Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: TN × Clear all

Most Strengths

All tiers in TN

Rank	Credit Union
1	CONSUMER Community Greeneville, TN
2	KNOXVILLE TVA EMPLOYEES Large Knoxville, TN
3	ASCEND Mid-Market TULLAHOMA, TN
4	ORION Mid-Market Memphis, TN
5	ENRICHMENT Community OAK RIDGE, TN
6	TENNESSEE VALLEY Mid-Market Chattanooga, TN
7	GREENEVILLE CITY EMPLOYEES' Greeneville, TN
8	ALCOA TENN Alcoa, TN
9	EASTMAN Large Kingsport, TN
10	KNOXVILLE TEACHERS Community KNOXVILLE, TN
11	ORNL Mid-Market Oak Ridge, TN
12	Y-12 Mid-Market Oak Ridge, TN
13	FORTERA Community Clarksville, TN
14	US COMMUNITY Community Nashville, TN
15	HOLLEY PARIS, TN
16	CORNERSTONE FINANCIAL Community Nashville, TN
17	UNITED SOUTHEAST Community Bristol, TN
18	NASHVILLE FIREMEN'S NASHVILLE, TN
19	LEADERS CREDIT UNION Mid-Market Jackson, TN
20	COPPER BASIN Copperhill, TN
21	NORTHEAST COMMUNITY Community ELIZABETHTON, TN
22	BOWATER EMPLOYEES Community Calhoun, TN
23	KINGSPORT PRESS CU KINGSPORT, TN
24	TENNESSEE DEPARTMENT OF SAFETY Nashville, TN
25	HERITAGE SOUTH COMMUNITY CU Community Shelbyville, TN

Most Concerns

All tiers in TN

Rank	Credit Union
1	BULAB EMPLOYEES MEMPHIS, TN
2	DELTA REFINING CO EMP Memphis, TN
3	CHATTANOOGA FIRST CHATTANOOGA, TN
4	BASF CHATTANOOGA CHATTANOOGA, TN
5	HIWASSEE RIVER CHARLESTON, TN
6	FAMILY ADVANTAGE Spring Hill, TN
7	PATRIOT EQUITY JACKSON, TN
8	KELLOGG MEMPHIS EMPLOYEES MEMPHIS, TN
9	APPLIANCE CLEVELAND, TN
10	GATEWAY CLARKSVILLE, TN
11	BEACON FINANCIAL Johnson City, TN
12	A.U.B. EMPLOYEES' Athens, TN
13	P.I.A.S. Brentwood, TN
14	SOUTHERN Chattanooga, TN
15	KOIN Brentwood, TN
16	SHELBY COUNTY Memphis, TN
17	SMART CHOICE CLEVELAND, TN
18	FIRST CHOICE COMMUNITY Knoxville, TN
19	HEALTHNET Cordova, TN
20	KENNEDY VA EMPLOYEES Memphis, TN
21	CN/IC EMPLOYEES MEMPHIS, TN
22	SCENIC COMMUNITY Community Hixson, TN
23	OLIVET BAPTIST Cordova, TN
24	CLEVELAND-BRADLEY CTY TEACHER CLEVELAND, TN
25	VANDERBILT Nashville, TN

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)