Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: KY × Clear all

Most Strengths

All tiers in KY

Rank	Credit Union
1	L & N Mid-Market Louisville, KY
2	UNIVERSITY OF KENTUCKY Mid-Market Lexington, KY
3	MEMBERS CHOICE Community ASHLAND, KY
4	CLASS ACT Community Louisville, KY
5	PARK Mid-Market Louisville, KY
6	MOREHEAD COMMUNITY Morehead, KY
7	TRANSCEND Community Louisville, KY
8	GREEN RIVER AREA OWENSBORO, KY
9	ABOUND Mid-Market Radcliff, KY
10	K I T Louisville, KY
11	THE HEALTH & EDUCATION Community Lexington, KY
12	NORTHERN KENTUCKY Highland Height, KY
13	WHITESVILLE COMMUNITY Whitesville, KY
14	SIGNET Community Paducah, KY
15	ADVANZ Community Louisville, KY
16	F.C.I. ASHLAND Ashland, KY
17	YOUNG COMMUNITY LOUISVILLE, KY
18	ARH MIDDLESBORO, KY
19	ASHLAND Community ASHLAND, KY
20	MSD LOUISVILLE, KY
21	DAVIESS COUNTY TEACHERS Owensboro, KY
22	EXPREE Community Frankfort, KY
23	C-PLANT Community PADUCAH, KY
24	KUE Lexington, KY
25	LAKE CHEM COMMUNITY Benton, KY

Most Concerns

All tiers in KY

Rank	Credit Union
1	MODERN EMPLOYEES OWENSBORO, KY
2	RURAL COOPERATIVES Louisville, KY
3	W B H EMPLOYEES Paducah, KY
4	KRAFTCOR Hawesville, KY
5	DOE RUN BRANDENBURG, KY
6	LOUISVILLE GAS AND ELECTRIC COMPANY Louisville, KY
7	CORNING GLASS WORKS HARRODSBG Harrodsburg, KY
8	TAYCO EMPLOYEES South Shore, KY
9	YOUR HOMETOWN Mayfield, KY
10	BEACON COMMUNITY Louisville, KY
11	GREATER KENTUCKY CU, INC. LEXINGTON, KY
12	BLUEGRASS COMMUNITY Ashland, KY
13	LABOR MANAGEMENT LEWISPORT, KY
14	BROWN-FORMAN EMPLOYEES LOUISVILLE, KY
15	LOUISVILLE FEDERAL Louisville, KY
16	OLD KENTUCKY HOME BARDSTOWN, KY
17	AUTOTRUCK FINANCIAL Community Louisville, KY
18	SHAWNEE TVA EMPLOYEES WEST PADUCAH, KY
19	SERVICE ONE Community Bowling Green, KY
20	LEXINGTON POSTAL COMMUNITY Lexington, KY
21	REGIONAL MEDICAL CTR HOPKINS CO EMP MADISONVILLE, KY
22	METRO PLUS Lexington, KY
23	YOUNG COMMUNITY LOUISVILLE, KY
24	KEMBA LOUISVILLE Louisville, KY
25	COVE Edgewood, KY

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)