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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: NJ × Clear all

Most Strengths

All tiers in NJ

Rank	Credit Union
1	FIRST HARVEST Community DEPTFORD, NJ
2	SEAPORT Community ELIZABETH, NJ
3	CREDIT UNION OF NEW JERSEY, A Community Ewing, NJ
4	DEEPWATER INDUSTRIES Community Deepwater, NJ
5	MERCK EMPLOYEES Mid-Market RAHWAY, NJ
6	BAY ATLANTIC VINELAND, NJ
7	FIRST ATLANTIC Community EATONTOWN, NJ
8	MESSIAH BAPTIST CHURCH East Orange, NJ
9	NEW JERSEY STATE PBA Woodbridge, NJ
10	RARITAN BAY Community Sayreville, NJ
11	CENTRAL JERSEY POLICE & FIRE Hamilton, NJ
12	HEALTHCARE EMPLOYEES Community PRINCETON, NJ
13	UNION BUILDING TRADES Parsippany, NJ
14	FINANCIAL RESOURCES Community Branchburg, NJ
15	TERMINALS CARTERET, NJ
16	EDIFI Community Rancocas, NJ
17	PROPONENT Community Nutley, NJ
18	COUNTY EXCELLENCE Community Roselle Park, NJ
19	GREATER ALLIANCE Community Paramus, NJ
20	MAUN Kendall Park, NJ
21	FIRST FINANCIAL Community Freehold, NJ
22	1166 Swedesboro, NJ
23	UNITED POLES PERTH AMBOY, NJ
24	BRIDGETON ONIZED Cedarville, NJ
25	BAYONNE CITY EMPLOYEES Bayonne, NJ

Most Concerns

All tiers in NJ

Rank	Credit Union
1	ATLANTIC HEALTH EMPLOYEES Summit, NJ
2	FIRST POINT HAMILTON, NJ
3	UNION COUNTY EMPLOYEES Elizabeth, NJ
4	KEARNY MUNICIPAL EMPLOYEES kearny, NJ
5	L'OREAL USA Clark, NJ
6	TEANECK TEANECK, NJ
7	ELIZABETH (N.J.) FIREMEN'S Elizabeth, NJ
8	LAKEHURST NAVAL Joint Base MDL, NJ
9	COMMUNITY FINANCIAL SERVICES ROSELLE, NJ
10	HMC (NJ) Flemington, NJ
11	PUBLIC SERVICE H C EMPLOYEES Brick, NJ
12	PARLIN DUPONT EMPLOYEES Sayreville, NJ
13	EAST ORANGE VA HOSPITAL East Orange, NJ
14	CAMPBELL Community Maple Shade, NJ
15	ESSEX COUNTY TEACHERS BLOOMFIELD, NJ
16	ENERGY PEOPLE MEDFORD, NJ
17	FEDERAL EMPLOYEES NEWARK NEWARK, NJ
18	WEST HUDSON TEACHERS North Arlington, NJ
19	H. E. TELEPHONE Rochelle Park, NJ
20	METREX Kenilworth, NJ
21	TRENTON NJ FIREMEN TRENTON, NJ
22	POSTAL EMPLOYEES YARDVILLE, NJ
23	P.S.E. & G. NUCLEAR EMPLOYEES HANCOCKS BRIDGE, NJ
24	NEW JERSEY COMMUNITY MOORESTOWN, NJ
25	MEMBERS CONNECT MADISON, NJ

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)