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Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: NY × Clear all

Most Strengths

All tiers in NY

Rank	Credit Union
1	ESL Titans Rochester, NY
2	QUORUM Mid-Market Purchase, NY
3	SELF RELIANCE FINANCIAL Mid-Market New York, NY
4	CORNING Mid-Market Corning, NY
5	FIRST SOURCE Mid-Market New Hartford, NY
6	MID-HUDSON VALLEY Mid-Market Kingston, NY
7	UNITED NATIONS Titans LONG ISLAND CIT, NY
8	RELIANT COMMUNITY Community Sodus, NY
9	BEGINNINGS Mid-Market Ithaca, NY
10	PORT WASHINGTON Community port washington, NY
11	SJP Community Buffalo, NY
12	UTICA GAS & ELECTRIC EMP Community NEW HARTFORD, NY
13	G.P.O. Community NEW HARTFORD, NY
14	SAINT LAWRENCE Community Ogdensburg, NY
15	TEG Community POUGHKEEPSIE, NY
16	MUNICIPAL Large NEW YORK, NY
17	BROADVIEW Large Albany, NY
18	SUFFOLK Mid-Market Medford, NY
19	CORNERSTONE COMMUNITY Community LOCKPORT, NY
20	WESTERN DIVISION Community WILLIAMSVILLE, NY
21	GENERATIONS UNITED New York, NY
22	ONE CREDIT UNION OF NY Community Cheektowaga, NY
23	STATE CS EMPLOYEES WATERTOWN, NY
24	SERVU Community Painted Post, NY
25	SYRACUSE FIRE DEPARTMENT EMPLOYEES Community SYRACUSE, NY

Most Concerns

All tiers in NY

Rank	Credit Union
1	ENCOMPASS NIAGARA Niagara Falls, NY
2	METRO REALTORS Melville, NY
3	CONCORD Brooklyn, NY
4	SPECIAL METALS NEW HARTFORD, NY
5	LATVIAN MELVILLE, NY
6	TRANSIT AUTHORITY DIVISION B New York, NY
7	DIRECTORS CHOICE ALBANY, NY
8	TOMPKINS EMPLOYEES Ithaca, NY
9	COOPERS CAVE Glens Falls, NY
10	CO-OPERATIVE WOODRIDGE, NY
11	NEW COVENANT DOMINION Bronx, NY
12	NIAGARA-WHEATFIELD SANBORN, NY
13	TRIBORO POSTAL FLUSHING, NY
14	BROCKPORT Brockport, NY
15	LONG BEACH TEACHERS Long Beach, NY
16	WILLIAMSVILLE Amherst, NY
17	MAMTA Mamaroneck, NY
18	MORTON LANE BUFFALO, NY
19	URBAN UPBOUND LONG ISLAND CIT, NY
20	LUFTHANSA EMP. WESTBURY, NY
21	FAR ROCKAWAY POSTAL Far Rockaway, NY
22	GRAND CENTRAL TERMINAL EMPLOYEES NEW YORK, NY
23	MEDICAL EMPLOYEES OF STATEN ISLAND STATEN ISLAND, NY
24	SISTER'S HOSPITAL EMPLOYEES BUFFALO, NY
25	BECCO BUFFALO Tonawanda, NY

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)