Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: NM × Clear all

Most Strengths

All tiers in NM

Rank	Credit Union
1	GUADALUPE Community Santa Fe, NM
2	ZIA Community Los Alamos, NM
3	ESTACADO Community HOBBS, NM
4	STATE EMPLOYEES Mid-Market Santa Fe, NM
5	QUESTA Questa, NM
6	FINANCIAL SECURITY CARLSBAD, NM
7	DEL NORTE Mid-Market Los Alamos, NM
8	SUNWARD Mid-Market Albuquerque, NM
9	SANDIA AREA Mid-Market Albuquerque, NM
10	KIRTLAND Mid-Market ALBUQUERQUE, NM
11	CHAVES COUNTY SCHOOL EMPLOYEES Roswell, NM
12	RINCONES PRESBYTERIAN CHACON, NM
13	OTERO Community Alamogordo, NM
14	ROSWELL COMMUNITY Roswell, NM
15	MT TAYLOR MILAN, NM
16	ARTESIA Community Artesia, NM
17	RAILROAD EMPLOYEES Belen, NM
18	FOUR CORNERS Kirtland, NM
19	FIRST FINANCIAL Mid-Market Albuquerque, NM
20	WHITE SANDS Community LAS CRUCES, NM
21	NORTHERN NEW MEXICO SCHOOL EMPLOYEE SANTA FE, NM
22	EDDY CARLSBAD, NM
23	INTERNATIONALITES CARLSBAD, NM
24	NUSENDA Mid-Market ALBUQUERQUE, NM
25	U.S. EAGLE Mid-Market Albuquerque, NM

Most Concerns

All tiers in NM

Rank	Credit Union
1	HIGH DESERT COMMUNITY Aztec, NM
2	THE FLORIST ROSWELL, NM
3	RIO GRANDE Community Albuquerque, NM
4	DEMING SCHOOLS EMPLOYEES DEMING, NM
5	JEMEZ VALLEY JEMEZ SPRINGS, NM
6	U.S. EAGLE Mid-Market Albuquerque, NM
7	LOCO ALAMOGORDO, NM
8	LOS ALAMOS SCHOOLS Los Alamos, NM
9	CUBA CUBA, NM
10	CANNON Community CLOVIS, NM
11	NUSENDA Mid-Market ALBUQUERQUE, NM
12	FIRST FINANCIAL Mid-Market Albuquerque, NM
13	QUAY SCHOOLS Tucumcari, NM
14	INTERNATIONALITES CARLSBAD, NM
15	FOUR CORNERS Kirtland, NM
16	U-1ST COMMUNITY Carlsbad, NM
17	EVERYONE'S Tucumcari, NM
18	MT TAYLOR MILAN, NM
19	NORTHERN NEW MEXICO SCHOOL EMPLOYEE SANTA FE, NM
20	ARTESIA Community Artesia, NM
21	RINCONES PRESBYTERIAN CHACON, NM
22	SUNWARD Mid-Market Albuquerque, NM
23	WHITE SANDS Community LAS CRUCES, NM
24	EDDY CARLSBAD, NM
25	ROSWELL COMMUNITY Roswell, NM

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)