Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: NY × Clear all

Most Strengths

All tiers in NY

Rank	Credit Union
1	PORT WASHINGTON port washington, NY
2	RELIANT COMMUNITY Community Sodus, NY
3	SIDNEY Mid-Market Sidney, NY
4	QUORUM Mid-Market Purchase, NY
5	MERIDIA COMMUNITY Community HAMBURG, NY
6	DANNEMORA Community PLATTSBURGH, NY
7	SELF RELIANCE NY Mid-Market New York, NY
8	UTICA GAS & ELECTRIC EMP Community NEW HARTFORD, NY
9	CORNING Mid-Market Corning, NY
10	ITALO-AMERICAN Glendale, NY
11	WESTERN DIVISION Community WILLIAMSVILLE, NY
12	NEIGHBORHOOD TRUST New York, NY
13	FOURLEAF Titans Bethpage, NY
14	SUMA Community Yonkers, NY
15	POLISH & SLAVIC Mid-Market Brooklyn, NY
16	SERVU Community Painted Post, NY
17	FINGER LAKES Community GENEVA, NY
18	SJP Community Buffalo, NY
19	GHS Community Binghamton, NY
20	SYRACUSE COOPERATIVE Syracuse, NY
21	AMERICU Mid-Market Rome, NY
22	TEG Community POUGHKEEPSIE, NY
23	HERITAGE FINANCIAL Community Middletown, NY
24	TONAWANDA VALLEY Community Batavia, NY
25	FIRST SOURCE Mid-Market New Hartford, NY

Most Concerns

All tiers in NY

Rank	Credit Union
1	CO-OPERATIVE WOODRIDGE, NY
2	METRO REALTORS West Babylon, NY
3	DIVISION 726 STATEN ISLAND, NY
4	WILLIAMSVILLE Amherst, NY
5	DUNLOP EMPLOYEES Buffalo, NY
6	CONCORD Brooklyn, NY
7	TRANSFIGURATION PARISH BROOKLYN, NY
8	GRAND CENTRAL TERMINAL EMPLOYEES NEW YORK, NY
9	ENCOMPASS NIAGARA Niagara Falls, NY
10	ABYSSINIAN BAPTIST CHURCH NEW YORK CITY, NY
11	CADETS ELMA, NY
12	LONG BEACH TEACHERS Long Beach, NY
13	EVER $ GREEN ROCHESTER, NY
14	ACADEMIC BRIARCLIFF MANO, NY
15	FOCUS FIRST Rochester, NY
16	ST. JOHN UNITED Buffalo, NY
17	BROCKPORT Brockport, NY
18	NEW COVENANT DOMINION Bronx, NY
19	AFGM ENTERPRISES Cheektowaga, NY
20	BYKOTA Brooklyn, NY
21	URBAN UPBOUND LONG ISLAND CIT, NY
22	WATERTOWN POSTAL WATERTOWN, NY
23	SPECIAL METALS NEW HARTFORD, NY
24	CIRCUIT CHEEKTOWAGA, NY
25	CATTARAUGUS COUNTY EMPLOYEES Little Valley, NY

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)