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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: FL × Clear all

Most Strengths

All tiers in FL

Rank	Credit Union
1	BRIGHTSTAR Mid-Market Fort Lauderdale, FL
2	DADE COUNTY Mid-Market Sweetwater, FL
3	COMMUNITY FIRST CREDIT UNION OF FLO Mid-Market JACKSONVILLE, FL
4	TYNDALL Mid-Market Panama City, FL
5	INNOVATIONS FINANCIAL Community PANAMA CITY, FL
6	JM ASSOCIATES Community Jacksonville, FL
7	PANHANDLE Community Panama City, FL
8	FIRST COMMERCE Mid-Market Tallahassee, FL
9	PENAIR Mid-Market Pensacola, FL
10	PUBLIX EMPLOYEES Mid-Market LAKELAND, FL
11	CAMPUS USA Mid-Market Gainesville, FL
12	CALHOUN LIBERTY Community Blountstown, FL
13	USF FEDERAL CREDIT UNION Mid-Market Tampa, FL
14	BAPTIST HEALTH SOUTH FLORIDA Community Miami, FL
15	ACHIEVA CREDIT UNION Mid-Market Dunedin, FL
16	ORLANDO Community Orlando, FL
17	GULF WINDS Mid-Market PENSACOLA, FL
18	FLORIDA Mid-Market Gainesville, FL
19	EDUCATIONAL Mid-Market MIAMI, FL
20	MIDFLORIDA Large Lakeland, FL
21	HIALEAH MUNICIPAL EMPLOYEES Hialeah, FL
22	SUN Community Hollywood, FL
23	POWERNET Community Tampa, FL
24	FIRST FLORIDA Mid-Market Jacksonville, FL
25	TAMPA BAY Community Tampa, FL

Most Concerns

All tiers in FL

Rank	Credit Union
1	MONROE COUNTY TEACHERS Key West, FL
2	UNITY OF EATONVILLE Eatonville, FL
3	JAX FIRE Jacksonville, FL
4	TAMPA POSTAL TAMPA, FL
5	METRO NORTH JACKSONVILLE, FL
6	CONTAINER MUTUAL Fernandina Beac, FL
7	FLORIDA A & M UNIVERSITY Tallahassee, FL
8	SOUTHERNMOST Key West, FL
9	SUWANNEE RIVER LIVE OAK, FL
10	MEMORIAL EMPLOYEES FINANCIAL HOLLYWOOD, FL
11	PINELLAS Community Largo, FL
12	FLORIDA CUSTOMS Tampa, FL
13	FICARE Wesley Chapel, FL
14	PRIORITY Orlando, FL
15	T M H TALLAHASSEE, FL
16	OCALA COMMUNITY Ocala, FL
17	BROWARD HEALTHCARE Community FORT LAUDERDALE, FL
18	JEFFERSON COUNTY TEACHERS Monticello, FL
19	MIAMI MIAMI, FL
20	FLORIDACENTRAL Community Tampa, FL
21	LOCAL 606 ELECTRICAL WORKERS ORLANDO, FL
22	FINANCIAL EDUCATORS Daytona Beach, FL
23	WE FLORIDA FINANCIAL Community Fort Lauderdale, FL
24	SHAW-ROSS EMPLOYEES Miami, FL
25	KEYS Community Key West, FL

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)