✦ Missed CU Wrapped 2025? Read the full Year in Review →

Industry Rankings

Q1 2026

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: TN × Clear all

Most Strengths

All tiers in TN

Rank	Credit Union
1	EASTMAN Titans Kingsport, TN
2	CONSUMER Community Greeneville, TN
3	ORNL Mid-Market Oak Ridge, TN
4	FORTERA Community Clarksville, TN
5	UPPER CUMBERLAND Community Crossville, TN
6	KNOXVILLE TEACHERS Community KNOXVILLE, TN
7	LEADERS CREDIT UNION Mid-Market Jackson, TN
8	TENNESSEE MILITARY LOUISVILLE, TN
9	ENRICHMENT Community OAK RIDGE, TN
10	Y-12 Mid-Market Oak Ridge, TN
11	EMPLOYEE RESOURCES Community LAWRENCEBURG, TN
12	KNOXVILLE TVA EMPLOYEES Large Knoxville, TN
13	TENNESSEE VALLEY Mid-Market Chattanooga, TN
14	TENNESSEE DEPARTMENT OF SAFETY Nashville, TN
15	ORION Mid-Market Memphis, TN
16	ASCEND Mid-Market TULLAHOMA, TN
17	HERITAGE SOUTH COMMUNITY CU Community Shelbyville, TN
18	GREENEVILLE CITY EMPLOYEES' Greeneville, TN
19	COPPER BASIN Copperhill, TN
20	NORTHEAST COMMUNITY Community ELIZABETHTON, TN
21	RESOUND Community Nashville, TN
22	CLINCHFIELD Community Erwin, TN
23	BOWATER EMPLOYEES Community Calhoun, TN
24	ALCOA TENN Community Alcoa, TN
25	NASHVILLE POST OFFICE NASHVILLE, TN

Most Concerns

All tiers in TN

Rank	Credit Union
1	SOUTHERN Chattanooga, TN
2	HIWASSEE RIVER CHARLESTON, TN
3	DELTA REFINING CO EMP Memphis, TN
4	PATRIOT EQUITY JACKSON, TN
5	CHATTANOOGA FIRST CHATTANOOGA, TN
6	METROPOLITAN TEACHERS NASHVILLE, TN
7	BEACON FINANCIAL Johnson City, TN
8	GATEWAY CLARKSVILLE, TN
9	SMART CHOICE CLEVELAND, TN
10	BULAB EMPLOYEES Memphis, TN
11	BCBST EMPLOYEES CHATTANOOGA, TN
12	ENLIGHTEN JACKSON, TN
13	SECURCOMMUNITY Cordova, TN
14	MARYVILLE MUNICIPAL MARYVILLE, TN
15	TVA MID-SOUTH Memphis, TN
16	PARTHENON Nashville, TN
17	MEMORIAL Chattanooga, TN
18	KEMBA DELTA Bartlett, TN
19	THE WEST TENNESSEE Atoka, TN
20	FAMILY ADVANTAGE Spring Hill, TN
21	HARDIN COUNTY HOSPITAL EMPLOYEES Savannah, TN
22	P.I.A.S. Brentwood, TN
23	KOIN Brentwood, TN
24	KNOX CO. EMPLOYEES KNOXVILLE, TN
25	TENNESSEE MEMBERS 1ST Oak Ridge, TN

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)