Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: FL × Clear all

Most Strengths

All tiers in FL

Rank	Credit Union
1	DADE COUNTY Mid-Market Sweetwater, FL
2	SUN Community Hollywood, FL
3	FIRST COMMERCE Mid-Market Tallahassee, FL
4	BAPTIST HEALTH SOUTH FLORIDA Community Miami, FL
5	POWERNET Community Tampa, FL
6	BROWARD HEALTHCARE Community FORT LAUDERDALE, FL
7	MIDFLORIDA Large Lakeland, FL
8	EDUCATIONAL Mid-Market MIAMI, FL
9	INNOVATIONS FINANCIAL Community Panama City, FL
10	BRIGHTSTAR Mid-Market Fort Lauderdale, FL
11	TAMPA BAY Community Tampa, FL
12	FIRST FLORIDA Mid-Market Jacksonville, FL
13	PENAIR Mid-Market Pensacola, FL
14	VELOCITY COMMUNITY Community PALM BEACH GARD, FL
15	USF FEDERAL CREDIT UNION Mid-Market Tampa, FL
16	COMMUNITY CREDIT UNION OF FLORIDA Mid-Market Rockledge, FL
17	VYSTAR Titans Jacksonville, FL
18	ACHIEVA CREDIT UNION Mid-Market Dunedin, FL
19	CAMPUS USA Mid-Market Gainesville, FL
20	MIAMI FIREFIGHTERS Community MIAMI, FL
21	PUBLIX EMPLOYEES Mid-Market LAKELAND, FL
22	FAIRWINDS Large ORLANDO, FL
23	HARVESTERS Community Cantonment, FL
24	RADIFI Community Jacksonville, FL
25	COMMUNITY FIRST CREDIT UNION OF FLO Mid-Market JACKSONVILLE, FL

Most Concerns

All tiers in FL

Rank	Credit Union
1	MONROE COUNTY TEACHERS Key West, FL
2	UNITY OF EATONVILLE Eatonville, FL
3	OCALA COMMUNITY Ocala, FL
4	FLORIDA A & M UNIVERSITY Tallahassee, FL
5	METRO NORTH JACKSONVILLE, FL
6	FINANCIAL EDUCATORS Daytona Beach, FL
7	CONTAINER MUTUAL Fernandina Beac, FL
8	MEMORIAL EMPLOYEES FINANCIAL HOLLYWOOD, FL
9	EMERALD COAST PORT ST JOE, FL
10	WE FLORIDA FINANCIAL Community Fort Lauderdale, FL
11	FARMERS JACKSONVILLE, FL
12	TAMPA POSTAL TAMPA, FL
13	T M H TALLAHASSEE, FL
14	KEYS Community Key West, FL
15	COMPASS FINANCIAL Hialeah, FL
16	TRANSPORT Tampa, FL
17	FLORIDA CUSTOMS Tampa, FL
18	SOUTH ATLANTIC Boca Raton, FL
19	GUARDIANS Community WEST PALM BEACH, FL
20	OKALOOSA COUNTY TEACHERS Community Crestview, FL
21	COASTLINE Community Jacksonville, FL
22	INSIGHT Community WINTER SPRINGS, FL
23	ECU SEMINOLE, FL
24	SUWANNEE RIVER LIVE OAK, FL
25	SPACE COAST Large Melbourne, FL

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)