Industry Rankings

CU Wrapped 2025

Credit Union Leaderboards

See who's leading and who's falling behind across the credit union industry

Tier:

All Community Mid-Market Large Titans

State:

Active filters: IA × Clear all

Most Strengths

All tiers in IA

Rank	Credit Union
1	VERIDIAN Large Waterloo, IA
2	CEDAR FALLS COMMUNITY Community Cedar Falls, IA
3	DUPACO COMMUNITY Mid-Market Dubuque, IA
4	COMMUNITY CHOICE Community JOHNSTON, IA
5	MEMBERS1ST COMMUNITY Community Marshalltown, IA
6	METCO Cedar Rapids, IA
7	DUTRAC COMMUNITY Mid-Market DUBUQUE, IA
8	GREATER IOWA Community Ames, IA
9	CITIZENS COMMUNITY Community Fort Dodge, IA
10	CORDA Community Cedar Rapids, IA
11	POWER CO-OP EMPLOYEES Humboldt, IA
12	AIM Community Dubuque, IA
13	JOURNEY Des Moines, IA
14	PREMIER Community Des Moines, IA
15	RIVER VALLEY Community AMES, IA
16	FINANCIAL PLUS Community West Des Moines, IA
17	MEMBERS COMMUNITY Muscatine, IA
18	GREENSTATE Titans North Liberty, IA
19	MIDLAND URBANDALE, IA
20	TELCO TRIAD COMMUNITY Community Sioux City, IA
21	HOLY GHOST PARISH DUBUQUE, IA
22	BURLINGTON MUNICIPAL EMPLOYEES Burlington, IA
23	EMPLOYEES Community Estherville, IA
24	COMMUNITY 1ST Mid-Market Ottumwa, IA
25	S E C U KEOKUK, IA

Most Concerns

All tiers in IA

Rank	Credit Union
1	THE FAMILY Community Davenport, IA
2	TEAMSTERS LOCAL #238 Cedar Rapids, IA
3	ALLEN HOSPITAL PERSONNEL Waterloo, IA
4	ST. ATHANASIUS JESUP, IA
5	LEE COUNTY KEOKUK, IA
6	COLLINS COMMUNITY Mid-Market Cedar Rapids, IA
7	INDUSTRIAL EMPLOYEES Centerville, IA
8	FIRST Community Hiawatha, IA
9	ST. LUDMILA S Cedar Rapids, IA
10	WATERLOO FIREMEN'S Waterloo, IA
11	FORT DODGE FAMILY Fort Dodge, IA
12	GAS & ELECTRIC EMPLOYEES mason city, IA
13	POLK COUNTY DES MOINES, IA
14	DES MOINES FIRE DEPARTMENT DES MOINES, IA
15	NORTH STAR COMMUNITY Community Cherokee, IA
16	PEOPLES Webster City, IA
17	IOWA HEARTLAND MASON CITY, IA
18	ADVANTAGE Community Newton, IA
19	ACE Mason City, IA
20	DU PONT EMPLOYEES Fort Madison, IA
21	UNITE Cedar Falls, IA
22	GREENSTATE Titans North Liberty, IA
23	MERIDIAN Ottumwa, IA
24	NORTH WESTERN EMPLOYEES COUNCIL BLUFFS, IA
25	CAPITOL VIEW Des Moines, IA

Explore by Dimension

Signatures

Growth & Performance

Credit Quality Leader Emerging Performer Organic Growth Engine Organic Growth Leader Profitability Leader Relationship Depth Leader Wallet Share Momentum

Risk & Quality

Capital Constraint Cost Spiral Credit Quality Pressure Credit Risk Growth Efficiency Drag Flatlined Growth Indirect Auto Dependency Liquidity Overhang Liquidity Strain Stagnation Risk

Decline Indicators

Accelerating Exit Risk Deposit Outflow Institutional Decline Margin Compression Membership Headwinds Shrinking Wallet Share Wealth Migration Risk

Metrics

Growth

Asset Growth (YoY) (Absolute) Average Member Relationship Growth (YoY) (Absolute) Deposit Growth (YoY) (Absolute) Loan Growth (YoY) (Absolute) Member Growth (YoY) (Absolute)

Profitability

Efficiency Ratio (Absolute) Efficiency Ratio (QoQ Change) Efficiency Ratio (YoY Change) Fee Income Per Member (Absolute) Fee Income Per Member (QoQ Change) Fee Income Per Member (YoY Change) Net Interest Margin (NIM) (Absolute) Net Interest Margin (NIM) (QoQ Change) Net Interest Margin (NIM) (YoY Change) Return on Assets (ROA) (Absolute) Return on Assets (ROA) (QoQ Change) Return on Assets (ROA) (YoY Change)

Member Engagement

Average Member Relationship (AMR) (Absolute) Average Member Relationship (AMR) (QoQ Change) Average Member Relationship (AMR) (YoY Change) Loan-to-Member Ratio (LMR) (Absolute) Loan-to-Member Ratio (LMR) (QoQ Change) Loan-to-Member Ratio (LMR) (YoY Change) Members Per Employee (MPE) (Absolute) Members Per Employee (MPE) (QoQ Change) Members Per Employee (MPE) (YoY Change) Total Members (Absolute) Total Members (QoQ Change) Total Members (YoY Change)

Balance Sheet

First Mortgage Concentration (%) (Absolute) First Mortgage Concentration (%) (QoQ Change) First Mortgage Concentration (%) (YoY Change) Indirect Auto Concentration (%) (Absolute) Indirect Auto Concentration (%) (QoQ Change) Indirect Auto Concentration (%) (YoY Change) Loan-to-Share Ratio (Absolute) Loan-to-Share Ratio (QoQ Change) Loan-to-Share Ratio (YoY Change) Share Certificate Concentration (%) (Absolute) Share Certificate Concentration (%) (QoQ Change) Share Certificate Concentration (%) (YoY Change) Total Assets (Absolute) Total Assets (QoQ Change) Total Assets (YoY Change) Total Deposits (Absolute) Total Deposits (QoQ Change) Total Deposits (YoY Change) Total Loans (Absolute) Total Loans (QoQ Change) Total Loans (YoY Change)

Risk

Net Charge-Off Rate (Absolute) Net Charge-Off Rate (QoQ Change) Net Charge-Off Rate (YoY Change) Net Worth Ratio (Absolute) Net Worth Ratio (QoQ Change) Net Worth Ratio (YoY Change) Total Delinquency Rate (60+ days) (Absolute) Total Delinquency Rate (60+ days) (QoQ Change) Total Delinquency Rate (60+ days) (YoY Change)