Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: MI × Clear all

Most Strengths

All tiers in MI

Rank	Credit Union
1	DFCU FINANCIAL Large Dearborn, MI
2	EMBERS Community Marquette, MI
3	CREDIT UNION ONE Mid-Market Ferndale, MI
4	MONROE COMMUNITY Community Monroe, MI
5	ALLIANCE CATHOLIC Community Farmington Hill, MI
6	FILER Community Manistee, MI
7	GENISYS Large AUBURN HILLS, MI
8	KELLOGG COMMUNITY Mid-Market BATTLE CREEK, MI
9	NORTH CENTRAL AREA Community Houghton Lake, MI
10	WILDFIRE Mid-Market Saginaw, MI
11	MICHIGAN SCHOOLS AND GOVERNMENT Mid-Market Clinton Townshi, MI
12	FRANKENMUTH Mid-Market Frankenmuth, MI
13	CHIEF FINANCIAL Community Rochester Hills, MI
14	POLISH-AMERICAN Community Troy, MI
15	ADVIA Mid-Market Kalamazoo, MI
16	COMMUNITY CHOICE Mid-Market Farmington Hill, MI
17	U.P. STATE Community Escanaba, MI
18	UNITED Mid-Market St Joseph, MI
19	CHRISTIAN FINANCIAL Mid-Market Sterling Height, MI
20	FINANCIAL PLUS Mid-Market Flint, MI
21	LAKE MICHIGAN Titans Grand Rapids, MI
22	CONSUMERS Mid-Market Oshtemo, MI
23	PUBLIC SERVICE Community Romulus, MI
24	ELGA Mid-Market Grand Blanc, MI
25	ZEAL Mid-Market Livonia, MI

Most Concerns

All tiers in MI

Rank	Credit Union
1	A.B.D. WARREN, MI
2	GREAT LAKES Bay City, MI
3	NORTHWEST CONSUMERS TRAVERSE CITY, MI
4	LINCOLN PARK COMMUNITY Lincoln Park, MI
5	FLAGSHIP COMMUNITY Port Huron, MI
6	MICHIGAN COLUMBUS Livonia, MI
7	COMMUNITY FINANCIAL Mid-Market PLYMOUTH, MI
8	AEROQUIP JACKSON, MI
9	MUSKEGON ST JOSEPH MUSKEGON, MI
10	MANISTIQUE MANISTIQUE, MI
11	TAHQUAMENON AREA Newberry, MI
12	BLUE WATER PORT HURON, MI
13	UNITED CHURCHES Taylor, MI
14	FAMILY FIRST Community SAGINAW, MI
15	ROCK COMMUNITY Rock, MI
16	INTERNATIONAL UAW DETROIT, MI
17	GRACO Alma, MI
18	WALLED LAKE SCHOOLS Community Wolverine Lake, MI
19	JOURNEY Community SAINT JOHNS, MI
20	MICHIGAN COASTAL Muskegon, MI
21	SOUTHEAST MICHIGAN STATE EMPLOYEES West Bloomfield, MI
22	CHIROPRACTIC FARMINGTON, MI
23	WESTACRES WEST BLOOMFIELD, MI
24	NORTHERN LIGHTS COMMUNITY Chatham, MI
25	GRAND TRUNK BATTLE CREEK EMP BATTLE CREEK, MI

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)