAFE Mid-Market Sumter, SC
9	ALLSOUTH Mid-Market Columbia, SC
10	SANTEE COOPER CREDIT UNION MONCKS CORNER, SC
11	S. C. STATE Mid-Market Columbia, SC
12	GREENVILLE Community Greenville, SC
13	SOUTH CAROLINA Mid-Market NORTH CHARLESTO, SC
14	REV Mid-Market CHARLESTON, SC
15	MTC Community Greenville, SC
16	SHARONVIEW Mid-Market Fort Mill, SC
17	CAROLINA TRUST Community MYRTLE BEACH, SC
18	PEE DEE FLORENCE, SC
19	CARO Community COLUMBIA, SC
20	SOUTH CAROLINA NATIONAL GUARD Columbia, SC
21	NUCOR EMPLOYEE'S Florence, SC
22	BERKELEY COMMUNITY Moncks Corner, SC
23	GREENVILLE HERITAGE Community Greenville, SC
24	UPSTATE Community Anderson, SC
25	SPC Community HARTSVILLE, SC

Most Concerns

All tiers in SC

Rank	Credit Union
1	SELF MEMORIAL HOSPITAL GREENWOOD, SC
2	1ST COOPERATIVE Cayce, SC
3	SECURED ADVANTAGE Simpsonville, SC
4	EDISTO ORANGEBURG, SC
5	S. C. H. D. DIST #7 Orangeburg, SC
6	NEIGHBORS UNITED Greenwood, SC
7	CURIS FINANCIAL Columbia, SC
8	EMERALD CREDIT ASSOCIATION Greenwood, SC
9	S C I Florence, SC
10	SOUTH CAROLINA METHODIST CONF COLUMBIA, SC
11	TRU Greenwood, SC
12	COLUMBIA POST OFFICE COLUMBIA, SC
13	BERKELEY COMMUNITY Moncks Corner, SC
14	BROOKLAND West Columbia, SC
15	SPERO FINANCIAL Community Greenville, SC
16	GEORGETOWN KRAFT Community Georgetown, SC
17	MID CAROLINA Community Lugoff, SC
18	TRINITY BAPTIST CHURCH Florence, SC
19	SHARONVIEW Mid-Market Fort Mill, SC
20	DIXIES DARLINGTON, SC
21	CARO Community COLUMBIA, SC
22	UPSTATE Community Anderson, SC
23	SPC Community HARTSVILLE, SC
24	HOPESOUTH Abbeville, SC
25	ANMED Anderson, SC

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)