Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: NJ × Clear all

Most Strengths

All tiers in NJ

Rank	Credit Union
1	FIRST HARVEST Community DEPTFORD, NJ
2	JERSEY SHORE Community Northfield, NJ
3	GREATER ALLIANCE Community Paramus, NJ
4	UNITED POLES PERTH AMBOY, NJ
5	TERMINALS CARTERET, NJ
6	AFFINITY Mid-Market Basking Ridge, NJ
7	NEW JERSEY STATE PBA Woodbridge, NJ
8	DEEPWATER INDUSTRIES Community Deepwater, NJ
9	MEMBERS 1ST OF NJ Community Vineland, NJ
10	MERCK EMPLOYEES Mid-Market RAHWAY, NJ
11	CENTRAL JERSEY WOODBRIDGE, NJ
12	CREDIT UNION OF NEW JERSEY, A Community Ewing, NJ
13	GARDEN SAVINGS Community PARSIPPANY, NJ
14	BAY ATLANTIC VINELAND, NJ
15	COUNTY EXCELLENCE Community Roselle Park, NJ
16	NEW BRUNSWICK POSTAL New Brunswick, NJ
17	1166 Swedesboro, NJ
18	PRINCETON Community PRINCETON, NJ
19	UNITED TELETECH FINANCIAL Community TINTON FALLS, NJ
20	HEALTHCARE EMPLOYEES Community PRINCETON, NJ
21	MAUN Kendall Park, NJ
22	IRCO COMMUNITY Phillipsburg, NJ
23	DIVISION 819 TRANSIT EMPLOYEES IRVINGTON, NJ
24	FIRST ATLANTIC Community EATONTOWN, NJ
25	PUBLIC SERVICE E.D. TRENTON Mercerville, NJ

Most Concerns

All tiers in NJ

Rank	Credit Union
1	COMMUNITY FINANCIAL SERVICES ROSELLE, NJ
2	HOBOKEN N J POLICE HOBOKEN, NJ
3	THE ATLANTIC Community Kenilworth, NJ
4	TEANECK TEANECK, NJ
5	ESSEX COUNTY TEACHERS BLOOMFIELD, NJ
6	PLAINFIELD POLICE & FIREMEN'S Plainfield, NJ
7	POSTAL EMPLOYEES YARDVILLE, NJ
8	ATLANTIC CITY POLICE Northfield, NJ
9	H. E. TELEPHONE Rochelle Park, NJ
10	CRIERS Monroe Township, NJ
11	L'OREAL USA Clark, NJ
12	FORT DIX Joint Base MDL, NJ
13	EAST ORANGE VA HOSPITAL East Orange, NJ
14	NEW JERSEY COMMUNITY MOORESTOWN, NJ
15	PARLIN DUPONT EMPLOYEES Sayreville, NJ
16	EAST ORANGE FIREMENS Bloomfield, NJ
17	SAKER SHOP RITE HOLMDEL, NJ
18	ELIZABETH POLICE DEPARTMENT E ELIZABETH, NJ
19	VAH LYONS EMPLOYEES Lyons, NJ
20	NJ GATEWAY Dayton, NJ
21	KEARNY MUNICIPAL EMPLOYEES kearny, NJ
22	FIRST POINT HAMILTON, NJ
23	HMC (NJ) Flemington, NJ
24	1ST BERGEN Hackensack, NJ
25	N. J. LATVIAN Freehold, NJ

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)