Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: KY × Clear all

Most Strengths

All tiers in KY

Rank	Credit Union
1	L & N Mid-Market Louisville, KY
2	COMMONWEALTH Mid-Market Frankfort, KY
3	MEMBERS CHOICE Community ASHLAND, KY
4	UNIVERSITY OF KENTUCKY Mid-Market Lexington, KY
5	YOUNG COMMUNITY LOUISVILLE, KY
6	SIGNET Community Paducah, KY
7	C-PLANT Community PADUCAH, KY
8	PARK Mid-Market Louisville, KY
9	GREEN RIVER AREA OWENSBORO, KY
10	EXPREE Community Frankfort, KY
11	CLASS ACT Community Louisville, KY
12	ABOUND Mid-Market Radcliff, KY
13	NORTHERN KENTUCKY Highland Height, KY
14	TRANSCEND Community Louisville, KY
15	ARH MIDDLESBORO, KY
16	F.C.I. ASHLAND Ashland, KY
17	THE HEALTH & EDUCATION Community Lexington, KY
18	ADVANZ Community Louisville, KY
19	MEMBERS HERITAGE Community Lexington, KY
20	LABOR MANAGEMENT LEWISPORT, KY
21	MAIN IMPACT Murray, KY
22	DAVIESS COUNTY TEACHERS Owensboro, KY
23	LAKE CHEM COMMUNITY Benton, KY
24	MOREHEAD COMMUNITY Morehead, KY
25	KUE Lexington, KY

Most Concerns

All tiers in KY

Rank	Credit Union
1	W B H EMPLOYEES Paducah, KY
2	KRAFTCOR Hawesville, KY
3	BLUEGRASS COMMUNITY Ashland, KY
4	BEACON COMMUNITY Louisville, KY
5	YOUR HOMETOWN Mayfield, KY
6	BROWN-FORMAN EMPLOYEES LOUISVILLE, KY
7	LOUISVILLE FEDERAL Louisville, KY
8	GREATER KENTUCKY CU, INC. LEXINGTON, KY
9	TAYCO EMPLOYEES South Shore, KY
10	DOE RUN BRANDENBURG, KY
11	LEXINGTON POSTAL COMMUNITY Lexington, KY
12	MSD LOUISVILLE, KY
13	CORNING GLASS WORKS HARRODSBG Harrodsburg, KY
14	COVE Edgewood, KY
15	SHAWNEE TVA EMPLOYEES WEST PADUCAH, KY
16	REGIONAL MEDICAL CTR HOPKINS CO EMP MADISONVILLE, KY
17	ASHLAND Community ASHLAND, KY
18	SERVICE ONE Community Bowling Green, KY
19	AUTOTRUCK FINANCIAL Community Louisville, KY
20	OLD KENTUCKY HOME BARDSTOWN, KY
21	WHITESVILLE COMMUNITY Whitesville, KY
22	LOUISVILLE GAS AND ELECTRIC COMPANY Louisville, KY
23	KEMBA LOUISVILLE Louisville, KY
24	K I T Louisville, KY
25	LABOR MANAGEMENT LEWISPORT, KY

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)